Ibrahim Gardner
The student health fee at Indiana University Bloomington is designed to lower out-of-pocket expenses for students needing healthcare. The health fee does not cover treatment received through any IU Health facility, and it is separate from the IU Health Insurance Fee, which is the premium students pay to be enrolled in the IU Plan. The Student Health Fee provides students with access to the Student Health Center and its services, which include lab testing and therapy. Students facing financial hardship can request support by completing a Request for Financial Assistance form.
| Characteristics | Values |
|---|---|
| Purpose of the student health fee | Lowering out-of-pocket expenses for students needing care |
| Who can benefit | Any student enrolled at IU Bloomington |
| What it covers | Not treatment received through any IU Health facility |
| What to do if facing financial hardship | Submit a Request for Financial Assistance form |
| How to pay the bill | IU student account, cash, check, health savings accounts, and credit/debit cards |
| How to protect privacy | Tell a Student Health Center cashier to not bill your insurance |
| How to get reimbursed | Pick up an itemized receipt to submit to your insurer |
Explore related products
$82.61 $92.95
$81.51 $92.95
$39.47 $92.95
What You'll Learn
Lowering out-of-pocket expenses
The Student Health Center at Indiana University Bloomington has taken steps to lower out-of-pocket expenses for students. They now accept more insurance plans, allowing students to minimize their out-of-pocket expenses by using their health insurance. This move towards a hybrid funding model increases access to high-quality healthcare for students.
Students with health insurance can lower their out-of-pocket expenses by understanding their health plan and the coverage it provides. The cost of a visit to the Student Health Center is determined by the health plan, and reimbursement and out-of-pocket costs are also set by the health plan. Students can also request financial assistance by completing the Request for Financial Assistance form. This allows students facing financial hardship to set up a manageable payment plan.
For students without insurance or with limited financial support, the Student Health Center offers reduced-cost doctor visits and free counseling sessions. The Student Health Center's integrated services cover a wide range of health, mental health, and wellness needs at affordable prices. Students without insurance can still receive services at the Student Health Center, and their prices are lower than local medical providers, including retail clinics.
Additionally, students can lower their out-of-pocket expenses by utilizing the services provided by the Student Health Center Lab for lab tests and specimens. While the lab cannot perform every test, it offers reduced costs for in-house tests, and students will only receive a separate bill from an external lab if the test is sent out.
Explore Options to Erase Student Debt
You may want to see also
Explore related products
![Life and Health Insurance Study Cards: Life Health Insurance License Exam Prep with Practice Test Questions [Full Color]](https://m.media-amazon.com/images/I/51Pox87Z5lL._AC_UY218_.jpg)
Access to the Student Health Centre
The Student Health Centre at Indiana University Bloomington is available to all enrolled students. The Student Health Fee is mandatory and is designed to lower out-of-pocket expenses for students needing care. The fee helps to lower your bill after each visit, depending on your health insurance plan. The Student Health Centre accepts more insurance plans and is working to maximise student access to healthcare. Students can use their health insurance to minimise out-of-pocket expenses.
The Student Health Fee does not cover treatment received through any IU Health facility. However, the Student Health Centre is not affiliated with IU Health, its hospitals, clinics, or physicians. Lab tests performed at an external lab will be billed separately by that lab. The Student Health Centre Lab can perform most tests in-house, but for those that need to be sent elsewhere, students will receive a separate bill from the IU Health Pathology Lab.
Students facing financial hardship can request support by completing a Request for Financial Assistance form. The Student Health Centre will then work with the student to create a manageable payment plan. Students can pay their bill using their IU student account, cash, cheque, health savings accounts, or credit/debit cards.
The Student Health Fee provides a wide range of benefits for students and the campus community. It lowers the barrier to healthcare and ensures students can access the care they need. Students who are not the policyholder on their insurance plan are encouraged to not use their insurance to protect their privacy.
Students and PAYE Tax: Who Should Pay?
You may want to see also
Explore related products
Insurance coverage
The health fee paid by IU Bloomington students does not cover treatment received through any IU Health facility. However, the Student Health Center now accepts more insurance plans and is working to lower barriers to high-quality health care on campus. The Student Health Fee is designed to lower out-of-pocket expenses for students needing care. It also provides a wide range of benefits for students and the campus community.
