Lana Oconnell
Students can continue to access health insurance coverage over the summer through Aetna Student Health, depending on their enrollment status. For instance, at Seattle University, if a student graduates, takes a leave of absence, or withdraws, their Aetna insurance policy will end with the last term they were enrolled in. However, the spring and summer terms are combined, so students enrolled in the spring will have insurance coverage through the summer. At the University of Pennsylvania, graduate students starting in July can enroll in the summer plan at a prorated premium for the month. Additionally, students can voluntarily enroll themselves and their dependents in the Aetna Student Dental Plan for the academic year 2025-2026. It's important to note that students with Aetna Student Health insurance may need to pay the provider upfront and then file a claim for reimbursement, especially when seeking treatment outside the United States.
| Characteristics | Values |
|---|---|
| Enrollment | Enrollment continues each term a student is registered for classes. |
| Insurance termination | Insurance terminates at the end of the last term a student is enrolled in. |
| Exception | If a student graduates at the end of the spring term, they will have the student health insurance plan through 8/31 (or 7/31 for law students). |
| Premium | Students are billed for each term they are enrolled, unless they have successfully waived the insurance for the year. |
| Premium amount | $375 for July |
| Payment options | Students can pay the premium in full or in monthly installments. |
| Coverage | Coverage is guaranteed during the entire enrollment period. |
| Dental plan | Students can voluntarily enroll themselves in the Aetna Student Dental Plan. |
Explore related products
What You'll Learn
Aetna Student Health Insurance premiums
If you graduate, take a leave of absence, or withdraw, the insurance policy will end with the last term you were enrolled. The only exception is spring/summer, which is a combined term, so if you graduate at the end of the spring term, you will have the student health insurance plan through 8/31 (or 7/31 for law students).
For students at the University of Pennsylvania, the Penn Student Insurance Plan (PSIP) meets Penn's insurance requirement. For students in most graduate and professional programs, the cost of the health insurance plan is already incorporated into the cost-of-attendance budget used for financial aid and student loan eligibility. PhD students may be eligible for grants to assist with purchasing selected plans.
For students with insurance other than SHIP, a receipt is available if you would like to submit to your insurance company requesting reimbursement if it is a covered benefit. Aetna Student Health premiums include access to emergency assistance services when you are travelling 100 miles or more away from your primary residence or outside your country of residence. You can access the On Call International assistance services 24 hours a day, 365 days a year during your policy effective period.
Aetna Student Health also offers the Vital Savings Discount Program as an option for students to purchase on a voluntary basis.
Tufts Grad Students: Do You Pay Activity Fees?
You may want to see also
Explore related products
Claiming for foreign medical assistance
To pay for your Aetna student health insurance over the summer, you must be enrolled in classes. The academic year is broken down into three terms: fall, winter, and spring/summer. For each term that you are enrolled, that portion of the premium will be billed to your student account unless you have successfully waived the insurance for the year. If you graduate, take a leave of absence, or withdraw, the insurance policy will end with the last term you were enrolled. The only exception is spring/summer, which is a combined term, so if you graduate at the end of the spring term, you will have the student health insurance plan through 8/31 (or 7/31 for law students).
When seeking foreign medical assistance, most providers outside the United States will not file a medical claim for you. In this case, you will need to pay the provider in full for your treatment and then file a claim with Aetna Student Health. Here are the steps to file a claim for foreign medical services:
- Pay the provider: You will need to pay the provider upfront and then file a claim for reimbursement. If you do not have the funds available, On Call International can help you make financial arrangements with the provider.
- Get an itemized medical bill: Before you leave the country, obtain an itemized medical bill from the provider in English, if possible. The bill should include the full name and address of the provider.
- File a claim: Once you have the itemized bill, you can file a claim with Aetna Student Health for reimbursement.
Aetna Student Health offers access to On Call International, which provides medical assistance and information to students worldwide. On Call International can help with various services, including finding lost luggage, arranging for family to be with you in times of need, emergency travel arrangements, language translation, and security assistance during natural disasters or political evacuations. They can also assist in transporting a family member or friend to your side if you are expected to be hospitalized for seven or more days.
Understanding Social Security Taxes for College Students
You may want to see also
Explore related products
Aetna Student Health website
The Aetna Student Health website provides a range of services and resources for students. The website offers a simplified claims process, with step-by-step support for billing and payment. Students can access their insurance cards, coverage details, and student services through the website. Additionally, the website provides a convenient tool to locate Aetna's participating network providers.
