Janice Lozano
The Post-9/11 GI Bill offers financial support to veterans, service members, or their qualified dependents to pursue higher education at a public or private school. The bill covers expenses for both full-time and part-time students, with reimbursement amounts depending on factors such as the specific GI Bill program, eligibility percentage, and rate of pursuit. For instance, under the Post-9/11 GI Bill, part-time students attending school at a rate greater than half-time are eligible for a prorated monthly housing allowance. Additionally, the Montgomery GI Bill offers monthly reimbursements for tuition charges based on the rate of pursuit and active duty status. It's important to prioritize training needs over financial incentives to avoid issues like overpayments or unsatisfactory academic progress.
| Characteristics | Values |
|---|---|
| GI Bill | Post-9/11 GI Bill (Chapter 33), Montgomery GI Bill Active Duty (MGIB-AD), Montgomery GI Bill Selected Reserve (MGIB-SR), Survivors' and Dependents' Educational Assistance (DEA) |
| Eligibility | Veterans, service members, or qualified dependents (child, stepchild, spouse, or un-remarried widow(er) of the veteran) |
| Qualifying Period | Active duty after September 10, 2001, with 2 or more qualifying periods of active duty |
| Benefits | Tuition fees, monthly housing allowance, book stipend, moving costs from a rural area, and failed classes |
| Payment Rate | Based on the number of credits/credit hours taken, eligibility tier, and rate of pursuit |
| Part-Time Students | Eligible for prorated monthly housing allowance; no allowance for students attending exactly 1/2 time or less |
| Application | VA Form 22-1990 (Application for VA Education Benefits) |
| Processing Time | Approximately 30 days |
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What You'll Learn
Part-time students can receive GI Bill benefits
The GI Bill provides education benefits for veterans, service members, or qualified dependents. The Post-9/11 GI Bill (Chapter 33) is available to those who have served on active duty after September 10, 2001, or their qualified dependents. The Montgomery GI Bill (MGIB) is another option, which offers a monthly rate for tuition charges based on the rate of pursuit and whether the student is on active duty or selected reserve.
For part-time students, the amount of benefits they receive depends on their specific situation. For example, under the Post-9/11 GI Bill, if a student is attending school at a rate greater than half-time, they will receive a prorated monthly housing allowance. However, students attending school at a half-time rate or less do not receive this allowance. Similarly, the Montgomery GI Bill provides a monthly payment at a half-rate for those attending school part-time.
It is important to note that the primary focus should be on getting the desired training rather than maximizing monetary benefits. Part-time students receiving GI Bill benefits should carefully consider their specific program and eligibility to ensure they are making the most of their benefits.
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Post-9/11 GI Bill benefits
The Post-9/11 GI Bill (Chapter 33) is an education benefit program for military members who have served on active duty after September 10, 2001. The benefits are determined by the length of active-duty service and other factors. If you have served for at least 36 months (1,095 days), you are eligible for the full benefit. If you have served for less than 36 months, you are eligible for a partial benefit.
The Post-9/11 GI Bill can help cover nearly all school-related expenses, including tuition, books, fees, and a monthly housing allowance. The maximum benefit provides full tuition and fees for all public in-state students. For private or foreign schools, the tuition and fees are capped at a certain rate, which is updated annually. If you are enrolled in a non-college-degree school, you may receive up to $83 per month. Additionally, you can receive up to $1,000 per school year for books.
If you are attending school more than half-time, you may be eligible for a monthly housing allowance. This is based on the cost of living where your school is located. If you need to relocate from a rural area to attend school, you may receive a one-time payment of $500 to help with moving expenses.
The Post-9/11 GI Bill also offers other benefits, such as tutorial assistance, reimbursement for national exam costs, and coverage of licensing and certification test costs and preparatory courses. If you have remaining entitlement from the Montgomery GI Bill Active Duty (MGIB-AD), you can use it towards the Post-9/11 GI Bill benefits. Additionally, if you qualify for the maximum benefit rate, you may receive additional funding through the Yellow Ribbon Program.
To apply for the Post-9/11 GI Bill benefits, you can apply online, in person at a VA Regional Office, or by mail.
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Montgomery GI Bill
The Montgomery GI Bill is an education benefit for veterans and their family members. It is worth over $87,000, based on the 2024-25 monthly full-time student payment rate of $2,438, multiplied by the 36-month limit for a single term of service. This payment rate increases each year on October 1. The term "36 months of benefits" refers to academic months, or time enrolled at the full-time rate. This equates to eight semesters or four years of traditional academic education.
