Lori Meadows
International students can open a Huntington bank account, and the process is easier than ever. There are a few steps to follow, and the first is to select the right checking account for your needs. Huntington offers a variety of accounts, including basic checking accounts with no monthly maintenance fees and interest-earning checking accounts. Once you've selected your preferred account, you can apply online or in person at a branch. If applying online, you'll need to enter your profile information, complete your account usage details, and provide documentation to confirm your identity. If you're applying in person, you'll need to bring identification (such as a passport, driver's license, or Social Security Number) and be ready to make an initial deposit.
| Characteristics | Values |
|---|---|
| Account type | Checking account |
| Application method | Online or in-person |
| Documentation | Two forms of government-issued ID, proof of identity |
| Initial deposit | May be required depending on the account |
| Account holder age | 18 or older; minors can open with an adult |
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$21.5 $35
What You'll Learn
International student account requirements
International students can apply for a checking account at Huntington Bank. The Asterisk-Free Checking account is a suitable option for students as it has no monthly maintenance fee and no minimum balance requirements. This account also offers access to Huntington's intuitive mobile app and financial well-being tools.
To open an account, international students must visit a Huntington branch with the necessary documentation. While specific requirements may vary, here are the general steps and documents required for opening a student account:
Identification Documents:
Most banks, including Huntington, require at least one government-issued photo ID. Accepted forms of ID include a passport, driver's license, or any other valid identification with a photograph. Some banks may also require two forms of identification, so it is advisable to have additional documents, such as a student ID or birth certificate.
Application Form:
Huntington Bank provides application forms that must be completed and submitted when opening an account. This form typically requires personal information, such as name, date of birth, address, and contact details.
Initial Deposit:
While Huntington's checking accounts have no minimum deposit required to open, some accounts require maintaining a balance threshold to waive maintenance fees and become eligible for more competitive rates. Thus, it is essential to understand the requirements of the specific account you plan to open.
Additional Student Documentation:
International students may also need to provide additional documentation, such as their I-20 Form, I-94 Form, and student identification or BuckID, if applicable.
Age Requirements:
If you are under 18, you must apply for a checking account in person with a co-signer or joint account holder who is over the age of 18. This person does not need to be a legal guardian but will be contractually obligated on the account. If you are 18 or older, you can open an account without a co-signer, either online or in person.
Please note that the requirements may vary slightly depending on the specific account and your individual circumstances. It is always advisable to contact Huntington Bank directly or visit their website for the most up-to-date and comprehensive information regarding their international student account requirements.
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Identification documents
International students can open a Huntington Bank account by applying online or visiting a branch in person. The process is straightforward and can be completed in just a few minutes. However, it is important to have the necessary identification documents ready before initiating the application process.
When opening a bank account at Huntington, individuals are typically required to provide documentation and proof of identity. While the specific requirements may vary, most banks generally request two forms of government-issued identification. One of these IDs should be a photo ID, such as a passport or driver's license. If you are under the age of 18, you must apply in person and have a co-signer or joint account holder who is over the age of 18. This individual does not need to be a legal guardian but will be contractually obligated on the account.
For international students, Huntington Bank has a specific process in place. When visiting a branch, international students should bring their passport, I-20 Form, I-94 Form, and BuckID if they are an Ohio State student. Notably, a social security number is not required for international students to open an account. Additionally, Huntington Bank offers the Asterisk-Free Checking account, which has no monthly maintenance fees and can be linked to the BuckID for added convenience.
It is always recommended to contact the bank directly or visit their website for the most up-to-date and accurate information regarding the required identification documents for opening an account as a international student.
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Account options
For international students, Huntington Bank offers the Asterisk-Free Checking® account, which has no monthly maintenance fee and can be linked to a BuckID™. This account is available to Ohio State University students.
Huntington Bank also offers three other checking accounts, two of which require a certain balance to be maintained to avoid maintenance fees and to become eligible for more competitive rates. These accounts are:
- Huntington Perks Checking®: This account offers reimbursement for the first five non-Huntington ATM cash withdrawal fees worldwide, as well as any international transaction fees.
