
There have been claims that children of Congress members do not have to pay back their student loans. However, there is no evidence to support these claims. In fact, the U.S. Department of Education has stated that there are no provisions under Title IV of the federal student aid programs that exempt congressional family members from repaying student loans. The Federal Student Loan Repayment Program, which provides assistance to federal agency employees in general, not just those in Congress, also does not cover loans taken out by family members. While some congressional employees may be eligible for student loan repayment assistance, members of Congress and their families are not included in this group.
| Characteristics | Values |
|---|---|
| Are children of congress members exempt from paying back student loans? | No |
| Are congressional staffers exempt from paying back student loans? | No |
| Are there provisions exempting family members of congress members from paying back student loans? | No |
| Are there any student loan repayment programs for federal employees? | Yes |
| Can congressional staffers benefit from student loan repayment programs? | Yes |
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What You'll Learn
- There is no exemption for children of Congress members to not pay back student loans
- The Federal Student Loan Repayment Program does not cover family members
- Members of Congress are also not exempt from student loan repayment
- Some congressional employees are eligible for student loan repayment
- The claim stems from a 2010 Fox News broadcast

There is no exemption for children of Congress members to not pay back student loans
There is no exemption for children of Congress members when it comes to paying back student loans. While it is true that some congressional employees are eligible to have a portion of their student loans repaid, this does not extend to members of Congress or their families. This benefit is part of the Federal Student Loan Repayment Program, which applies only to employees of federal agencies and does not cover loans made to their children or other family members.
The confusion around this issue appears to stem from a 2010 comment made by Fox News political contributor Dick Morris, which was then misrepresented and spread via a viral email and social media posts. In the email, it was claimed that "staffers of Congress family members are exempt from having to pay back student loans". This statement has been debunked by several fact-checking organizations, including FactCheck.org, Snopes, and PolitiFact.
It is important to note that while there is no blanket exemption for congressional staffers or their families, some full-time staffers may still receive student loan repayment assistance under the Federal Student Loan Repayment Program. However, this is not an automatic benefit and is dependent on factors such as income level, length of employment, and other requirements. Additionally, the total repayment amount is capped at $60,000 per employee in the House and $40,000 in the Senate, and employees must remain in their positions for several years to qualify.
In summary, there is no evidence to support the claim that children of Congress members are exempt from paying back their student loans. While some congressional staffers may receive assistance through a federal program, this does not extend to members of Congress or their families.
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The Federal Student Loan Repayment Program does not cover family members
There is no exemption for children of congressmen from paying back student loans. Claims that members of Congress and their families are exempt from repaying student loans are false. While some congressional employees are eligible to have a portion of their student loans repaid, this does not extend to members of Congress or their families.
The Federal Student Loan Repayment Program is a benefit that can be offered by federal agencies to select employees as an aid in hiring and retaining talent. This program applies only to employees of federal agencies and does not cover loans made to their children or other family members. In other words, it does not provide student loan repayment assistance to congressional family members.
The confusion around this issue appears to stem from comments made by Fox News political contributor Dick Morris on "'The Sean Hannity Show" in 2010. Morris misrepresented the student loan repayment program, and his comments were further distorted and spread as fact through viral emails and social media.
It's important to note that members of Congress do enjoy various perks and benefits, but student loan repayment is not one of them. The bottom line is that congressional staffers and their family members are not exempt from repaying their student loans.
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Members of Congress are also not exempt from student loan repayment
There is no exemption for members of Congress, their spouses, or dependent children from repaying student loans. This is despite the fact that members of Congress enjoy a lot of perks. The confusion appears to stem from a statement made by Fox News political contributor Dick Morris on August 23, 2010, on "The Sean Hannity Show." Morris misrepresented the student loan repayment program, and his comments were further distorted by a viral email and those who passed it along as fact.
The Federal Student Loan Repayment Program applies only to employees of federal agencies. It does not cover loans made to their children or other family members, and it does not provide student loan benefits to congressional family members. The program has been in effect since 2001 and allows federal agencies to pay up to $10,000 per year per employee, with total payments capped at $60,000 per employee.
While some congressional employees are eligible to have up to $60,000 of student loans repaid after several years, members of Congress and their families are not. This was confirmed by Dan Weiser, a spokesman with the Office of the Chief Administrative Officer for the U.S. House of Representatives, and by the Department of Education, which stated that there are no provisions under Title IV of the federal student aid programs that exempt members of Congress or their families from repaying student loans.
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Some congressional employees are eligible for student loan repayment
It is a common misconception that members of Congress, their staffers, and their family members are exempt from paying back their student loans. This claim is false. However, some congressional employees are eligible for student loan repayment programs.
The Federal Student Loan Repayment Program has been in effect for executive branch employees since 2001. It was established after the National Commission on the Public Service found that the federal government faced challenges in recruiting and retaining talented personnel. While federal agencies are not mandated to offer this benefit, they may pay up to $10,000 per year per employee, with total payments capped at $60,000 per employee.
The program applies only to employees of federal agencies and does not extend to their children or family members. Congressional employees can participate in this program, but members of Congress themselves are specifically excluded from this benefit.
Some congressional staffers are eligible to have up to $60,000 of student loans repaid after several years, provided they remain in their positions for an agreed-upon period. In the Senate, the cap is $40,000. These programs are not automatic and are based on factors like income level, length of employment, and other requirements.
It is important to note that while some congressional employees may receive assistance in repaying student loans, this does not extend to members of Congress or their family members.
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The claim stems from a 2010 Fox News broadcast
The claim that children of congress members do not have to pay back their student loans appears to stem from a 2010 Fox News broadcast, in which political contributor Dick Morris made comments on "The Sean Hannity Show". Morris misrepresented the student loan repayment program, and his comments were further distorted by a viral chain email and those who passed it on as fact.
The Federal Student Loan Repayment Program applies only to employees of federal agencies and does not cover loans made to their children or other family members. It does not provide student loan benefits to congressional family members. Members of Congress and their families are not exempt from repaying student loans.
However, some congressional employees are eligible to have up to $60,000 of student loans repaid after several years of service, just like other federal workers. In 2010, the government repaid student loans for 8,454 employees, who had to remain in their agency's service for at least three years.
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Frequently asked questions
No. Members of Congress, their spouses, and dependent children are not eligible for the Federal Student Loan Repayment Program.
The Federal Student Loan Repayment Program is a discretionary benefit that can be offered by federal agencies to select employees as an aid in hiring and retaining. Under this program, employees are eligible for up to $10,000 per year, to a total of $60,000 per employee.
The program applies only to employees of federal agencies. It does not cover loans made to their children or other family members, and it does not provide student loan benefits to congressional family members.











































