Lana Oconnell
Cornell University offers a variety of financial aid options for its students, including scholarships, loans, and grants. The university's estimated cost of attendance includes tuition, fees, and other expenses for a typical full-time undergraduate student for a traditional academic year. While specific details regarding international students' tuition fees are scarce, it can be assumed that they are subject to the same financial considerations as other students. International students at Cornell can explore options such as need-based scholarships, merit-based scholarships, federal loans, and work-study programs to help finance their education. Additionally, they may be enrolled in the Cornell Student Health Plan (SHP) and billed accordingly if their insurance does not meet the university's requirements.
| Characteristics | Values |
|---|---|
| Tuition Fees | Subject to approval by the Cornell Board of Trustees |
| Cost of Attendance | Includes tuition, fees, housing, food, books, and other supplies |
| Scholarships | Merit-based and need-based |
| Loans | Federal loans available |
| Health Insurance | Required; billed for Cornell Student Health Plan if not covered by a family policy |
| New Student Fee | One-time, non-refundable fee of $1,500 |
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What You'll Learn
Scholarships and grants
Undergraduate Scholarships and Grants
Undergraduate students at Cornell can receive financial aid through Cornell grants and endowed scholarships, Pell grants, work-study, and zero or low-interest student loans, depending on their family income. In the 2023 financial year, Cornell University provided $407 million in undergraduate grant aid. There is no minimum or maximum amount of gift aid that can be awarded, and students are considered for grants on a case-by-case basis.
Graduate Scholarships and Grants
Merit-based scholarships for graduate students are program-specific and based on admission applications. PhD candidates at Cornell are almost always fully funded, with 99% of PhD students receiving full funding through various internal and external fellowships.
International Student Scholarships and Grants
International students at Cornell University have access to limited financial assistance through Cornell University scholarships and bursaries. International applicants must complete the College Scholarship Service (CSS) application to apply for financial aid. Merit scholarships for first-year international students range from $30,000 to $35,000.
External Scholarships and Grants
In addition to university-based scholarships, international students can also apply for external scholarships and grants. For example, the Higher Education Scholarship Test for Indian Students (HEST) is a partial funding scholarship offered by the Ministry of Electronics and Information Technology, India. International students can also apply for the Education Future International Scholarship, which is open to Indian nationals and offers funding of INR 2 lakhs to INR 10 lakhs.
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Loans
International students at Cornell University in New York, USA are eligible for international student loans. These loans can help international students cover the costs of tuition, fees, and other expenses associated with their education.
To apply for financial aid as an international student at Cornell, first-year and transfer undergraduate students must complete the CSS Profile when they apply for admission. After receiving the CSS Profile application, Cornell may request additional forms or documentation through the College Board's Institutional Documentation Service (IDOC). Students can upload signed copies of the requested documents via their IDOC Student Dashboard.
Cornell's undergraduate admission process for international students is "need-aware," meaning that the interest in or need for financial aid is one factor among many considered when making admission decisions. The university meets 100% of admitted international undergraduates' demonstrated financial needs with annual aid offers that may include Cornell grants, an annual work-study award, and reasonable student loans depending on total family income.
Most international students at Cornell University must apply for loans with a US co-signer. The co-signer must be a US citizen or permanent resident with good credit and must have lived in the US for the past two years. However, loans without a co-signer are available at Cornell University for students who meet the eligibility criteria.
In addition to loans, international students at Cornell may also be eligible for other forms of financial aid, such as scholarships, grants, and work-study opportunities. The estimated cost of attendance at Cornell, including tuition, fees, housing, food, books, and other supplies, is used to determine eligibility for need-based grants and scholarship aid. The actual costs may vary for each student.
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Insurance
International students at Cornell University are required to have health insurance. While the university offers its own Student Health Insurance Plan (SHP), international students are not restricted to this option and can choose from a range of providers.
