Douglas Olsen
Illinois State University offers a Student Health Insurance plan that is compliant with the Affordable Care Act (ACA) and meets federal health insurance requirements. The insurance plan provides excellent coverage at a reasonable cost and is automatically provided to students enrolled in at least 9 credit hours in the fall and spring or 6 credits in the summer. Students can access information about their insurance plan and benefits through the Aetna Navigator website, which offers secure access to claim explanations, benefit statements, and the latest health information. The Student Health Insurance office provides customer service and claims processing, with specialists available to answer any questions. The insurance plan includes worldwide medical assistance, such as emergency medical evacuation and repatriation, and travel assistance. Additionally, it covers illnesses and injuries of the eye, and students can benefit from discounts on vision exams, contacts, and glasses through participating providers.
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What You'll Learn
- International students: Submit your immunization history and get a TB screening by the 10th day of classes
- Enrollment: Automatic with registration of 9+ credit hours in fall/spring or 6+ in summer
- Vision and dental: Discounts on eye care and optional insurance plans are available
- Pregnancy: Covered with no annual maximum and $1,250 out-of-pocket expenses per policy year
- Worldwide coverage: Includes emergency medical evacuation, repatriation, and travel assistance
International students: Submit your immunization history and get a TB screening by the 10th day of classes
All new students at Illinois State University are required to submit their immunization history and have a Tuberculosis (TB) Screening done by the 10th day of classes. This is a state law requirement for all students who enroll at Illinois State University.
International students are required to submit their immunization history to Student Health Services. The University prefers that you submit the Immunization History Form, which can be downloaded from the Student Health Services Immunization Requirements webpage. You can also submit Immunization Records from your home country physician, but the original signed document must be in English. Translated documents or documents in a language other than English will not be accepted.
You can schedule your TB Screening by calling (309) 438-2778 or visiting the Student Services Building. The TB Screening must be performed by ISU Student Health Services.
Additionally, international students are expected to have health insurance coverage. The University Health Insurance plan provides excellent coverage at a reasonable price. However, if you already have health insurance coverage from your home country provider, you may opt out of the University Insurance by providing a copy of your policy in English to the Student Insurance Office.
It is important to maintain your health, and healthcare in the United States can be expensive. All Illinois State students are required to have proper immunizations/vaccinations and health insurance. International students should ensure they are prepared and meet the necessary requirements before their arrival in the US.
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Enrollment: Automatic with registration of 9+ credit hours in fall/spring or 6+ in summer
Enrollment in Illinois State University's Student Health Insurance plan is automatic for students who register for 9 or more credit hours in the fall or spring semester, or 6 or more credit hours in the summer semester. This insurance plan is an Open Choice PPO, and while students are not restricted to using preferred providers, doing so can help to reduce out-of-pocket expenses.
The Student Health Insurance plan includes a vision discount provision and covers illnesses and injuries of the eye. It also includes OnCall International coverage, which provides benefits such as 24/7 worldwide medical information and assistance, medical evacuation and repatriation coverage, travel assistance, and a $10,000 accidental death benefit.
Students who are enrolled for less than 9 credit hours in the fall or spring semester, or less than 6 credit hours in the summer semester, are not automatically enrolled in the ISU Health Insurance Coverage. However, they can request coverage by opting in through their My Illinois State Account.
Students who wish to use insurance from a private company or from their home country instead of the University's plan must first prove that their insurance is as good as, or better than, Illinois State's plan. This can be done by providing detailed information in English, such as a policy plan or brochure outlining the coverage, to the University's Student Health Insurance Office. If their insurance meets the requirements, they can cancel their automatic Illinois State coverage by completing a form.
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Vision and dental: Discounts on eye care and optional insurance plans are available
Illinois State University's Student Health Insurance plan offers optional vision and dental insurance plans. The vision insurance plan provides discounts on eye care services and products, while the dental insurance plan covers the cost of dental care.
All ISU students with the Student Health Insurance plan automatically receive a vision discount provision. This includes discounts on vision exams, contacts, and glasses. There are several providers near ISU that offer these discounts, including Sears Optical, Bard Optical, Lenscrafters, and All About Eyes. For a full list of providers, students can refer to the EyeMed Vision Care Network or Aetna's Vision Insurance page.
