Douglas Olsen
Linn-Benton Community College offers various options for students to pay for their education. Students can apply for financial aid, which includes grants, loans, and federal work-study programs, each with its own eligibility criteria and repayment requirements. They can also choose to pay through third-party billing, where a private or government agency pays a portion of their tuition and fees. Additionally, students can use credit and debit cards, checks, or money orders. The college also provides support and counseling for federal student loan repayment. The cost of tuition and fees at Linn-Benton Community College varies depending on residency status, with mandatory student fees charged per credit.
| Characteristics | Values |
|---|---|
| Average Loan Amount | $5,759 / year |
| Students Taking Out Loans | 56% |
| Loan Default Rate | 0% |
| Tuition and Fees | Charged on a per-credit basis, differing based on residency status |
| Mandatory Student Fees | $22.05 per credit |
| Payment Methods | Check, money order, credit and debit cards over the phone, payment drop boxes |
| Third-Party Billing | Private or government agency pays a portion of tuition or fees |
| Financial Aid | Grants, loans, and federal work-study |
| Application Process | FAFSA or ORSAA application, document requirements, acceptance of offer |
| Eligibility | Minimum half-time enrollment for Direct Loans |
| Repayment | Federal regulations require calculation of refund and repayment if students withdraw before 60% of the term |
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What You'll Learn
Grants, loans, and federal work-study
Linn-Benton Community College (LBCC) offers three basic sources of funds: grants, loans, and federal work-study. Each has different eligibility criteria and repayment requirements.
Grants
Grants are a form of gift aid that does not need to be repaid. To be considered for a grant, you will need to complete the FAFSA or the ORSAA application, satisfy any document requirements, and accept your offer.
Loans
LBCC financial aid staff will not recommend or endorse private education loans. However, the choice of a lender for a private education loan will not be denied, impeded, or unnecessarily delayed by the institution. If you are a first-time loan borrower, you will have additional steps to complete.
Federal Work-Study
The Federal Work-Study Program gives students the opportunity to gain valuable work experience while attending college, career school, or trade school. Unlike a federal student loan, you don’t have to pay this money back. To be considered for Federal Work-Study, you must submit the Free Application for Federal Student Aid (FAFSA) form. Work-study jobs are part-time and are intended to cover day-to-day expenses. Work-study earnings won't reduce your future student aid.
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FAFSA or ORSAA application
Linn-Benton Community College (LBCC) offers three basic sources of funds for students: grants, loans, and federal work-study. To apply for financial aid, you must complete the FAFSA or ORSAA application, satisfy any document requirements, and accept your offer.
The FAFSA (Free Application for Federal Student Aid) is a form that must be completed by United States citizens and eligible noncitizens. It is used to determine eligibility for federal financial aid opportunities, including the Federal Pell Grant, Federal Direct Loans, and Federal Work-Study. To complete the FAFSA, each student and parent (for dependent students) must create a Federal Student Aid Identification (FSA ID) to securely log in and sign the form online. It is recommended that you submit your FAFSA as soon as possible after October 1 for the best chance at qualifying for financial aid.
The ORSAA (Oregon Student Aid Application) is an alternative to the FAFSA for undocumented Oregon students, including those with Deferred Action for Childhood Arrivals (DACA) status, Temporary Protected Status (TPS), or a valid U-visa. The ORSAA is used solely by the Higher Education Coordinating Commission (HECC) to qualify students for financial aid in Oregon, including grants, scholarships, and tuition reduction. It is important to note that the ORSAA is not used for federal financial aid purposes. Similar to the FAFSA, it is recommended that you submit your ORSAA as early as possible each year to access the most financial aid opportunities.
After submitting your FAFSA or ORSAA application, you will receive an "Offer Notification" to view your award in your Financial Aid Dashboard in WebRunner. This offer is based on full-time enrollment, and you have the option to accept or decline it. If you are a first-time loan borrower, you may have additional steps to complete. It is important to meet any priority deadlines to ensure that your financial aid award is processed and reviewed on time.
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Third-party billing
The intricacies of third-party billing can be broken down into a simplified step-by-step process:
- Service or Product Delivery: The customer receives a product or service from the provider.
