The US remains the world's most popular destination for international students, but it's also among the most expensive choices. The cost of studying in the US varies depending on the type of university and the student's residency status. Public universities, for instance, have different tuition fee rates for state residents and non-residents, while private universities usually charge the same fees for all students, regardless of their residency. International students, in particular, often face higher tuition fees and may need to apply for student loans or other financial aid to afford the cost of studying in the US. However, there are ways for international and out-of-state students to receive in-state or resident tuition fees, such as through legacy scholarships, regional exchange programs, or financial aid offered by the university.
What You'll Learn
International students and resident tuition fees
International students are often required to pay higher tuition fees than domestic students at universities and colleges. However, there are some cases where international students may be eligible for resident tuition fees, which can significantly reduce the cost of their education. Here are some important things to know about international students and resident tuition fees:
Eligibility for Resident Tuition Fees
The criteria for international students to qualify for resident tuition fees vary by country, state, and institution. In the United States, for example, at the University of North Texas, international students can qualify for in-state resident tuition fees in several ways, including:
- Senate Bill 1528: Students who have attended three years of Texas high school, graduated, and lived in Texas for the 12 months prior to enrollment may be eligible for in-state tuition under this bill.
- Transferring from a Texas College/University: International students transferring from a Texas college or university and previously met state residency rules may be classified as Texas residents for tuition purposes.
- Domicile-eligible immigration status: Students with a domicile-eligible immigration status who have resided in Texas for 12 months may be eligible for in-state tuition. This can be based on either the student's or their parent's immigration status for eligible minors.
- Scholarships: Receiving a competitive UNT scholarship of $1,000 or more may qualify international students for in-state tuition.
- Employment Waivers: Employment waivers may be available for faculty, teaching/research assistants, and their dependents.
Application Fees and Waivers
When applying to universities, international students should also be aware of application fees, which can range from $40 to $150 per university. However, many universities offer application fee waivers or don't require any application fees. For example, California State University offers application fee waivers to students who have resided in California for a year or non-US citizens who qualify for AB540 non-resident tuition. International applicants can also receive fee waivers from top universities like Harvard University, Northeastern University, and Carnegie Mellon University based on financial need.
Cost of Living Considerations
In addition to tuition fees, international students must also budget for living expenses, which can be significant. For example, in Canada, international undergraduate students pay an average of $36,100 per year in tuition fees and an estimated $15,000 per year for living costs. To obtain a study permit, applicants must prove they can support themselves and any accompanying family members, with the financial requirement recently increasing to just over $20,000 per year.
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Scholarships and bursaries
There are a few differences between scholarships and bursaries. Scholarships are often competitive and supported by donors, whereas bursaries are usually non-competitive, automatic, and based on financial need.
To apply for a scholarship or bursary, you will need to meet certain eligibility criteria, which could include academic merit, financial need, or other personal circumstances. The application process may involve completing an online form, writing an essay, attending an interview, or presenting a portfolio of work. It's important to check the specific requirements and deadlines for each opportunity.
- Start by researching what scholarships and bursaries are offered by the universities or colleges you are interested in. They are the most common source of this type of funding, and it's a good idea to find out about funding opportunities early in the application process.
- Look into organisations, companies, or professional bodies linked to your intended field of study. Many of them offer scholarships or bursaries to attract talent or support underrepresented groups.
- Consider charitable organisations or special interest groups that align with your personal circumstances or extracurricular interests.
- Check if you meet the eligibility criteria before applying, as this can save you time and effort. Criteria could include academic performance, household income, disability, place of residence, or other personal circumstances.
- Find out about the application process and any supporting documents you need to provide. This could include grades, essays, interviews, auditions, or portfolios.
- Be aware of any future commitments that may be required if you receive the scholarship or bursary. For example, you may need to represent the university in sports or musical activities, volunteer, or serve as a student ambassador.
In addition to scholarships and bursaries, you may also want to look into university hardship funds, which can provide financial support if you encounter difficulties during your studies. These funds are usually awarded on a case-by-case basis and are meant for students with financial problems.
