Ibrahim Gardner
Australia is a popular study destination for international students, with a total market value of over 5 billion AUD generated by international students in 2018. In 2023, there were 786,891 international students enrolled in Australian educational programs, representing 26.7% of the student population. International students in Australia are required to obtain a student visa and must submit a Confirmation of Enrolment (CoE) and an English language proficiency test score as part of their visa application. Upon arrival in Australia, international students need to obtain a Unique Student Identifier (USI) using their non-Australian passport and visa as identification. This USI is essential for accessing Commonwealth financial assistance and receiving qualifications or statements of attainment. International students in Australia may also need to navigate challenges such as mental health issues, social isolation, and language barriers.
| Characteristics | Values |
|---|---|
| Unique Student Identifier (USI) | International students need a USI to receive their award. They cannot create a USI until they have arrived in Australia. |
| Student Visa | All international students are required to obtain a valid student visa before arriving in Australia. |
| English Language Proficiency | International students must provide a compulsory English language proficiency test score when applying for a student visa. |
| Driving | Most Australian states allow student visa holders to drive with their overseas license as long as it is current. |
| Banking | International students should get a Tax File Number (TFN) and submit it to the bank to avoid being taxed at a higher rate. |
| Mental Health Support | There are rising safety and mental health concerns among international students in Australia, with reports indicating a lack of adequate preventive and support systems. |
| Immigration | The Australian government encourages foreign students to work and stay in regional areas by offering reduced visa quotas for skilled independent entrants. |
| Popularity as a Study Destination | Australia ranked third in top study abroad destinations, with 786,891 international students enrolled in 2023. |
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What You'll Learn
International students in Australia: visa requirements
International students travelling to Australia to study are issued with an Australian visa and must go through customs before creating a Unique Student Identifier (USI). A USI can be created using a non-Australian passport and Australian visa as forms of ID.
International students must apply for a Student Visa (Subclass 500), which is the most popular option. This visa allows students to live, study, and work for up to five years, depending on the duration of their degree. Applicants must have been accepted to study full-time at an institution and on a course approved by the Commonwealth Register of Institutions and Courses for International Students (CRICOS).
Students must also meet other eligibility requirements, including health and character requirements. They must demonstrate that they have adequate funds to support themselves during their stay. From May 2024, this amount was set at AUD $29,710, although this is subject to change. Students must also show proof of their language competency by providing results from an approved English language test.
To ensure the best advice possible, it is recommended that students choose an independent, qualified education agent to help them with their enrolment and visa application.
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English language requirements for international students
Australia is one of the most popular destinations for international students in the English-speaking world. Studying in Australia offers a unique experience that will not only improve your language skills but also help you get closer to your career and life goals. As an international student in Australia, you will be surrounded by some of the best and most well-regarded education providers in the world.
If you are an international student interested in studying at an Australian educational institution, you may be required to pass an English test before applying. This is to demonstrate that you have a certain level of English language proficiency. Your required level of English language proficiency will vary depending on your desired institution and level of study, your country of citizenship, and whether you plan to complete an English Language Intensive Course for Overseas Students (ELICOS) course upon arrival in Australia.
There are five English language tests accepted for student visa applications in Australia: International English Language Testing System (IELTS), Test of English as a Foreign Language (TOEFL) internet-based test (paper-based tests are accepted from limited countries), Cambridge English: Advanced (CAE), Pearson Test of English (PTE) Academic, and Occupational English Test (OET). The minimum test scores required vary depending on the type of student visa and the course of study. For example, the minimum test score for a Student visa has increased from IELTS score 5.5 to 6.0 (or equivalent), while the minimum test score for students undertaking an ELICOS course before their main course of study has increased from IELTS score 4.5 to 5.0 (or equivalent).
It is important to remember that the results of the English language test must have been completed no more than two years before the visa application is made. Applicants must also provide evidence that they have completed an English language test that meets the required minimum scores no more than one year before the date of the visa application.
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Mental health challenges faced by international students
International students in Australia face unique mental health challenges influenced by several factors, including cultural adjustment, academic pressures, and social isolation. These challenges have been further exacerbated by the COVID-19 pandemic, highlighting the importance of effective support services and resources for this vulnerable population.
One of the main mental health challenges faced by international students in Australia is anxiety and depression. Studies indicate that anxiety affects between 2.4% and 43% of international students, while depression rates range from 3.6% to 38.3%. These mental health conditions can be triggered or worsened by various factors, such as cultural shock, homesickness, and the stress of adapting to a new educational system.
Financial and work-related stress are also significant contributors to the mental health challenges faced by international students. The cost of living and tuition fees in Australia can be high, and many international students may struggle with financial difficulties, affecting their overall well-being. Additionally, international students may face work-related stress, especially if they need to balance part-time employment with their studies to support themselves financially.
Social isolation and cultural barriers can also impact the mental health of international students. Moving to a new country and leaving behind familiar support networks can lead to feelings of loneliness and isolation. Language barriers can further exacerbate these feelings, making it difficult for international students to connect with their peers and seek help when needed.
Experiences of discrimination and concerns about personal safety have been reported by 9% to 50% of international students, according to Taylor & Francis Online. These negative experiences can significantly impact the mental health and overall well-being of international students, leading to increased stress, anxiety, and fear.
