Discover Student Card: International Use And Benefits

Discover offers student credit cards that can be used internationally. The Discover it® Student Cash Back card is a great option for students with limited credit history who want to earn cashback on everyday spending without paying an annual fee. The card offers 5% cashback on purchases at grocery stores, restaurants, gas stations, and more, and 1% unlimited cashback on all other purchases. Discover cards can be used at millions of merchants globally, although acceptance may vary by location. Students can use their Discover cards abroad without incurring foreign transaction fees, making it a cost-effective and convenient choice for international travel.

Discover Student Card has no foreign transaction fees

The Discover Student Card can be used internationally and has no foreign transaction fees. This means that you can use your card outside of the United States without incurring any additional charges on your transactions. Whether you are making a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you won't be charged extra.

Discover Student Cards are designed for college students who are just starting to build their credit. They are available to young adults with little to no credit history, and some banks offer them as starter credit cards. The Discover it® Student Cash Back Card, for example, offers 5% cashback on everyday purchases at different places, including grocery stores, restaurants, and gas stations, up to a quarterly maximum. It also offers 1% cashback on all other purchases. There is no annual fee for this card, and your rewards don't expire as long as your account is open.

Before travelling with your Discover Student Card, it is recommended that you notify Discover Card of your travel plans, including layover locations and final destinations. This will help ensure uninterrupted use of your card while abroad. Additionally, you can use the Discover international acceptance information and international use tool to determine whether Discover is accepted in your destination country.

The Discover Student Card also has security features in place to protect your account. For instance, purchases from unusual locations can sometimes signal potential fraud, resulting in a fraud alert that temporarily "freezes" your ability to use your card until you can verify the purchase. By notifying Discover Card of your travel plans in advance, you can help to avoid this inconvenience.

It can be used at merchants and online internationally

Discover Student Cards can be used at merchants and online internationally. The Discover it® Student Cash Back Card is a great option for students with limited credit history who want to earn a high rate of cash back on their everyday spending without paying an annual fee. This card has no foreign transaction fees, so you won't be charged extra for using it outside of the United States, whether it's at a physical location or for an online transaction with an internationally-based merchant.

Discover Student Cards can be used for purchases and building a strong financial foundation. With a Discover Student Card, students can understand credit limits, how much available credit they have, and how to stay within their limits. Responsible use of a student credit card can help build a solid credit history and set students up for a smoother financial future.

Discover Student Cards also offer rewards and perks. For example, the Discover it® Student Cash Back card allows students to earn 5% cash back on everyday purchases at different places, including grocery stores, restaurants, and gas stations, up to the quarterly maximum when activated. Students can also earn unlimited 1% cash back on all other purchases automatically. At the end of the first year, Discover will match all the cash back earned.

Additionally, Discover Student Cards have adapted to international travel. Most merchants accept chip and tap-to-pay cards for security and ease of use. Discover Student Cards may also have contactless tap-to-pay capabilities, making it fast and easy to pay. It is recommended to notify Discover Card before travelling internationally to ensure uninterrupted use of the card.

It's a good choice for students with limited credit history

The Discover Student credit card is a good choice for students with limited credit history. It is designed for students who are enrolled in school and may have little to no credit history. Student credit cards are a great way to build credit history responsibly, and with less risk. Discover Student cards have a minimum credit line of $500, and no set credit limit, as everyone's situation is different.

Discover Student cards offer cash back rewards and the opportunity to build a credit history. With the Discover it® Student Cash Back Card, you can earn 5% cash back on everyday purchases at different places, such as grocery stores, restaurants, and gas stations, and 1% cash back on all other purchases. There is no annual fee for this card, and it offers a low intro APR. You can also get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year.

Discover Student cards are accepted internationally, so you can use them while studying abroad or travelling. You can use your card at millions of merchants globally, and there are no foreign transaction fees. It is recommended that you notify Discover Card before travelling internationally, to ensure uninterrupted use of your card.

Discover Student cards also offer customizable designs, 24/7 customer service, and email and text alerts to keep you notified about your account.

It offers 5% cash back on everyday purchases and has no annual fee

The Discover it® Student Cash Back Card is a great option for students who want to earn cash back on everyday purchases without having to worry about an annual fee. This card offers a generous 5% cash back on everyday purchases at various places, including grocery stores, restaurants, and gas stations, with a quarterly maximum when you activate. On all other purchases, you'll earn unlimited 1% cash back.

One of the standout features of this card is its Unlimited Cashback Match offer for new cardmembers. Discover will automatically match all the cash back you earn at the end of your first year, with no minimum spending or maximum rewards. This means that if you earn $50 in cash back, Discover will turn it into $100, effectively doubling your rewards.

The Discover it® Student Card also has a competitive introductory offer for new cardmembers, with a 0% intro APR on purchases for the first 6 months, and a 10.99% intro APR on balance transfers for the same period. After the introductory period, the ongoing APR ranges from 17.24% to 26.24% variable, depending on your creditworthiness.

Additionally, the card offers added security features such as the ability to freeze your card if it's misplaced, preventing new purchases, cash advances, and balance transfers. You can also get alerts if your Social Security Number is found on any of the thousands of Dark Web sites that Discover monitors.

When it comes to international use, Discover Card can be used in many countries worldwide, making it a good choice for students who plan to travel abroad. Discover has no foreign transaction fees, so you won't incur extra costs when using your card internationally. However, it's always a good idea to notify Discover before travelling internationally to ensure uninterrupted use of your card.

Contactless payment is available in countries that use the Discover network

Discover cards are a great choice for overseas travel, as they are widely accepted globally and offer rewards for spending. Before travelling, it is recommended to verify that your destination country widely accepts your credit card. You can do this by using the Discover international use tool to determine whether Discover is accepted in your destination country.

Discover cards are also equipped with chip and tap-to-pay technology, which most merchants accept for security and ease of use. This technology allows for fast and easy contactless payment, which is available in countries that utilise the Discover network.

To ensure uninterrupted use of your Discover card while travelling, it is advisable to notify Discover Card before travelling internationally. You can do this by contacting their customer service using the number provided on the back of your Discover card.

Frequently asked questions