Lana Oconnell
International students in the US may face challenges when it comes to accessing credit cards, as evidenced by a case of an international graduate student with a decent score being denied an Amazon Prime Rewards Card. This individual had been in the US for almost three years and did not have any loans, cards, or US credit history. While it is beneficial for college students to build credit with a credit card, international students might encounter additional requirements or considerations when applying for cards like the Amazon Prime Visa or Amazon Store Card.
| Characteristics | Values |
|---|---|
| Amazon credit card for students | No specific card, but the Amazon Store Card is the easiest to get approved for |
| Best card for international students | Deserve EDU Mastercard (no SSN required, 1% cashback on all purchases, Amazon Prime Student Subscription Reimbursement) |
| Other good cards for international students | Discover it Student Cash Back card (5% cashback on rotating categories, no annual fee), Capital One Savor Student Cash Rewards Credit Card (accepts applicants with limited credit history, $100 for spending $300 in the first 3 months, $0 annual fee) |
| Benefits of a credit card for international students | Building a credit history, accessing credit for emergencies, managing expenses easily, cashback rewards |
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What You'll Learn
- International students can get an Amazon Prime Student subscription reimbursement with the Deserve EDU Mastercard
- The Amazon Store Card is a good option for students as it offers 5% back on Amazon purchases
- The Amazon Store Card is easy to get approved for and does not require a US ID
- The Discover it Student Cash Back card is great for international students as it offers 5% cashback on rotating categories and has no annual fee
- Getting a credit card as a student is a good way to build your credit score
International students can get an Amazon Prime Student subscription reimbursement with the Deserve EDU Mastercard
International students can benefit from the Deserve EDU Mastercard, which offers a host of perks for students. One notable advantage is the opportunity to receive reimbursement for an Amazon Prime Student subscription.
The Amazon Prime Student membership is specially designed for students and offers several benefits at a discounted rate. For a monthly fee of $7.49 (50% less than the regular Prime membership), students can enjoy features such as exclusive discounts at Whole Foods Market and free two-day and one-day shipping.
The Deserve EDU Mastercard provides a reimbursement of up to $69 for the Amazon Prime Student subscription. To avail of this offer, cardholders must maintain their account in good standing. The reimbursement can be claimed either monthly or annually, depending on the payment method chosen for Amazon Prime Student.
International students can take advantage of this opportunity to enjoy the benefits of Amazon Prime Student without incurring the full cost. By utilising the Deserve EDU Mastercard, they can receive reimbursement for their subscription, making it a cost-effective choice.
Additionally, the Deserve EDU Mastercard offers 1% cashback on all eligible purchases, providing further financial benefits for students. With its range of features and perks, the Deserve EDU Mastercard can be a valuable tool for international students looking to build their credit and manage their finances effectively during their college years.
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The Amazon Store Card is a good option for students as it offers 5% back on Amazon purchases
While there is no Amazon credit card specifically designed for students, the Amazon Store Card is a good option for students as it offers 5% back on Amazon purchases. This card is the easiest Amazon credit card for students to get, as it only requires fair credit for approval.
The Amazon Store Card is a great choice for students who frequently shop on Amazon, as it allows them to earn rewards on their purchases. In addition to the 5% back on Amazon purchases, the card also offers other benefits, such as promotional financing options and exclusive discounts.
For students who are looking to build their credit history, the Amazon Store Card can be a good starting point. By owning a credit card and maintaining a good standing, students can improve their credit score over time. This can be beneficial when applying for loans, renting apartments, or even in job applications.
Additionally, the Amazon Store Card pairs well with a Prime Student membership, which offers a range of benefits at a discounted price. Prime Student members enjoy fast, free shipping on eligible items, as well as access to exclusive deals and discounts. They can also take advantage of Prime Video, Prime Reading, and other entertainment services offered by Amazon.
It's important to note that while the Amazon Store Card is a good option, there are other credit cards tailored to students that may offer similar or more beneficial features. For example, the Deserve EDU Mastercard offers 1% cashback on all purchases, has no annual fee, and does not require an SSN, making it ideal for international students.
In conclusion, the Amazon Store Card is a solid choice for students who are looking to earn rewards on their Amazon purchases, build their credit history, and take advantage of the benefits offered by Prime Student. However, students should also explore other credit card options, such as the ones mentioned above, to find the one that best suits their individual needs and financial goals.
