Keystone First Insurance: Available To International Students?

International students are required to have health insurance coverage, but the type of insurance they need depends on their host country. In the United States, international students must provide proof of health insurance coverage that is valid in the US and locally. Keystone College, for example, expects all full-time students to carry personal health insurance and no longer sponsors a student health insurance plan. International students can explore Keystone First, which is committed to advocating for health and safety in the communities it serves. Alternatively, there are insurance providers that specialize in international student health insurance, such as StudentSecure, which offers worldwide coverage.

International students at Keystone College must have health insurance

There are many options available for international students seeking health insurance, with some plans being more affordable than others. For example, StudentSecure is a popular choice for international students, offering worldwide coverage. Plans can be as low as $24 per month for individuals under the age of 25, depending on the level of coverage purchased. However, it is important to note that these plans typically do not cover wellness or preventative care, such as yearly check-ups, and vision and dental are usually not included.

International students at Keystone College can contact International Student Services for assistance with their health insurance needs. The staff at Keystone College can help students choose an in-network provider for laboratory or radiology testing, referrals, or prescriptions, but ultimately, the student is responsible for complying with insurance requirements. All medical bills are the responsibility of the student for private payment and/or insurance coverage.

It is recommended that international students speak with an insurance agent to discuss their specific needs and queries before purchasing a plan, as there are many options available, and some may be more suitable than others. International student health insurance plans are designed to meet the unique needs of students studying outside of their home country, including travel medical insurance, sports coverage, mental health support, and emergency medical evacuation.

International students can get assistance from Keystone's International Student Services

International students can get assistance from Keystone College's International Student Services. This service helps students acquire the insurance policy that best suits their needs. International students are required to have health insurance coverage and must provide proof of this at the beginning of every academic year. This insurance must include benefits that will cover them locally and in the United States.

International students can contact Keystone's International Student Services by phone at 1-(570) 945-8252 or by email at [email protected]. The staff at Keystone College are available to help students choose an in-network provider for laboratory or radiology testing, referrals, or prescriptions. However, it is ultimately the student's responsibility to comply with insurance requirements.

There are many options for international student health insurance plans, which are designed to meet the unique needs of students studying outside of their home country. These plans often include benefits such as sports coverage, mental health services, and emergency medical evacuation. International student plans tend to be more affordable than other insurance plans, with individuals under the age of 25 able to find plans for under $100 per month, or as low as $24 per month.

One popular option for international student health insurance is StudentSecure, which offers worldwide coverage. It is always recommended to speak with an insurance agent about your specific needs and queries before purchasing a plan, as there are many options available.

Keystone College does not sponsor a student health insurance plan

While Keystone College expects all full-time students to have personal health insurance, it does not sponsor a student health insurance plan. This means that students are required to purchase their own health insurance plans. The College provides multiple resources to help students find the insurance policy that best suits their needs. These resources can be found on the Student Counseling and Well-Being Center web page.

All students are encouraged to visit the websites listed on the Student Counseling and Well-Being Center web page to explore their options and make an informed decision about their health insurance. This is particularly important for international students, who may have different or additional requirements when it comes to health insurance coverage.

International students at Keystone College must provide proof of health insurance coverage that is valid in the United States and will cover them locally to the College. This proof of insurance must be provided at the beginning of each academic year. College athletes are also required to maintain active medical insurance during their athletic season to be eligible to participate in practice and competition.

It is important to note that Keystone College is not responsible for any medical bills incurred by students. Students are responsible for complying with their insurance requirements and covering any medical costs through private payment and/or insurance coverage. In the event that laboratory, radiology, prescriptions, or referrals to community providers are needed, students are responsible for ensuring they have the appropriate insurance coverage and for covering any associated costs.

International students can buy health insurance from private companies

International students can purchase health insurance from private companies. For example, IMG offers health insurance plans for international students studying in the US or abroad, providing an affordable alternative to university plans. Their plans are designed to keep students safe and healthy while studying abroad, with specific coverage for physical health, mental wellness, financial protection, crisis support, and personal property.

Similarly, International Student Insurance (ISI) provides comprehensive and affordable health insurance plans tailored for international students on OPT, with rates starting as low as $29/month. They offer a range of international student insurance options to meet school and country requirements, including for those on F (with OPT), M, or J visas, as well as for students studying abroad.

ISO International Student Health Insurance is another option, established in 1958 by international students. They offer dedicated health insurance plans for F1 visa international students, J1 visa scholars and students, F1-OPT holders, and F2/J2 dependents. Their plans are comprehensive, affordable, and meet school requirements, including mental health, sports, and maternity coverage.

When choosing a health insurance plan, international students should consider their specific needs, such as the minimum medical coverage required by their school and host country, as well as their budget and personal health considerations. It is also important to verify visa requirements, as certain plans are designed to meet specific visa requirements, such as F-1 and J-1 visas.

Additionally, students should be aware that their host country may require insurance for international students, and they may not have access to the national health insurance program in their destination country. Therefore, it is essential to research and understand the health insurance options available from private companies to ensure they are adequately covered during their studies abroad.

International student health insurance plans are more affordable

International students can buy health insurance, and there are several providers that cater specifically to them. These include International Student Insurance (ISI), ISO International Student Health Insurance, and Compass Student Insurance. These providers offer comprehensive and affordable health insurance plans tailored to meet the needs of international students. Rates can start as low as $29/month, and there are multiple plans and levels offered to cater to different student budgets and needs.

One of the benefits of international student health insurance plans is that they are comprehensive yet affordable. For example, ISO International Student Health Insurance has been offering affordable insurance plans since 1958, and their plans are designed to meet the specific needs of a school's waiver requirements or visa status. Similarly, International Student Insurance (ISI) offers reliable and affordable plans with a 5-star customer service rating. Their plans are comprehensive and can be tailored to meet the requirements of different schools and countries, including for those on F, M, or J visas.

Another advantage of these plans is their flexibility. International student health insurance plans can be used as temporary coverage before transitioning to an employer's plan or as primary insurance. They often include coverage for a wide range of health services, such as laboratory or radiology testing, referrals, and prescriptions. Additionally, some providers offer international travel medical insurance plans for students travelling outside their home country.

Overall, international student health insurance plans offer a cost-effective solution for international students seeking health coverage. With a range of providers, plans, and levels of coverage to choose from, students can find an option that suits their specific needs and budget. By investing in one of these plans, international students can gain peace of mind and ensure they have access to the health services they need during their studies.

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