Savanna Hoffman
International students often face financial challenges, but there are numerous ways to make money while studying abroad. On-campus employment is a popular option, with many universities offering part-time positions that help cover living expenses and build valuable skills. International students can also seek internships, freelancing opportunities, and tutoring jobs. Passive income, such as investing in the stock market or real estate, can also supplement their income. Understanding visa restrictions and seeking guidance from the university's career services is essential for international students to maximize their earning potential.
| Characteristics | Values |
|---|---|
| On-campus employment | Working in the university library, dining services, or as a teaching assistant |
| Off-campus employment | F-1 students can work up to 20 hours per week off-campus in a job related to their field of study after their first year of studies |
| Passive income | Investing in the stock market, bonds, mutual funds, exchange-traded funds (ETFs), or other securities; real estate; online surveys and market research |
| Freelancing | Graphic design, writing, web development, digital marketing, tutoring, language instruction, photography |
| Internships | Paid internships through university career services, co-op programs, internships with international organizations |
| Other | Selling unwanted items, cash-only gigs like helping people move or other labor work, flipping merch on eBay, FB, or Craigslist |
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What You'll Learn
On-campus jobs
International students in the US are considered F-1 visa holders, which allows them to work on campus without requiring additional work authorization. However, there are specific rules and limitations to be aware of. F-1 visa students are not allowed to work off-campus during their first academic year but can apply for on-campus jobs. On-campus jobs are a great way for international students to offset college costs, gain work experience, and get the most out of their college experience.
Before starting an on-campus job, international students must get permission from their designated school official (DSO), who will explain their employment options and ensure they maintain their F-1 visa status. A certification letter from the DSO and the employer must be presented to the local Social Security Administration office to obtain a Social Security number. Students should be mindful of the working hour limitations, as they can work a maximum of 20 hours per week during the academic year and up to 40 hours per week during academic breaks.
There are various on-campus job opportunities available for international students. One option is to work as a campus ambassador, representing the university and promoting it to prospective students. Another option is to find employment at shops or supermarkets within the campus, such as a sales assistant role. Universities may also offer tutoring or peer mentoring positions, where international students can provide unique perspectives and learning approaches to their mentees.
It is important to note that international students may be required to pay tax on their earnings from on-campus jobs, although tax agreements between the US and their home country may exempt them from double taxation. Networking can be beneficial for learning about on-campus job opportunities, and online platforms like Handshake can help students find on-campus positions.
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Freelancing
International students in the US are subject to work authorization requirements that affect their ability to freelance. F-1 visa holders cannot work off-campus during their first academic year but may be eligible for off-campus work on a case-by-case basis due to special circumstances. To work off-campus, F-1 students must have valid post-completion OPT work authorization related to their academic field of study. M-1 visa holders can engage in practical training after completing their studies, but it must be authorized by the Designated School Official and USCIS.
International students can offer their services as freelancers in various fields such as writing, designing, editing, coding, translation, and more. They can find freelance work through online platforms like Upwork, Fiverr, or Freelancer, or by building a portfolio and reaching out to potential clients. It is important to be mindful of any legal requirements and restrictions to avoid visa complications.
Overall, freelancing is a viable option for international students to consider when looking to supplement their income, but it is important to navigate the legal requirements and plan accordingly.
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Tutoring
If you're an international student looking to make money, tutoring can be a great option. You can provide academic assistance to students through virtual platforms such as video chat or messaging, and you can work with students of all ages and backgrounds. You can also choose to specialise in a particular subject, such as maths, science, or languages, or help students prepare for exams or language tests.
If you're interested in tutoring, there are several online platforms you can sign up for to find students. TutorMe, for example, offers tutoring in over 300 subjects, although it is only open to international students from specific countries. Brainfuse provides online tutoring and test preparation services, while Preply connects language tutors with students wanting to improve their language skills. Studypool is another option, where you can create your own schedule and work flexibly, tutoring students in a wide range of subjects.
