
Discover® no longer offers or services student loans. If you have a Discover student loan, you can access your account by visiting Firstmark Services or by calling 1-888-295-0910 for questions regarding payments, tax documents, and other loan-related documents. Discover Click to Pay is a digital wallet that offers a secure online checkout experience, allowing users to check out with just their email address and without a password. Discover also offers repayment programs to provide relief with monthly personal loan payments.
| Characteristics | Values |
|---|---|
| Contact | 1-888-295-0910 |
| [email protected] | |
| Fraud Concerns | 1-800-DISCOVER (1-800-347-2683) |
| Payment Assistance Programs | 1-877-256-2660 |
| Credit Counseling | 1-800-388-2227 |
| Online Payments | Discover Click to Pay |
| Online Payments Website | https://studentloan.discover.com/MFA/EnterUsername.aspx?ReturnUrl=/THEOOnline/login.asp?DEST=THEO |
| Online Payment Features | Fast, safe, no password required, no billing and shipping information required |
| Online Payment Security | $0 Fraud Liability Guarantee |
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What You'll Learn

Discover no longer offers student loans
Discover no longer offers or services student loans. If you are looking to access your account, you can visit Firstmark Services or call 1-888-295-0910 for any questions regarding payments, tax documents, and other loan-related documents. If you have paid off, charged off, or written off loans that did not transfer to Firstmark, you can contact Discover for your statements and tax forms.
Discover Bank merged with Capital One N.A. on May 18, 2025, and the companies now operate as one. Note that Discover benefits do not transfer to your Capital One account, and vice versa.
If you are worried about your account security or believe you have received a fraudulent email, you can forward it to [email protected]. A Customer Service Representative can verify it. You can also call the Fraud Unit at 1-800-DISCOVER (1-800-347-2683) immediately.
Discover offers a range of other financial services and products, including credit cards, banking, home loans, and personal loans. Discover Click to Pay is a digital wallet that offers a fast, safe, and secure online checkout experience. There is no cost to use this service, and you are never responsible for unauthorized purchases.
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Contact Firstmark Services for account access
Discover® no longer offers or services student loans. If your loan was transferred to Firstmark Services in 2024, you can contact Firstmark directly to access your account.
Firstmark Services provides quality technology and services to its customers, enabling them to have the freedom and flexibility to serve their customers. Firstmark Services is a division of Nelnet, an investment-grade-rated servicer that delivers innovative and flexible technology outsourcing and loan servicing solutions to consumer and private loan clients.
You can contact Firstmark Services by phone or mail. Their phone lines are open Monday to Friday, 7 a.m. to 8 p.m. Central. Here are the contact details:
Phone
- 888.538.7378
- 844.649.2917
- Payments: Firstmark Services, P.O. Box 2977, Omaha, NE 68103-2977
- Correspondence: Firstmark Services, P.O. Box 82522, Lincoln, NE 68501-2522
Additionally, you can access your account information by logging in to your FirstmarkServices.com account. Through your online account, you can make payments, check your balance, opt in to paper statements, sign up for auto debit, and explore other information related to your loan.
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Call Discover for payment assistance
Discover no longer offers or services student loans. If your loan was transferred to Firstmark in 2024, you should contact Firstmark directly. However, if you have paid off, charged off, or written off loans that did not transfer to Firstmark, you can contact Discover for your statements and tax forms.
Discover offers a range of repayment programs to provide relief with your monthly personal loan payments. To determine if you are eligible for payment assistance, you can call Discover at 1-877-256-2660. Their Loan Specialists can help you find a payment assistance option that suits your needs.
If you have any questions or concerns regarding your Discover student loan, you can reach out to their customer service team by phone or mail. The contact information for their customer service is as follows:
- Phone Number: 1-800-211-9112 (within Canada/US) or 801-619-2550 (outside Canada/US)
- Military Servicemembers SCRA Benefits: 1-844-DFS-4MIL (1-844-337-4645) or 801-451-3730 (outside Canada/US)
- Hearing/Speech Impaired: Dial 711 (Relay Service)
- Mailing Address: Discover Student Loans Customer Service, PO Box 30948, Salt Lake City, UT 84130-0948
Additionally, if you have any concerns about account security or suspect fraudulent activity, you should immediately contact Discover's Fraud Unit at 1-800-DISCOVER (1-800-347-2683).
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Fraud concerns? Call Discover's Fraud Unit
Discover Student Loans has a dedicated Fraud Unit that can be reached at 1-800-DISCOVER (1-800-347-2683). If you have concerns about potential fraud or believe you may have received a fraudulent email, here are some steps you can take:
- Forward suspicious emails to Discover's Customer Service: If you receive an email that appears to be from Discover but raises red flags, forward it to [email protected]. Their customer service representatives can verify the legitimacy of the email.
- Call the Discover Fraud Unit: If you are worried about the security of your account or suspect any fraudulent activity, immediately contact the Discover Fraud Unit at the phone number provided. They are equipped to handle such situations and will guide you through the necessary steps to secure your account.
- Be vigilant against common student loan scams: Student loan repayment scams are unfortunately common, and fraudsters often use tactics such as unsolicited emails, texts, or phone calls, promising loan consolidation or elimination. Be cautious of any sense of urgency or pressure they may create, and never provide third-party authorization forms that give them control over your account.
- Monitor your account and personal information: Regularly check your account activity for any unauthorized transactions or changes. If you notice anything suspicious, promptly notify Discover and follow their guidance to protect your account. Additionally, consider changing your passwords and monitoring your credit to prevent potential identity theft.
- Contact your student loan servicer: If you suspect you've been targeted by a student loan scam, immediately alert your student loan servicer to determine if there have been any unauthorized changes to your account. Contact any associated bank or credit card companies and ensure that payments to the scammer are stopped.
Remember, Discover takes account security seriously, and their Fraud Unit is dedicated to assisting you with any concerns or potential fraud. Don't hesitate to contact them using the provided phone number if you have any doubts about the security of your account or personal information.
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Discover Click to Pay for online payments
Discover Click to Pay is a digital wallet that offers a fast, easy, and secure online checkout experience. It is available at no cost to individuals who are residents of the United States (including its territories), at least 18 years old, and able to access the internet on a computer or other devices.
To use Discover Click to Pay, you must first register your identification credentials (email) and confirm their validity by entering a one-time passcode sent to your email. Once enrolled, you can manage your profile, including adding and deleting cards, registering or removing trusted devices, and updating shipping and billing addresses.
When checking out with participating merchants that accept Discover Click to Pay, you can select the "New" tab and enter your personal information and card details. You can then select your preferred payment method and review and complete your purchase. You can use Discover Click to Pay on any internet-enabled device by looking for the Click to Pay icon at checkout on merchant websites or apps that accept Discover.
Discover Click to Pay enhances security by removing the need to manually enter card information at checkout, and by sharing a unique number with the merchant that is different from your physical card number. Additionally, Discover's $0 Fraud Liability Guarantee ensures that you are never responsible for unauthorized purchases made on your Discover card.
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Frequently asked questions
Discover no longer offers or services student loans. If your loan was transferred to Firstmark in 2024, contact Firstmark directly. If your loan did not transfer to Firstmark, contact Discover for your statements and tax forms.
Discover offers loan repayment programs to provide relief with your monthly payments. You can call 1-877-256-2660 to determine if you are eligible for a payment assistance program.
You can use Discover Click to Pay to check out online with your Discover Card. It's safe and you don't need to remember a password. You simply check out using the email address for your Discover Card.









