While Australia offers various mental health support services, such as university counselling and mental health organisations, international students often face barriers in accessing these services. Stigma, cultural perceptions of mental health, lack of awareness of available services, and financial constraints are some of the barriers that deter international students from seeking the help they need.
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Driving in Australia as an international student
International students can drive in Australia, but the requirements vary depending on their visa type and the state they are in. If you are a temporary resident, you can drive with your home country's driver's license, provided it is valid, current, and in English or accompanied by an authorized translation or International Driving Permit (IDP). Some states, like New South Wales (NSW), have additional restrictions for drivers with overseas licenses, such as requiring drivers with less than three years of licensing to enter the provisional license scheme.
If you are a permanent resident or have a permanent visa, you will need to obtain an Australian driver's license within the first six months. The process typically involves three stages: obtaining a learner's permit by passing a knowledge-based test, completing a set of requirements for a probationary license, and finally, taking a driving test to obtain a full license. The specific requirements and stages may vary across states, so it is recommended to contact the relevant state licensing authorities for clarification.
In addition to licensing requirements, there are other considerations for driving in Australia. Central Business Districts (CBDs) tend to have heavy traffic congestion. Toll roads are present in cities like Sydney, Brisbane, and Melbourne, where tolls can be paid using an e-Tag. Owning a car in Australia can be expensive due to additional costs such as registration, insurance, repairs, and petrol. Public transportation is easily accessible in most cities, providing an alternative to driving.
Before purchasing a car, consider the expenses involved in running and maintaining a vehicle. It is estimated that you should budget between $150 to $250 per week for these costs, depending on usage. Additionally, third-party insurance is compulsory for driving in Australia, and it is included in your registration fees. This insurance covers damage to other vehicles or property in case of an accident but does not cover damage to your car.
Lastly, when buying a car, it is recommended to have it checked by a mechanic, especially when purchasing from a private seller. After the purchase, you may need to register the transfer of ownership with the local transport authorities and pay additional costs like Stamp Duty and taxes.
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Phone and banking options for international students
As an international student in Australia, you will need a local bank account to receive international money transfers, pay bills, and manage your student accommodation.
When choosing a bank, it is a good idea to compare a few well-known Australian banks and the types of accounts and features they offer, such as online bank services, student benefits, and bank charges. The four biggest banks in Australia are Westpac, Commonwealth Bank (CommBank), Australia New Zealand (ANZ), and National Australia Bank (NAB).
Westpac
Westpac offers student bank accounts with Google Pay.
CommBank
CommBank is the largest bank in Australia, with an extensive network of ATMs and branches across the country. Some branches offer foreign language support. CommBank allows you to open a bank account up to 14 days before you arrive in Australia. You can open an Everyday Account online in 5 minutes and receive the bank details straight away. You will need to visit a branch once you arrive in Australia and provide identification documents and tax residency details before you can use your new account. CommBank offers a Debit Mastercard that can be synced with your phone or wearable for Apple Pay, Google Pay, or Samsung Pay.
ANZ
ANZ is one of Australia's leading financial institutions, with banks in most urban and regional centres. ANZ offers its own Foreign Exchange Service, which allows international students to exchange foreign currency into Australian Dollars at any ANZ branch and deposit foreign currency directly into an ANZ account. The ANZ Student Access Advantage account has no monthly account fees, and access to over 7,000 ATMs across Australia with no ATM fees. There is, however, a $5 fee for overseas ATM fees and a 3% foreign exchange commission for overseas withdrawals.
NAB
NAB is widely available throughout Australia, with branches in all major cities. NAB offers the NAB Classic Banking account, which has no monthly account fees, no overdraft fees, and no direct ATM fees when using any rediATMs or NAB ATMs. You can open an NAB Classic Banking account online before you arrive in Australia. NAB offers a NAB Visa Debit card for everyday spending, which can be used in-store, online, or with your digital wallet.
Opening a bank account in Australia
To open an Australian bank account, you will need a current phone number, email address, residential address, and other contact details. You will also need to provide personal details such as your name and date of birth, as well as documents to verify your identity. Some banks may allow you to do this online, but others may require you to visit a branch in person once you arrive in Australia. You will also need a letter from your institution on official letterhead as proof that you are a full-time student.
Phone options for international students
Regarding phone options, you may want to consider a mobile plan that suits your needs. Some banks offer perks such as discounted phone plans or phone insurance when you open a bank account with them. You can research and compare phone plans from different providers in Australia to find one that suits your needs and budget.
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Frequently asked questions
No, if you have a permanent resident visa, you are not considered an international student. International students whose status changes to permanent resident (PR) become eligible to apply for enrolment as domestic fee-paying students.
There are several pathways to obtaining permanent residency in Australia as an international student. One way is to obtain a temporary visa (subclass 482), work in Australia for at least three years, and then transition to a permanent visa. Another option is to apply for a Post-Study Work Visa (subclass 485) to help meet the requirements for a permanent visa, such as gaining work experience or improving English language skills.
Obtaining permanent residency in Australia provides various benefits and entitlements. It allows individuals to live and work in the country indefinitely and access government-subsidized education and loans, such as Commonwealth Supported Places and HELP loans, which can make studying in Australia more affordable.
