Douglas Olsen
Purdue University offers health insurance to students through UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP). All full-time students and degree-seeking co-op students are eligible to enroll in Purdue's student insurance, although it is not a requirement for domestic students. International students at the West Lafayette campus, however, are required to either purchase Purdue's student health insurance or apply for a waiver. Students can choose between enrolling for Fall and Spring/Summer separately or opting for the Annual plan.
| Characteristics | Values |
|---|---|
| Health Insurance Provider | UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP) |
| Who is eligible? | All registered full-time students, degree-seeking co-op students, and international students at the West Lafayette campus |
| Who is not eligible? | Online-only students |
| Enrollment Deadlines | Fall Deadline: September 3, 2024, at 5 p.m. ET; Spring/Summer Deadline: February 3, 2025, at 5 p.m. ET |
| Enrollment Options | Annual plan or separate plans for Fall and Spring/Summer |
| Continuation Coverage | Available for up to 90 days after graduation if insured for at least 3 continuous months |
| Deductibles | $200 for in-network preferred providers; $400 for out-of-network providers |
| Copay | $15 for any services that incur a charge |
| Billing | Charges sent to the Bursar's office, payable through Banner account |
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What You'll Learn
Purdue University's health insurance plan for domestic students
Purdue University offers its students health insurance options through UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP). All registered full-time students and degree-seeking co-op students are eligible to enrol in Purdue's student insurance. However, online-only students are not eligible for Purdue University student insurance.
All registered undergraduate and graduate domestic students taking six or more credit hours and seeking a degree are eligible to enrol in the University Injury and Sickness Insurance Plan. Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased.
The Purdue University Student Health Services student insurance office does not provide insurance cost information. The cost of the student insurance plan can be found on the AHP enrolment website. Ninety days of continuation coverage post-graduation is only available if the student has been covered under the policy for a minimum of three months.
Students may see providers that participate in the network. Most US providers will file claims for services received, and all claims must be submitted to insurance within 90 days of the date of service. A $200 deductible for in-network preferred providers and a $400 deductible for out-of-network providers will apply. Preventive care services are only covered if performed by a United Healthcare in-network provider.
Open enrolment for health insurance coverage during the 2024-2025 academic year is from July 1, 2024 (8 a.m. ET) to September 5, 2024 (5 p.m. ET). Purdue University encourages students to enrol and pay for the Annual plan. Although, students do have the option of enrolling separately for Fall and Spring/Summer.
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International students and Purdue's insurance
Purdue University offers health insurance options to students through UnitedHealthcare Student Resources, which is administered by Academic Health Programs (AHP). Purdue's health insurance plan covers injury and sickness and also includes dental insurance. While domestic students are not required to take the student insurance, it is mandatory for international students attending the West Lafayette campus to purchase Purdue's student health insurance as a condition of enrollment, unless they apply for a waiver. International students who do not purchase insurance by the deadline will have a hold placed on their academic record and will incur a $200 late fee.
International undergraduate students at Purdue University Northwest (PNW) should also be covered by insurance upon arrival in the United States. They must submit proof of insurance or an approved waiver by a specified deadline, which for the 2023-24 academic year was August 23. Failure to do so may result in being dropped from classes. PNW provides international undergraduates with medical and dental insurance, and they can see providers that participate in the network, including certain Walgreens pharmacies.
All registered full-time students and degree-seeking co-op students at Purdue are eligible to enroll in the university's health insurance plan. However, online-only students are not eligible for Purdue University student insurance. Students must actively attend classes for at least the first 31 days after purchasing coverage. To be eligible for continuation coverage after graduation or no longer taking classes, students must have been insured for at least 3 continuous months on the Purdue Student Health Insurance Plan.
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Online-only students and eligibility
Purdue University offers health insurance options to its students through UnitedHealthcare Student Resources. However, online-only students are not eligible for Purdue University student insurance. This restriction applies even if the online-only student meets other eligibility criteria, such as being a full-time, degree-seeking student.
All registered full-time students and degree-seeking co-op students are eligible to enrol in Purdue's student insurance. Domestic students are not required to take the student insurance but are expected to have coverage outside of Purdue. International students attending the West Lafayette campus are required to purchase Purdue's student health insurance as a condition of enrollment or apply for a waiver.
