Lana Oconnell
Student cards can be used internationally, providing students with a wide range of benefits and discounts on various products and services. The International Student Identity Card (ISIC) is the most widely recognised and accepted student card globally, with endorsements from UNESCO, governments, ministries, student organisations, and universities. Students can also use their university-issued student ID cards to access discounts and offers. When selecting a student card for international use, it is essential to consider the card's acceptance, associated fees, security features, and individual needs. Some cards, like the Capital One Savor Student Cash Rewards Credit Card, offer no annual or foreign transaction fees, making them ideal for studying abroad. Additionally, students can become authorised users on a trusted relative's account or open international checking accounts at local banks near their university to obtain a debit card for payments.
| Characteristics | Values |
|---|---|
| Can Discover Student Card be used internationally? | Yes |
| Annual fee | None |
| Foreign transaction fee | None |
| Balance transfer fee | x% intro fee on balances transferred by x and up to x% fee for future transfers |
| Cashback | Earn 5% cashback on everyday purchases at different places like grocery stores, restaurants, gas stations, etc. |
| Acceptance | Discover is accepted by 99% of places that take credit cards |
| Contactless payment | Available in countries that utilize the Discover network |
| Security | Chip and tap-to-pay cards for security and ease of use |
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What You'll Learn
Discover Student Card acceptance outside the US
Discover Cards can be used internationally, including the Discover it® Student Cash Back Card. However, acceptance of Discover Cards outside the US varies.
Discover Cards are accepted at millions of merchants globally. Cardholders can use their Discover Cards in countries that utilize the Discover network, and contactless payment is available in these locations. Discover Cards are widely accepted in Japan, China, and India. However, acceptance in Europe, Latin America, and Australia is more limited.
Before travelling, Discover Card users should verify that their destination country widely accepts Discover Cards. They can do this by using Discover's international use tool and checking international acceptance information. Discover Card users should also notify Discover before travelling internationally to ensure uninterrupted use of their card.
The Discover it® Student Cash Back Card has no annual fee and offers a low introductory APR. It allows students to earn cash back rewards on purchases and build their credit history.
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Foreign transaction fees
Discover Cards can be used internationally, including the Discover it® Student Cash Back Card. This card has no annual fee and is designed for students with little to no credit history.
When using a Discover Card abroad, it is important to note that Discover is a significantly smaller player outside the US. Visa and Mastercard are more widely accepted internationally, so it is recommended to bring a backup card from one of these networks when travelling. American Express also has a stronger international presence than Discover.
The Discover it® Student Cash Back Card does not charge foreign transaction fees, which can save students money when travelling internationally or making online purchases from foreign merchants. However, it is important to note that this card may not be widely accepted in all countries, so it is recommended to check Discover's international acceptance information before travelling.
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Security features
Discover student cards can be used internationally, but it is recommended to check the acceptance of the card in the destination country in advance. Discover cards are accepted at millions of merchants globally, and cardholders can use their cards to earn Cashback Bonus or Miles on purchases.
Discover student cards have several security features, including:
- Fast, secure mobile login: Discover mobile app users can securely log in with Touch ID or a 4-digit passcode to access their account balance, FICO® Credit Score, and more.
- Online Privacy Protection: Discover helps users remove their personal information from people-search websites, giving them more control over their data.
- Freeze it®: If a card is misplaced, users can prevent new purchases, cash advances, and balance transfers in seconds using the Freeze it® on/off switch on the mobile app or website.
- Email and Text Alerts: Cardholders can enable email and text alerts to keep track of their account. They can activate alerts for payment due dates or spending limits and receive notifications on their phone or email.
- Customer Service: Discover provides 24/7 customer support to its users.
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Cashback and other rewards
The Discover it® Student Cash Back card is a great option for students looking to earn cashback and other rewards on their everyday purchases. The card offers 5% cashback on everyday purchases in categories that change every three months, such as grocery stores, restaurants, and gas stations, up to a quarterly maximum when activated. Additionally, cardholders earn 1% cashback on all other purchases with no maximum or activation needed.
One of the standout features of the Discover it® Student Cash Back card is its introductory offer: Discover will automatically match all the cashback earned at the end of the first year, with no minimum spending or maximum rewards. This means that if you earn $100 in cashback during your first year, Discover will match it, giving you a total of $200.
The card also offers flexibility in redeeming cashback rewards. Cashback can be deposited into your bank account, applied as a statement credit, or used for payments through Amazon, Apple Pay, or PayPal. You can even redeem your cashback for gift cards or donate it to eligible charities.
In addition to cashback rewards, the Discover it® Student Cash Back card provides other benefits such as a $0 annual fee, a low intro APR, and no foreign transaction fees. These features make it a suitable option for students who plan to travel internationally, as they can avoid extra fees when making transactions or purchases abroad.
Overall, the Discover it® Student Cash Back card is a rewarding option for students looking to earn cashback on their everyday spending, with the added benefit of a generous introductory offer and flexible redemption options.
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Eligibility criteria
Discover student credit cards can be used internationally, but it is important to check that your destination country widely accepts your credit card. Discover cards can be used at millions of merchants globally, and they have no foreign transaction fees. However, it is recommended to notify Discover before travelling internationally to ensure uninterrupted use of your card.
- You must be at least 18 years old to apply for a Discover student card.
- You must meet the income requirements for your age. For students under 21, there are different rules for what counts as income.
- You don't need a job to apply, but you must show income.
- You must be enrolled in school.
- You may need to provide proof of identity and address.
- You may need to provide information about your financial situation, such as your income and expenses.
- You may need to provide information about your education, such as your school name and major.
- You should have little to no credit history. Discover student cards are designed for students who are new to credit or have limited credit history.
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Frequently asked questions
Yes, Discover Student Cards can be used internationally. Discover Cards are accepted by millions of merchants globally.
No, Discover does not charge any foreign transaction fees. However, there may be other fees associated with using your card internationally, such as cash advance interest rates and fees for ATM withdrawals.
Yes, it is recommended that you notify Discover before travelling internationally to ensure uninterrupted use of your card. You should also be aware that purchases from unusual locations may sometimes trigger fraud alerts, so providing your travel plans can help to avoid this inconvenience.
Most merchants outside of the US accept chip and tap-to-pay cards for security and ease of use. Your Discover Student Card may also have contactless capabilities, allowing for fast and easy payments.
Yes, Discover Student Cards offer rewards on every purchase, including international purchases. You can earn cash back or miles, which can be redeemed for travel purchases or deposited as cash into your bank account.
