Purdue University: Student Health Insurance Availability And Options

Purdue University offers health insurance to its students, with international students at the West Lafayette campus required to purchase the University's health insurance or apply for a waiver as a condition of enrollment. Domestic students are not mandated to take the University's insurance but are expected to have coverage outside of Purdue. Full-time students are eligible for free office visits for illness or injury. Purdue University Northwest offers health insurance options to students through UnitedHealthcare Student Resources.

Domestic students are not required to take Purdue's insurance but must have coverage

Domestic students at Purdue University are not required to take out the University's insurance plan, but they must have their own insurance coverage. Purdue University offers its students health insurance through UnitedHealthcare Student Resources, and all registered full-time students, as well as degree-seeking co-op students, are eligible to enroll in this plan. However, online-only students are not eligible for Purdue University student insurance.

For domestic students who choose not to enroll in the University's insurance plan, it is important to have alternative coverage in place. This can include private insurance plans or other forms of health insurance. Purdue University requires all domestic students to provide proof of health insurance coverage to ensure they have access to necessary medical services.

The University's insurance plan is available to domestic students who meet certain eligibility criteria. Undergraduate and graduate domestic students taking six or more credit hours and seeking a degree are eligible to enroll in the University Injury and Sickness Insurance Plan. This plan provides coverage for medical and prescription drug needs, as well as automatic enrollment in the dental plan through Delta Dental.

While Purdue University offers health insurance options, domestic students have the flexibility to choose their own insurance providers. It is essential for these students to ensure they have comprehensive coverage that meets their individual needs and satisfies the University's requirements for proof of insurance. By allowing domestic students to opt out of the University's plan, Purdue recognises the importance of providing choices that align with students' personal circumstances and existing insurance arrangements.

International students must buy Purdue's insurance or get a waiver

Purdue University offers its students health insurance through its student insurance plan. All registered full-time students and degree-seeking co-op students are eligible to enroll in this plan. However, domestic students are not required to opt for Purdue's student insurance plan, although they are expected to have coverage outside of the university.

International students, on the other hand, are mandated to purchase Purdue's student health insurance as a condition of their enrollment. This applies to all international students registered for classes, irrespective of credit hours, visa status, or insurance policy type. The only alternative to this is to obtain an approved waiver of coverage by the enrollment/waiver deadline.

The university offers two options to international students:

• Purchase the Purdue University-sponsored health plan, which is designed for students attending Purdue and using the Student Health Center. This plan is valid anywhere in the world and covers preventive care, including immunizations and required tuberculosis testing.
• Waive the insurance if specific eligibility criteria are met. Waivers are granted only to students who meet one of the following four requirements:

• Government-sponsored students whose home government pays 100% for tuition and insurance and does not just supply funds to purchase a plan of their choice.
• Students who are 100% financially sponsored (including tuition, living expenses, medical expenses, etc.) under a select international organization.
• Students in the U.S. on a dependent visa (F2, E2, etc.), who have U.S.-based insurance from a U.S.-based employer, as a dependent or employee.
• Students studying in an approved exchange program.

International students who fail to purchase insurance by the deadline will face consequences, such as a hold on their academic record and a $200 late fee. Additionally, failure to have an approved waiver or insurance may result in removal from classes.

Full-time students can see a provider for illness/injury for free

Purdue University offers health insurance to its students through UnitedHealthcare Student Resources. All registered full-time students and degree-seeking co-op students are eligible to enrol in Purdue's student insurance. However, domestic students are not required to opt for the university's insurance plan, but they are expected to have coverage outside of the university. On the other hand, international students are required to enrol in the university-sponsored medical insurance plan or obtain an approved waiver of coverage by the enrolment/waiver deadline.

Full-time students at Purdue University can benefit from free office visits for illness or injury. This means that they can see a healthcare provider for illness or injury without any out-of-pocket costs for the office visit itself. This benefit is available to all full-time students, regardless of their insurance status.

For students without insurance, Purdue University ensures access to healthcare services without any financial barriers. Full-time students who do not have insurance can still see a healthcare provider for illness or injury free of charge. If additional services are required, which will result in charges, students can pay these charges later through their Banner account. This approach ensures that all full-time students have the support they need to manage their health and well-being during their time at Purdue University.

It is important to note that while full-time students can access free office visits for illness or injury, there may be other associated costs for treatments, medications, or procedures. Students are advised to understand their insurance coverage, whether through Purdue University's plan or an external provider, to be aware of any potential out-of-pocket expenses beyond the office visit. Additionally, students should stay informed about the specific healthcare services and providers included in their insurance network to maximise their benefits and minimise unexpected costs.

In conclusion, Purdue University prioritises the health and well-being of its students by offering health insurance options and ensuring that full-time students can access healthcare services for illness or injury without immediate financial concerns. This approach contributes to a supportive and healthy campus environment, allowing students to focus on their academic pursuits while having their healthcare needs met.

Purdue offers health insurance through UnitedHealthcare Student Resources

Purdue University offers health insurance to its students through UnitedHealthcare Student Resources. All registered full-time students and degree-seeking co-op students are eligible to enrol in Purdue's student insurance plan. However, online-only students are not eligible for this insurance. Domestic students are not required to take the student insurance but are expected to have coverage outside of Purdue.

International students attending the West Lafayette campus are required to purchase Purdue's student health insurance as a condition of enrolment or apply for a waiver. They can enrol through the Purdue University Student Health Services (PUSH) website. The insurance office does not provide cost information, but the cost of the student insurance plan can be found on the AHP enrolment website. Purdue University also offers ninety days of continuation coverage (post-graduation) if the student has been covered under the policy for a minimum of three months.

The Purdue University Northwest (PNW) campus also offers health insurance options to its students through UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP). All registered undergraduate and graduate domestic students taking six or more credit hours and degree-seeking are eligible to enrol in the University Injury and Sickness Insurance Plan. Students enrolled in the medical plan will automatically be enrolled in the dental plan through Delta Dental.

Students can add/drop dependents on their plans during open enrollment or within 30 days of a life event

Purdue University offers health insurance to its students, with some differences in eligibility depending on their status and campus. International students at Purdue University are required to purchase the University's health insurance or apply for a waiver. Domestic students are not required to take the University's insurance but are expected to have coverage outside of Purdue.

Eligible students may add/drop dependents on their plans during open enrollment or within 30 days of a life event. A life event is defined as a significant change that may affect a student's health insurance needs. This includes the following:

• Loss of coverage on another plan: This includes losing existing health coverage under another plan, such as a job-based, individual, or student plan, or losing eligibility for Medicare, Medicaid, or CHIP.
• Marriage: Students can add their spouse as a dependent within 30 days of getting married.
• Birth or adoption: Students can add their child as a dependent within 30 days of the birth or adoption of a child.
• Death: In the unfortunate event of the death of a dependent, students can adjust their plans accordingly.
• Entering or leaving the US: Students with eligible dependents arriving in or leaving the US can update their insurance plans within 30 days of this life event.

It is important to note that students must provide supporting documentation for any changes made due to a life event. Additionally, open enrollment periods vary, so students should refer to the specific enrollment dates provided by Purdue University for their respective campuses and plans.

Frequently asked questions