The website also offers digital plan tools, such as the Aetna HealthSM app, a digital ID card, and international student resources. Students can use the website to review their claims and utilization trends, as well as access discounts on massage therapy, over-the-counter vitamins, oral health care products, acupuncture, and weight-loss programs.
For students with specific claims questions, the website provides contact information for dedicated staff, such as Deborah Olson at the University of Pennsylvania. The website also includes information on dependent enrollment and premium payments for spouses and domestic partners.
In the context of summer coverage, the Aetna Student Health website may provide details on prorated premiums for graduate students enrolled in the summer plan, as mentioned in the University of Pennsylvania's Penn Student Insurance Plan (PSIP). Additionally, the website may outline the terms of coverage, specifying that insurance continues for each term a student is registered for classes, including the spring/summer term, as indicated by Seattle University's health insurance requirement.
Overall, the Aetna Student Health website serves as a comprehensive resource for students to manage their health care, access relevant tools and discounts, and obtain important insurance information.
Students' Payroll and Accounts Payable: A Guide
You may want to see also
Explore related products
Aetna Student Dental Plan
The Aetna Student Health℠ insurance plan offers dental coverage for students in college or studying abroad. The plan provides access to a national network of doctors, hospitals, and specialists, as well as discounts on oral health care products.
The Aetna Student Dental Plan is an optional annual dental plan with an annual deductible of $50 per enrollee and an annual maximum benefit of $750 per insured. The plan coverage is effective from August 1st to July 31st, and students have two opportunities to enrol during the Fall and Spring insurance verification timeframes.
It is important to note that each benefit plan defines which services are covered, excluded, or subject to dollar caps or other limits. Students and their providers must consult the member's benefit plan to determine if there are any exclusions or limitations applicable to specific services. Additionally, Clinical Policy Bulletins (CPBs) are available to assist in administering plan benefits, but they do not constitute dental advice. Treating providers are responsible for dental advice and treatment, and members should discuss any CPB-related queries with their provider.
The billing process requires the use of appropriate HIPAA-compliant codes, and unlisted or unspecified codes should be avoided. Students should also pay attention to the "Patient Balance" portion of their Explanation of Benefits (EOB), which outlines the amount owed for visits, lab work, x-rays, and other services.
Overall, the Aetna Student Dental Plan provides dental coverage and benefits to support students' oral health needs while they focus on their education.
Student Debt: Why Colleges Don't Pay Off Balances
You may want to see also
Explore related products
Aetna's Customer Service Center
Aetna's customer service centre offers a range of contact options to ensure customers get assistance quickly. The best way to contact Aetna is by calling their toll-free number, 1-800-872-3862, with TTY accessibility at 711 for people with hearing impairments. The average hold time is 3 minutes, and the longest wait times are on Tuesdays, while the shortest are on Sundays. The average call time is 2 minutes.
To prepare for the call, have the following information ready to identify yourself as a customer: first and last name, customer ID, account number, address, or zip code. You can also call the number on your ID card for personalized service.
If you have questions regarding credentialing and application management, contact 1-800-545-3252. For international or US Credit Control, call 1-866-545-3252. To contact the Plantation, Florida Office, dial 1-800-231-7729.
Aetna also offers a live chat feature, which can be accessed by logging into your Aetna member account. Additionally, you can reach out to their customer service team via email at [email protected]. The customer care team is available Monday through Friday, from 8 AM to 6 PM ET.
Aetna also maintains an active presence on Twitter through the handle @Aetna, keeping customers well-informed about the latest healthcare developments.
Student Loan Payment: Navient and Your Options
You may want to see also
Frequently asked questions
If you are a graduate student starting university in July, you can enrol in the summer plan at a prorated premium for the month of July. You can contact the Immunization and Insurance Navigators at 215-746-9355 or email them at [email protected] for more information.
For undergraduates, the Federal Direct Loan Program and Parent Loan Program (PLUS) are available to help meet this expense, as long as the student has completed a FAFSA.
PhD students may be eligible for grants to assist with purchasing selected plans. Please review the PhD Grants Webpage to understand which plans are eligible and the full grant details.
Dependent premiums may be paid in full or in monthly instalments. Students will need to submit a Dependent Enrollment Application with payment directly to Aetna.