The Montgomery GI Bill can be used to pay for college degree programs, including associate, bachelor's or advanced degrees, as well as vocational or technical training. The monthly payment rate is determined by two factors: student status (full-time, half-time, or part-time) and duty status. If you are on active duty, the GI Bill will reimburse you for tuition and expenses. Once you leave active duty, the GI Bill will pay the full payment rate, no matter the tuition cost, except for students attending less than half-time, who will receive enough to cover tuition and fees only.
If you are a part-time student, the GI Bill will pay you 50% of the monthly allowance. For example, if 12 credit hours are considered full-time and you take only six credit hours, the Montgomery GI Bill will pay you 50% of the monthly allowance (6/12 = 50%). It is important to note that if you are enrolled in fewer courses than what is considered full-time, you may receive less than the full rate each month.
To apply for the Montgomery GI Bill benefit, you do not need to be enrolled in school. In many cases, it is recommended to apply for the benefit first and then take your eligibility notification to your chosen school when you enroll. This can help speed up the receipt of your benefits. Once enrolled, you will receive a letter from the Department of Veterans Affairs explaining your benefits and how to receive payment.
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Monthly Housing Allowance
The Post-9/11 GI Bill (Chapter 33) provides financial support to veterans pursuing higher education at a public or private school, whether full-time or part-time. This includes a Monthly Housing Allowance (MHA) to help pay for living expenses. The MHA is a benefit provided by the Department of Veterans Affairs, based on the Defense Department's Basic Allowance for Housing (BAH) rates for an E-5 with dependents. The MHA is calculated using the ZIP code of the student's primary training location and the number of credits they are taking.
To be eligible for the MHA, veterans must have a rate of pursuit of more than 50%. The rate of pursuit is determined by the number of credits being taken each term or the number of clock hours attended each week. For example, if a student is taking 9 credits in a standard-length term and their school considers 12 credits to be full-time, their rate of pursuit is 75% (rounded to the nearest 10%). The MHA payment would then be 75% of the applicable housing allowance.
The MHA rates are updated annually and are available on the VA website. As of 2023, the maximum monthly MHA payment is $2,338. It is important to note that the MHA is paid at the end of each month. Additionally, the GI Bill provides other benefits, such as tutorial assistance, money for books and supplies, and coverage of tuition costs.
For those attending school in a U.S. Territory, the monthly housing allowance is calculated using the overseas housing allowance (OHA) rate for the school's location. The MHA is also available for online courses, but the benefit is capped at half of the maximum amount, or $894.50 per month.
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GI Bill benefits for online courses
If you are a veteran or an active-duty service member, you may be eligible for GI Bill benefits to help pay for your education. The GI Bill can help cover the costs of independent study and online-only courses through an institution of higher learning in the US, such as a college or university. However, if you are attending a non-college degree school, your GI Bill benefits typically will not cover independent study and online training.
To determine your eligibility for GI Bill benefits, you will need to gather certain documents and apply through the Veterans Affairs (VA) website, in person at a VA Regional Office, or by mail. The specific benefits you receive may vary depending on your individual circumstances, such as your length of service and the type of programme you are enrolled in.
If you are using the Post-9/11 GI Bill benefits, the VA will pay for tuition and fees at the same rate as regular courses at an institution of higher learning. You may also receive a stipend for books and supplies, as well as a monthly housing allowance (MHA) or basic allowance for housing (BAH). The MHA for online coursework is typically lower than the MHA for in-person class attendance. If you take at least one in-person course, you will receive the standard housing allowance. The MHA rate for online students is currently \$1,169 per month until July 31, 2026. This rate is based on the Defence Department's BAH rates for an E-5 with dependents, using the zip code where your training takes place.
It is important to note that the GI Bill housing allowance for online classes can vary depending on individual circumstances. For example, if you are a part-time student, your MHA payments will be lower. To be eligible for MHA benefits, you must be enrolled in at least 50.1% of a full-time course load, and your rate of pursuit (ROP) must be greater than 50%. The ROP is calculated by dividing the number of credits you are taking by the number of credits your school considers to be full-time.
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Frequently asked questions
The GI Bill is an education benefit that helps veterans, service members, or their qualified dependents pay for school or training for a job.
There are several types of GI Bills, including the Post-9/11 GI Bill (Chapter 33), the Montgomery GI Bill (Chapter 30), and the Reserve Education Assistance Program (REAP).
You may qualify for the Post-9/11 GI Bill if you served on active duty after September 10, 2001, or if you are the qualified spouse or dependent child of a veteran who meets these requirements.
Yes, the GI Bill benefits can be used for both full-time and part-time students. The amount of reimbursement depends on the GI Bill program, your eligibility percentage, and your rate of pursuit.