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The Amazon Store Card is easy to get approved for and does not require a US ID
The Amazon Store Card is a great option for students who frequently shop on Amazon. It is a credit card that offers several benefits to its users. The card provides 5% back in rewards on Amazon purchases for cardholders with a Prime membership. This includes digital downloads, Amazon Gift Cards, Amazon Prime subscriptions, and purchases from third-party merchants on Amazon's marketplace.
The Amazon Store Card is relatively easy to get approved for, even for those with limited or no credit history. While a good credit score is always beneficial when applying for a credit card, the Amazon Store Card only requires at least fair credit for approval. This makes it a suitable option for students who are just starting to build their credit.
Additionally, the Amazon Store Card does not require a US ID. However, according to WalletHub, you will need a Social Security Number or an International Tax Identification Number, as well as a physical US address (no P.O. boxes). It is important to note that approval is never guaranteed, and providing false or misleading information on a card application is a federal crime.
The application process for the Amazon Store Card is straightforward and quick. If you are not approved for the Amazon Store Card, you will automatically be considered for the Amazon Secured Card. The card also arrives promptly after approval.
Overall, the Amazon Store Card is a convenient and rewarding option for students, especially when paired with a Prime Student membership, which offers a 6-month free trial and a discounted rate of $7.49 per month afterward.
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The Discover it Student Cash Back card is great for international students as it offers 5% cashback on rotating categories and has no annual fee
There is no Amazon credit card specifically designed for students. However, international students can benefit from the Discover it Student Cash Back card, which offers 5% cashback on rotating categories and has no annual fee. This card is a great option for students who want to earn cash back rewards while building credit.
The Discover it Student Cash Back card offers an introductory 0% APR on purchases for 6 months, followed by a 17.24% to 26.24% variable APR. Students can take advantage of the 5% cashback bonus offered at grocery stores and wholesale clubs, as well as the ability to earn 1% cashback on all other purchases. Additionally, Discover will match all the cashback earned at the end of the first year, with no minimum spending or maximum rewards.
The card also provides benefits such as free Social Security number alerts, the ability to refer a friend and get a statement credit, and the Freeze it® feature, which allows users to prevent new purchases, cash advances, and balance transfers if the card is misplaced.
The Discover it Student Cash Back card is a good option for international students looking to build their credit and earn rewards. With no annual fee and a competitive regular APR, students can learn to manage their finances without incurring extraneous costs.
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Getting a credit card as a student is a good way to build your credit score
While there is no Amazon credit card specifically designed for students, getting a credit card as a student is a good way to build your credit score.
Credit scores are used by companies to make decisions on whether to offer you a mortgage or a credit card, and they also determine the interest rate and credit limit you receive on a loan or credit card. For young people, building a good credit score can open many doors, including renting an apartment, buying a car, getting a phone plan, or purchasing your first home.
Student credit cards are a good way to build your credit score because they are generally easier to qualify for than other credit cards. They don't require a previous credit history to apply, and they often offer school-related perks, like cash back for good grades. Student cards might also offer other benefits, like increasing your rewards rate for making payments on time.
However, it's important to spend responsibly and maintain a solid payment history to keep a good credit score. You can do this by only using one credit card while you learn how to build credit, and by paying off your balance on time and in full each month. Interest rates on student credit cards can be high, and carrying a balance from month to month could end up costing you much more than what you earn in rewards.
If you're a student, you can also consider getting a secured credit card, which is backed up by your own cash paid in the form of a deposit. This deposit will serve as part or all of your credit limit, and secured credit card activity is reported to credit bureaus. Using your secured card to make small daily purchases is a great way to build your credit score and gain access to unsecured credit cards in the future.
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Frequently asked questions
International students can get an Amazon credit card, but approval is not guaranteed. Amazon offers a Prime Visa card, which is only available to Amazon Prime members, as well as a non-Prime credit card.
Amazon credit cards offer 5% cash back on Amazon.com purchases, including eligible purchases at Whole Foods. The Prime Visa card also offers additional perks like no foreign transaction fees, travel benefits, and 2% cash back at gas stations, restaurants, and on local transit.
To qualify for an Amazon credit card, you must have good financial habits, such as paying your bills on time and keeping your balance low. Annual income and assets are more important than employment status when applying for a credit card.
There are other credit cards available for students, such as the Bank of America® Unlimited Cash Rewards credit card for Students and the Petal® 2 Visa® Credit Card. These cards can also help build credit.
