Health Insurance At Liberty University: What Students Need To Know

Liberty University offers a range of health and wellness services for its students, including a Student Health Center, immunization information, and wellness initiatives and events. The Student Health Fee is $170 and covers a variety of services each semester, including unlimited visits to the Student Health Center. This fee is built into the tuition each semester and is designed to cut costs not covered by primary health insurance, including co-pays and co-insurance. International students enrolled in a residential program of study are required to have health insurance coverage, and they are automatically enrolled in the University's international student health insurance policy.

International students must have health insurance coverage

International students at Liberty University are automatically enrolled in the University's international student health insurance policy. This insurance is mandatory for all international students enrolled in a residential program of study. Students will see a related charge on their school bill every fall and spring semester.

However, students who are already covered by a reliable and equivalent health insurance policy purchased elsewhere can use their own insurance policy. To do so, they must complete a Certificate of Alternative Health Insurance and have this form approved before the university insurance charge will be removed.

The requirements for a waiver of the Liberty University health insurance charge are as follows:

• The insurance must include benefits for care provided by qualified, licensed medical doctors in qualified hospitals, outpatient clinics, and offices for covered illness/injury.
• The insurance must include benefits for covered medical expenses in the amount of at least $250,000 per covered accident or illness.
• The insurance must include full coverage of repatriation of mortal remains to the student’s home country.
• The insurance must include coverage of at least 80% of a preferred provider’s negotiated charges and at least 60% of a non-preferred provider’s reasonable and customary charges.
• The insurance must include coverage of sports or athletic-related injuries at a level equivalent to non-sports-related injuries.

An equivalent international health insurance policy may be difficult to find. Students are strongly encouraged to use the official student plan because it offers excellent coverage at a competitive rate. The Alternate Insurance Approval Request is only valid for one semester, and approval is required every semester. Liberty staff will not review individual policy documents.

Student Health Fee covers a variety of services

Liberty University does not offer health insurance to its students. However, it does have a mandatory health insurance policy for international students enrolled in a residential program. This insurance is provided by UnitedHealthcare. International students are automatically enrolled in this policy and will see a related charge on their school bill every semester. Students who already have insurance can request a waiver by submitting a form and proof of insurance.

The university does have a $170 Student Health Fee that is built into the tuition each semester. This fee covers a variety of services and includes unlimited visits to the Student Health Center. The services covered by the Student Health Fee include:

• Physician, nurse practitioner, and physician's assistant office visits
• In-office lab tests and diagnostics (including blood draws, EKGs, and basic X-rays)
• Chronic disease management for asthma, diabetes, auto-immune disorders, and other long-term conditions
• Coordination of care with specialists
• Preventive care visits
• Nutritional and health coaching

The Student Health Fee is designed to cut costs not covered by primary health insurance, such as co-pays and co-insurance. It ensures that students can access quality healthcare without delay. However, it is important to note that the Student Health Fee is not an insurance program.

Students who meet certain conditions may appeal the Student Health Fee. These conditions include being involved in a program that keeps the student away from campus for more than half of the semester, being a commuter student residing outside of Central Virginia, or being a residential student taking all online courses.

Student Health Center does not offer insurance

The Student Health Center at Liberty University does not offer insurance. The Student Health Fee is the result of the benefit of healthcare services and is not an insurance program. The fee is built into your tuition each semester and covers a variety of services, including unlimited visits to the Student Health Center. The $170 fee is designed to cut healthcare costs not covered by primary health insurance, such as co-pays and co-insurance.

The Student Health Center provides a range of services, including physician, nurse practitioner, and physician's assistant office visits, in-office lab tests and diagnostics, chronic disease management, coordination of care with specialists, preventive care visits, and nutritional and health coaching. However, it is important to note that some vaccinations, specialized lab procedures, or diagnostic testing may fall outside the scope of the services covered by the Student Health Fee.

International students at Liberty University are automatically enrolled in the University's international student health insurance policy and will see a related charge on their school bill every fall and spring semester. However, students who already have a reliable and equivalent health insurance policy purchased elsewhere may request a waiver of the University insurance charge by completing a Certificate of Alternative Health Insurance and having this form approved.

To be considered an equivalent health insurance policy, it must include benefits for care provided by qualified, licensed medical doctors in qualified hospitals, outpatient clinics, and offices for covered illness or injury. It must also provide benefits for covered medical expenses in the amount of at least $250,000 per covered accident or illness, full coverage of repatriation of mortal remains to the student's home country, and coverage of at least 80% of the preferred provider's negotiated charges and at least 60% of non-preferred providers' reasonable and customary charges.

For students with insurance coverage, it is important to carry your insurance card with you at all times and to provide it to the receptionist when visiting the doctor, clinic, or emergency room. Additionally, it is recommended to verify insurance coverage every semester by checking for the fee on your Liberty Student Account and updating your mailing address in your health insurance account.

Students can request a Student Health Fee exemption

Students at Liberty University are automatically enrolled in the University's health insurance policy and will see a related charge on their school bill every semester. However, students can request a Student Health Fee exemption if they are enrolled in a program that keeps them away from the university's campus for more than half of the semester or if they are commuter students who reside outside of Central Virginia.

To be eligible for a Student Health Fee exemption, students must meet one or both of the following conditions during the semester:

• Enrolled in a program that keeps them away from Liberty's campus for more than half of the semester.
• Commuter student who resides outside of the Central Virginia area.

It is important to note that residential students taking all online courses are still required to pay the Student Health Fee due to their enrollment status. Students with other existing insurance coverage must complete a Certificate of Alternative Health Insurance and have this form approved before the university insurance charge will be removed.

The Student Health Fee is included in the tuition each semester, and students must complete their Financial Check-In (FCI) and pay the fee before they can appeal for an exemption. The deadline for requesting an exemption is the final day of each semester's classes. To appeal, students must submit a Student Health Appeal Form.

Student Health Fee includes unlimited visits to the Student Health Center

Liberty University does not offer health insurance to its students. However, it does have a mandatory health insurance policy for international students enrolled in a residential program. This insurance is provided by UnitedHealthcare. International students are automatically enrolled and can access their insurance card by creating an online account on www.uhcsr.com.

The Student Health Fee is included in a student's tuition each semester and covers a variety of services, including unlimited visits to the Student Health Center. The fee is designed to cut costs not covered by primary health insurance, such as co-pays and co-insurance. It ensures students can access quality healthcare without delay. The Student Health Center does not offer insurance.

The Student Health Fee covers the following services:

• Physician, nurse practitioner, and physician's assistant office visits
• In-office lab tests and diagnostics (including blood draws, EKGs, and basic X-rays)
• Chronic disease management for conditions such as asthma, diabetes, and autoimmune disorders
• Coordination of care with specialists
• Preventative care visits
• Nutritional and health coaching

Some services, such as certain vaccinations, specialised lab procedures, or diagnostic testing, may fall outside the scope of the Student Health Fee and will incur additional charges.

Frequently asked questions