To be eligible for Purdue's student insurance, students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Additionally, eligible students may add/drop dependents on their plans during open enrollment or within 30 days of a life event.
Purdue University Student Health Services (PUSH) provides high-quality, evidence-based, and patient-focused primary healthcare through an accredited model of excellence for the Purdue student community. PUSH's medical providers are board-certified physicians and nurse practitioners. Students enrolled in the plan should use PUSH as their initial contact for medical services unless it is a life-threatening emergency. When seen by a PUSH provider, the student's deductible is waived, but a $15 co-pay is charged for ancillary services such as physical therapy and x-rays.
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Annual health insurance plans
Purdue University offers health insurance options to students through UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP). Purdue encourages students to enroll and pay for the Annual plan. While students have the option of enrolling separately for Fall and Spring/Summer, purchasing the Annual plan is more advantageous. This is because students must meet the eligibility requirements only once if they purchase the Annual plan. When purchasing Fall and Spring/Summer separately, eligibility must be met at the beginning of each coverage period.
All registered full-time students and degree-seeking co-op students are eligible to enroll in Purdue's student insurance. Domestic students are not required to take the student insurance but are expected to have coverage outside of Purdue. Online-only students are not eligible for Purdue University student insurance. Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased.
The Purdue Student Health Insurance Plan covers medical and prescription drugs. A $200 deductible for in-network preferred providers and a $400 deductible for out-of-network providers will apply. Preventive care services are only covered if performed by a United Healthcare in-network provider. Students can search for participating doctors, facilities, pharmacies, and dentists by visiting the website and expanding the “find a provider” section. Most US providers will file claims for services received. All claims must be submitted to insurance within 90 days of the date of service.
Students who are no longer eligible for student insurance because they have graduated or are no longer taking classes can continue their coverage for up to three months. To be eligible for continuation coverage, students must have been insured for at least three continuous months on the Purdue Student Health Insurance Plan. To continue their plan, students must decide how many months of coverage they want and submit the premium for those months within 30 days after their existing coverage ends.
International students attending the West Lafayette campus are required to purchase Purdue's student health insurance as a condition of enrollment or apply for a waiver.
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Purdue University Student Health Services (PUSH)
PUSH accepts most insurance plans and is in-network with most Anthem and United Healthcare insurance plans. It also offers insurance options to students through UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP). All registered full-time students and degree-seeking co-op students are eligible to enrol in Purdue's student insurance. However, online-only students are not eligible for this insurance. Domestic students are not required to take the student insurance but are expected to have coverage outside of Purdue.
International students attending the West Lafayette campus are required to purchase Purdue's student health insurance as a condition of enrollment or apply for a waiver. Students may see providers that participate in the network, and most US providers will file claims for services received. All claims must be submitted to insurance within 90 days of the date of service. A $200 deductible for in-network preferred providers and a $400 deductible for out-of-network providers will apply.
Full-time students can see a provider for an illness or injury for free. However, if additional services are required that will incur a charge, the student will be responsible for paying those charges through their Banner account or the Bursar's office. Students and spouses covered by the student insurance plan will pay a $15 copay for any services that incur a charge.
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Frequently asked questions
Yes, Purdue University offers health insurance to students through UnitedHealthcare Student Resources, administered by Academic Health Programs (AHP).
All registered full-time students, including undergraduates, graduate students, and fellowship students, are eligible for the Purdue University student health insurance plan. Online-only students are not eligible for Purdue University student insurance. International students attending the West Lafayette campus are required to purchase Purdue's student health insurance as a condition of enrollment or apply for a waiver.
Students can enrol in the Purdue University student health insurance plan through the University's website. The enrollment deadlines are typically in early September for the Fall semester and early February for the Spring/Summer semester.
The Purdue University student health insurance plan offers a range of benefits, including coverage for illness or injury, ancillary services such as physical therapy and x-ray, and a $15 co-pay for services that incur a charge. Students who are no longer eligible for student insurance due to graduation or no longer taking classes can also purchase continuation coverage for up to 90 days.