- Billing Information Transfer: The billing details, including the cost of the product or service, customer contact information, and other relevant data, are submitted to the third-party billing company.
- Invoice Generation: The third-party billing company generates an invoice based on the provided information and sends it to the customer.
- Payment Collection: The customer pays the invoice, typically via credit/debit cards, bank transfers, or other payment methods offered by the third-party billing company.
- Payment Confirmation: The original provider is informed of the completed transaction, and the customer’s account is updated.
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Tuition fees and costs
Tuition and fees are charged per credit and some classes may require additional fees for books and supplies. Mandatory student fees are also charged per credit and include an athletic fee, a student activity fee, a student government fee, a technology fee, and a transportation and safety fee. This totals $22.05 per credit. Some courses, such as Career and Technical Education (CTE) program courses, are charged at a higher rate. For example, a four-credit CTE course would charge an additional $30.25 for each credit, for a total of $121.
LBCC provides a student budget for the 2025-26 academic year, which includes estimates for housing and food ($642 per month for a two-bedroom apartment with a roommate, or $747 per month for living with parents/relatives), personal expenses ($216 per month), and books and supplies.
There are three basic sources of funds for college: grants, loans, and federal work-study. To apply for financial aid, you must complete the FAFSA or ORSAA application and meet certain eligibility criteria. You can also apply for private education loans, though LBCC financial aid staff will not recommend or endorse these. LBCC partners with ECMC Solutions to provide student loan counseling and support to borrowers.
If you withdraw from or stop attending all courses, you may be required to return all or a portion of the financial aid you've received.
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Student loan counselling
Sources of Financial Aid
LBCC offers financial aid in the form of grants, loans, and federal work-study programs. Each type of aid has different eligibility criteria and repayment requirements. To apply for financial aid, students must complete the FAFSA or ORSAA application and submit any required documents. It is recommended that students schedule an appointment with a Financial Aid advisor for guidance on the application process and to understand the specific requirements and terms of their aid offer.
LBCC has partnered with ECMC Solutions to provide student loan counselling and support to borrowers navigating federal student loan repayment. ECMC Solutions offers appointments, email, and web chat services to help students understand their loan repayment options and manage their debt. This service can be especially helpful for students who feel overwhelmed by the complexity of the funding process and repayment strategies.
Payment Methods
LBCC accepts various payment methods, including checks, money orders, credit and debit cards, and direct deposits. Payments can be made via phone or through the two payment drop boxes available on the Albany Campus. It is important for students to regularly check their student account balance and meet payment due dates to avoid late fees.
Third-Party Billing
LBCC also accepts third-party billing, where a private or government agency, such as an employer or sponsoring organization, pays a portion of the student's tuition and fees. Students must ensure that their sponsor has a formal billing arrangement with LBCC and provide billing authorization by the payment due date.
Tax Credits
Students can use the Interactive Tax Assistant tool on the IRS website to determine if they are eligible for any tax credits. They may also consult with a tax advisor or refer to IRS Publication 970 for additional guidance on tax-related benefits.
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Frequently asked questions
You can pay for your student loans at Linn-Benton Community College by sending a check or money order, or by paying with a credit or debit card over the phone. There are also two payment drop boxes on the Albany Campus, one outside the LBCC Business Office and one in Takena Hall.
Tuition and fees at Linn-Benton Community College differ depending on your residency status. Tuition for the 2025-26 academic year is based on whether you are a resident of Oregon or its bordering states, a resident of any other state, or an international student.
Yes, there are mandatory student fees charged on a per-credit basis, including athletic, student activity, student government, technology, and transportation and safety fees, which total $22.05 per credit.
There are three basic sources of financial aid available at Linn-Benton Community College: grants, loans, and federal work-study. To apply for financial aid, you will need to complete the FAFSA or ORSAA application and satisfy any document requirements.
To apply for federal student loans at Linn-Benton Community College, you will need to complete the FAFSA or ORSAA application. You can also contact ECMC Solutions, who partners with the college to provide student loan counseling and support, to make an appointment with a student loan counselor.