The University of Illinois Urbana-Champaign provides dental insurance for graduate students with waiver-generating assistantship or fellowship appointments at no additional cost. Undergraduate students, graduate students without a waiver-generating appointment, and students with dependents can voluntarily enroll in the dental plan by paying the annual premium.
Students enrolled in the University of Illinois Springfield's student insurance plan can access benefit information for dental and vision coverage on the AHP website. This includes information on how to file a claim and enroll dependents.
Overall, the vision and dental insurance options available through Illinois State University's Student Health Insurance plan offer students discounts and coverage for their eye and dental care needs. By taking advantage of these optional insurance plans, students can ensure they have access to affordable and comprehensive healthcare during their time at the university.
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Pregnancy: Covered with no annual maximum and $1,250 out-of-pocket expenses per policy year
Pregnancy is covered by the Illinois State University Student Health Insurance plan. There is no annual maximum on the amount covered, and out-of-pocket expenses are limited to $1,250 per policy year. This means that you will not have to pay more than $1,250 for covered pregnancy-related expenses during the policy year.
The Illinois State University Student Health Insurance plan is available to all students who are enrolled in at least 9 credit hours in the fall and spring semesters or 6 credit hours in the summer semester. Enrollment in the insurance plan is automatic for students who meet these credit requirements. The insurance plan is also available to international students, although they are expected to have their own health insurance coverage and may opt out of the University's plan if they have comparable coverage from their home country.
The Student Health Insurance plan includes coverage for a range of services, such as gender-affirming surgeries, vision care, and worldwide medical assistance. The plan is also an open choice PPO, which means that students can use any medical provider they choose, but using in-network providers can reduce out-of-pocket costs.
If you are an Illinois State University student and you need to use your Student Health Insurance for pregnancy-related expenses, you can contact the Student Health Insurance office for more information on coverage and benefits. The office can provide customer service and process your claims. You can also access the Aetna Navigator website to view your claim explanations and benefit statements.
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Worldwide coverage: Includes emergency medical evacuation, repatriation, and travel assistance
The Student Health Insurance plan at Illinois State University provides worldwide coverage, including emergency medical evacuation, repatriation, and travel assistance. This coverage is available to all Illinois State University students who are enrolled in at least 9 credit hours (Fall/Spring) or 6 credits (Summer) and are automatically enrolled in the University's Student Health Insurance plan.
The worldwide coverage provided by the University's Aetna policy includes unlimited emergency medical evacuation and repatriation, emergency transport to your home country if a family member has a life-threatening condition, natural disaster evacuation, and more. This coverage is also extended to OnCall International, which provides benefits such as 24/7 worldwide medical information and assistance, medical evacuation and repatriation coverage, travel assistance, and a $10,000 accidental death benefit.
The Student Health Insurance plan at Illinois State University is designed to provide comprehensive health and accident insurance for students, filling in any gaps that may exist in a student's primary insurance plan. It is important to note that dependents (spouse/children) are not covered by the University's Student Health Insurance plan, and separate insurance must be purchased for them from a private company or an insurer from the student's home country.
The University's Student Health Insurance plan is an excellent option for students, offering a Platinum Plan, the highest rating under the Affordable Care Act (ACA). It covers a wide range of services, including outpatient contraceptive drugs, prescriptions for covered medical conditions, and pregnancy. Additionally, it does not exclude pre-existing conditions, and students are encouraged to use preferred providers within the Aetna network to reduce out-of-pocket costs.
Overall, the worldwide coverage provided by the Illinois State University Student Health Insurance plan offers students peace of mind and comprehensive protection during their time of study, regardless of their location.
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Frequently asked questions
Enrolment is automatic when registering for 9 or more credit hours in the fall and spring or 6 or more pre-registered credit hours in the summer.
You can cancel your plan by completing an online cancellation form. You may also be required to provide proof of other coverage.
The plan includes worldwide medical assistance, such as unlimited emergency medical evacuation and repatriation, and emergency transport to your home country if a family member has a life-threatening condition. It also includes a vision discount provision and OnCall International coverage, which provides benefits such as 24/7 worldwide medical information and assistance, and a $10,000 accidental death benefit.
You can use the Aetna Navigator website to view your claim explanation of benefit statements, as well as the latest health information and news.
Yes, international students are expected to have health insurance coverage. They can either use the University's student health insurance or opt-out and provide proof of their home country provider's insurance in English.