Cornell Student Health Insurance Plan (SHP)
Cornell University offers a health insurance plan for its students. The cost of this insurance can be covered by student loan funding. The Student Health Plan is managed by the Office of Student Health Benefits, and details on the plan and additional coverage options are available online. All students, regardless of their insurance provider, are charged a student health fee that grants them access to Cornell Health services.
External Insurance Providers
International students can purchase health insurance from a provider of their choice. Some popular options include:
- Aon Student Insurance: Recommended by Studyportals, Aon offers insurance certificates immediately after registration and is known for its helpful customer service.
- IMG's Patriot Exchange Insurance: Designed for international students or cultural exchange scholars.
- WorldTrips
- GeoBlue Insurance: Offers worldwide coverage with no waiting period for preventive services and covers pre-existing conditions.
- Student Health Advantage from IMG: Provides comprehensive international student medical insurance, including mental health, organized sports, and pre-existing conditions. Available for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 Visa holders.
It is important to note that insurance requirements may vary based on state and university, so international students should verify that their chosen insurance plan meets Cornell University's F1 visa student insurance requirements.
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Work-study
International students at Cornell have the option to participate in the Federal Work-Study Program. This program provides students with part-time employment opportunities that allow them to earn money to help pay for their educational expenses.
To be eligible for the Federal Work-Study Program, international students must demonstrate financial need and be enrolled in a degree program at Cornell. If eligible, 50% of the student's hourly wage will be covered by the Federal Work-Study Program, with the other 50% being paid by the employer. Most student employment positions at Cornell are Federal Work-Study eligible, and many employers at Cornell prefer to hire students who are a part of this program.
Students can find Federal Work-Study positions by conducting their own job search and applying online. Cornell does not offer job placement services. There are a variety of student opportunities available, and all enrolled undergraduates in good standing are eligible to work in student employment positions, regardless of their participation in the Federal Work-Study Program.
It is important to note that international students may have additional requirements or restrictions when participating in the Federal Work-Study Program due to their visa status. They should check with the International Students and Scholars Office or the Financial Aid Office at Cornell to ensure they are complying with all necessary regulations.
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Tuition fees
The estimated cost of attendance at Cornell includes amounts that a typical full-time undergraduate student can expect for a traditional academic year (Fall and Spring), before financial aid. This estimated cost of attendance is used to determine eligibility for need-based grants and scholarship aid. However, actual costs may vary, and tuition fees are subject to approval by the Cornell Board of Trustees or applicable governance bodies.
Cornell Tech, a division of Cornell University, offers merit-based scholarships that may cover a significant portion of tuition costs for master's students. However, they do not offer full-tuition funding for these students. Additionally, Cornell Tech does not provide need-based financial aid, but students who qualify for federal loans may seek information from Cornell Financial Aid about financing their degree.
There are various types of scholarships and grants available at Cornell University, including need-based and merit-based scholarships. The average need-based scholarship or grant awarded to first-year students at Cornell was $59,302, and 49% of first-year students received this type of financial aid in the fall of 2022. Merit-based scholarships are awarded based on academic or athletic achievement, community service involvement, unique hobbies or traits, personal background, or a parent's employer or military affiliation. Some students may receive enough scholarship money to cover their tuition and living expenses.
Additionally, all students at Cornell are required to have health insurance. If a student's existing insurance does not meet the university's requirements, they will be automatically enrolled in and billed for the Cornell Student Health Plan (SHP). This additional cost is not included in the estimated cost of attendance for financial aid. However, students may request student loan funding to cover the cost of the Cornell Student Health Plan.
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Frequently asked questions
Yes, international students do pay tuition at Cornell. The cost of attendance includes tuition, fees, and other components and is subject to approval by the Cornell Board of Trustees.
The tuition fees vary depending on the program and the student's residency. For instance, there is a separate fee structure for Cornell Tech.
Yes, scholarships are available for international students at Cornell. These include need-based and merit-based scholarships. Need-based scholarships consider a student's financial status, while merit-based scholarships are awarded for academic or athletic achievement, community service involvement, unique hobbies or traits, or personal background.