The Student Health Center works with each of the major national health insurance networks. Students can pay any out-of-pocket expenses with their IU student account, cash, cheque, health savings accounts, and credit/debit cards. If a student's insurance is not accepted, they can pick up an itemized receipt to submit to their insurer. If students are enrolled in one of the IU student plans, they can visit the IU Human Resources website, call them, or send an email.
The IU Health Insurance Fee is the premium paid by students to be enrolled in the IU Plan. IU negotiates with Anthem to keep this fee as low as possible, but rates can increase annually. After registering for classes, the fee is billed to the student's bursar account, and IU gives this fee to Anthem to pay for the insurance premium. Coverage dates and fees differ each session. For instance, new and returning students who begin or resume their studies in the summer are enrolled in the plan from June 1 to July 31.
Students who do not want their insurance billed can request that the Student Health Center does not bill their insurance. However, they must inform a cashier at the Student Health Center of this decision.
Strategies for Paying Off Consolidated Student Loans
You may want to see also
Explore related products
Lab testing
The Student Health Center at Indiana University Bloomington offers a range of services, including laboratory testing. The health fee paid by students helps to lower the overall bill for medical services, with the remaining amount covered by the student's health insurance plan.
The Student Health Center Lab performs most lab tests, but for those it cannot do in-house, specimens are sent to the IU Health Pathology Lab in Indianapolis. This external lab then bills the patient's insurance separately. Students can avoid using their insurance by paying out of pocket, which may be preferable if they are not the policyholder and wish to protect their privacy.
The Student Health Center accepts testing orders from licensed physicians, physician assistants, and nurse practitioners. It charges a $10 specimen collection fee, and lab tests from outside orders are billed separately to the patient or their insurance company. Certain laboratory testing services may be billed by the reference lab, even if the specimen was collected at the Student Health Center.
Students can schedule medical services online, including lab tests, and will receive an itemized receipt for their services via email a few days after their visit.
Child Support: College Students' Responsibility and Legal Obligation
You may want to see also
Explore related products
Financial assistance
The Student Health Fee at Indiana University Bloomington (IU Bloomington) helps lower out-of-pocket expenses for students requiring care. It also enhances mental health and wellness services and supports students without insurance or with limited financial support. The fee does not cover treatment received through an IU Health facility or laboratory testing and services completed by a reference laboratory.
IU Health is committed to providing necessary and emergency care, regardless of a person's ability to pay. Students facing financial hardship can request support by completing a Request for Financial Assistance form. Once submitted, the student may carry a balance while a manageable payment plan is created.
IU Health Financial Assistance is available for Indiana residents who meet the Federal Poverty Level (FPL) criteria and are facing financial hardship. They may be eligible for financial assistance for the full amount of their medical bill. If an Indiana resident's income is above the FPL criteria but the bill exceeds 5% of their annual household income, they may be eligible for a discount to reduce the balance to 5% of their annual income.
IU Health Patient Financial Counselors can provide information and help with applications for various health coverage programs, including:
- The Healthy Indiana Plan (HIP) for low-income adults aged 19-64
- Hoosier Healthwise (HHW) for children under 19, pregnant women, and low-income families
- Medicaid programs for eligible individuals based on disability, age, or other specific circumstances
Full-time appointed IU Academic and Staff employees (including Residents) are eligible for the IU Tuition Benefit and the IUHS Tuition Waiver. The benefits provide a subsidy toward tuition costs or a 25% waiver of course tuition (not including fees) for IUHS courses. However, the benefit does not apply to mandatory fees such as health fees.
Student Health Insurance: Who Pays and When?
You may want to see also
Frequently asked questions
The IU Health Insurance Fee is the premium you pay to be enrolled in the IU Plan. The fee is paid to Anthem to cover your insurance premium.
The student health fee helps to lower your bill after each visit to the Student Health Center and lowers out-of-pocket expenses for students needing care.
No, the health fee you pay as an IU Bloomington student will not cover treatment received through any IU Health facility.