- Huntington Platinum Perks Checking®: This account offers similar benefits to the previous account, with additional perks for students.
- SmartInvest Checking®: This account requires a Total Relationship Balance of at least $100,000, which includes eligible deposits and investments.
Additionally, Huntington Bank offers a Relationship Money Market or Relationship Savings Account, which provides a better interest rate when paired with either the Huntington Perks Checking or Huntington Platinum Perks Checking account.
It is important to note that account requirements and features may vary, and international students should review the specific terms and conditions provided by Huntington Bank to make an informed decision.
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Application methods
Huntington Bank offers a variety of ways for international students to open a bank account. The application process can be completed online, in-person at a branch, or over the phone. Here are the detailed steps for each method:
Online Application:
- Visit the Huntington Bank website and select the online application option.
- Compare the different types of checking accounts available, such as the Asterisk-Free Checking account or the Perks Checking account, to choose the one that suits your needs.
- Gather the required documents, including proof of identity (passport, driver's license, or other government-issued ID), and any other relevant documentation.
- Complete the online application form by providing your personal information, account usage details, and any other required information.
- Fund your new account by making an initial deposit through a mobile deposit, electronic transfer of funds, or any other accepted method.
In-Person Application:
- Locate your nearest Huntington Bank branch and visit during business hours.
- Meet with a banker and discuss your options for checking accounts.
- Provide the necessary documentation, including proof of identity and any other required forms, such as the I-20 Form, I-94 Form, and BuckID for Ohio State University students.
- Make the initial deposit to fund your new account. You can use cash, a check, money order, or electronic transfer of funds.
Phone Application:
- Call the dedicated phone number provided by Huntington Bank for opening an account: 1-855-341-4OSU (4678).
- Follow the instructions provided by the customer service representative to complete the application process over the phone.
- Provide the necessary documentation and account information as requested.
- Inquire about funding options for your new account, such as electronic transfers or other accepted methods.
Regardless of the application method, it is important to have all the required documentation ready and to choose the checking account that best suits your needs as an international student. Remember to review the fees, features, and benefits associated with each account type before making your decision.
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Account management
Huntington Bank also offers a variety of accounts to help you reach your financial goals. For example, Huntington Perks Checking® reimburses international transaction fees and the first five non-Huntington ATM cash withdrawal fees worldwide. Additionally, the SmartInvest Checking® account waives all non-Huntington ATM cash withdrawal fees worldwide and reimburses international transaction fees. However, this account requires maintaining a Total Relationship Balance of at least $100,000.
Huntington Bank also offers interest-bearing checking accounts and basic checking accounts with no monthly maintenance fees. For students, Huntington provides the Asterisk-Free Checking® account, which has no monthly maintenance fees and can be linked to a BuckID™ for Ohio State University students.
To open a checking account, you can apply online or in person at a branch. If you are an international student, you will need to visit a branch and bring your passport, I-20 Form, I-94 Form, and BuckID. It is recommended to gather the required documents beforehand to expedite the process.
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Frequently asked questions
International students can apply for a Huntington checking account by visiting any Huntington branch.
You will need to provide documentation to confirm your identity. This may include two forms of government-issued ID, such as a passport, driver's license, or Social Security Number. Additionally, you may be required to make an initial deposit into the account.
If you are under 18 years old, you must apply for a checking account in person with a co-signer or joint account holder who is over the age of 18. If you are 18 or older, you can open an account online or in-branch without a co-signer.
Huntington offers student checking accounts with no minimum balances and maintenance fees. They also provide custom debit card designs featuring various universities, such as Ohio State University and University of Michigan. Additionally, students at Ohio State University can link their BuckID to their Huntington checking account for added convenience.
You can open a Huntington bank account online or by visiting a local Huntington branch to meet with a banker. First, select the type of checking account that best suits your needs. Then, gather the required documentation, such as proof of identity, and be prepared to make an initial deposit if needed.