To get started, consider the subjects you are knowledgeable in and whether you want to work with students of a particular age group or background. You can then sign up for tutoring platforms or reach out to students directly to offer your services. With tutoring being in high demand, it can be a great way for international students to earn an income while also gaining valuable teaching experience.
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Passive income
Freelancing
Freelancing is a great way for international students to make a passive income. Students can leverage their skills and expertise in various fields, such as graphic design, writing, programming, marketing, and social media management. Freelancing provides the flexibility to work anytime, anywhere, allowing students to balance their academic commitments.
Transcribing
Transcribing is another excellent option for international students, as it utilises their often strong language proficiency and attention to detail. Transcription work can be done remotely and flexibly, allowing students to fit it around their studies. The demand for transcription services is increasing with the rise of online content, podcasts, and video production, ensuring a consistent stream of income.
Teaching and Tutoring
International students with strong academic performance can consider offering tuition or online classes. In some countries, tutoring can be a lucrative way to earn a passive income, with rates as high as £20 per hour in the UK.
Investing
Investing in the stock market, bonds, mutual funds, exchange-traded funds (ETFs), or real estate can be a passive income stream for international students. However, it is important to be aware of the legal and tax implications, as there may be specific rules for international students regarding investment income.
Renting
If you have properties or rooms, renting them out is a common way to generate passive income. International students can use property management companies to handle tenant interactions and maintenance for a fee, ensuring a more hands-off approach.
While passive income can provide financial benefits, it is important for international students to manage their time effectively and be aware of any legal or visa restrictions related to their specific situation.
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Paid internships
However, finding paid internships as an international student can be challenging due to visa and work permit requirements. In the US, international students typically need an F-1 visa, which allows for optional practical training (OPT) during or after their studies. For internships outside the US, the work permit requirements may differ depending on the country, and obtaining a visa can take several months. It's important to ensure you understand the legal requirements and have the necessary documentation in place before applying for international internships.
To find paid internships, international students can utilise various resources and platforms. LinkedIn is an excellent platform to find internships with major companies, allowing you to network with professionals and expand your connections. Other sites like Handshake offer entry-level roles and internships in partnership with US universities and employers. Additionally, AIESEC is a popular international internship placement program offering paid internships in various fields, while IAESTE provides paid STEM internships. Websites like StudyUSA.com, NAFSA.org, and InternationalStudent.com can also provide information and resources for international internships in the US.
When considering a paid internship, it's important to assess the perks and how they align with your career goals. Look for internships that offer tangible salary packages and benefits such as sick days and annual leave. Keep in mind that even if an internship is unpaid, it can still provide valuable experience and networking opportunities, especially if it offers specific responsibilities and a higher scope of work compared to other roles.
Lastly, don't underestimate the power of networking. Research shows that up to 80% of career opportunities are secured through personal connections. Building a strong network of fellow students, professors, and professionals can greatly increase your chances of finding unique internship opportunities, both paid and unpaid.
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Frequently asked questions
Passive income is money earned without active involvement, such as investments and royalties. F-1 visa holders can generate passive income by investing in the stock market, bonds, mutual funds, exchange-traded funds (ETFs), or real estate. However, international students should be mindful of tax implications and legal regulations associated with passive income in the US.
Side hustles are a great way for international students to earn extra cash while studying abroad. Some ideas include tutoring, freelancing, selling photographs, repairing items, or participating in online surveys and market research.
Yes, on-campus employment is one of the most common and convenient ways for international students to earn money. Many universities offer various part-time positions, such as research and teaching assistant roles, library jobs, or dining services. These jobs help cover living expenses and provide valuable experience.
Absolutely! Paid internships and co-op programs provide valuable work experience and financial support. International students can also explore freelancing opportunities in areas like writing, graphic design, and coding, which offer flexibility and a chance to build a professional portfolio.
Yes, international students should be aware of restrictions set by their host country. For example, F-1 students in the US are typically not allowed to work off-campus in their first year. After the first year, they can work up to 20 hours in a job related to their field of study. A student visa generally allows for part-time work during studies and full-time work during school breaks.
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