Lastly, don't forget to explore application fee waivers, which can reduce or eliminate the cost of applying to universities. Many universities offer these for international students or those with financial need.
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Regional exchange programs
International Student Exchange Programs
International student exchange programs are typically based on formal agreements between two universities, where students from each institution swap places for an agreed-upon period. This arrangement is often part of a broader relationship between the partner universities and is usually administered by their respective international offices. Exchange programs offer students a cost-effective way to study abroad, as they continue to pay tuition and other fees to their home university. The duration of exchange programs can vary, but one-semester exchanges are currently the most popular. During their time abroad, students attend classes, fulfil academic requirements, and receive a transcript from the host institution to transfer credits back to their home university.
International Study Abroad Placements
International study abroad placements differ from exchange programs in that students are not limited to their university's partnership programs and can choose from a wider range of destinations. In some cases, commercial third-party companies offer academically oriented programs outside of the university framework, often in specialist areas such as conservation and development. However, more commonly, students can study at another university of their choice anywhere in the world, with the support and counselling of their home institution. International study abroad programs offer greater flexibility and choice but may also incur additional costs, especially if a third-party organization is involved.
US-Sponsored Exchange Programs
The US Department of State sponsors multiple exchange programs for US citizens wishing to go abroad for cultural, educational, or professional exchanges. Some specific programs include:
- J-1 Visa Summer Work Travel Program: Allows full-time college and university students from outside the US to come to the US temporarily, sharing their culture and ideas while also gaining work experience.
- Global Undergraduate Exchange Program (Global UGRAD): Offers one-semester scholarships to outstanding undergraduate students worldwide for non-degree full-time study, combined with community service, professional development, and cultural enrichment.
- Community College Initiative Program (CCI): Provides a quality academic program at US community colleges, helping international students build technical skills, enhance leadership capabilities, and improve English language proficiency.
Additionally, US universities themselves may offer exchange programs with partner institutions in other countries. For example, Boston University International Programs provide students who meet their basic requirements with a choice of 65 programs in 30 countries, including engineering, fine arts, languages, and liberal arts.
In conclusion, regional exchange programs offer US students a valuable opportunity to broaden their horizons, gain cultural insights, and enhance their academic and personal growth by studying in a different environment, whether through formal exchange schemes or international study abroad placements. These experiences can provide a unique perspective and enrich their overall university journey.
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Application fee waivers
Application fees for US colleges can range from $20 to $150 per application, with the average being around $50. This can be a significant financial burden for students, especially those applying to multiple institutions. However, many colleges and universities in the US offer application fee waivers to help students save on costs. Here are some ways to obtain application fee waivers:
Common Application Fee Waiver
If you're applying through the Common App, you can request a fee waiver as part of your application, especially if you have financial need. On the Common App, you will be asked whether your financial circumstances qualify you for a fee waiver. If you received an SAT fee waiver, you should indicate that in response to this question. Your high school counsellor will be asked to verify your eligibility.
Coalition App Fee Waiver
The Coalition for College offers application fee waivers to students who meet at least one of the following qualifications:
- Participation in the Federal Free and Reduced Lunch Program
- Receipt of a College Board, ACT, and/or NACAC fee waiver
- Pell Grant eligibility
- TRIO program participation
- Veteran or active service member status
Reach Out to Universities
Some universities offer fee waivers to students who meet specific criteria. Check the university's website or contact their admissions office to see if you qualify. For example, Northeastern University offers need-based application fee waivers, and California State University offers waivers to students who have resided in California for a year or non-US citizens who qualify for AB540 non-resident tuition.
College Board Waivers
If you received a fee waiver for the SAT or ACT through the College Board, you may also be eligible for an application fee waiver. Visit the College Board site for more information.
No Application Fee Universities
Some universities do not charge any application fees at all. Examples include McNeese State University, Texas A&M University-Texarkana, and Saint Louis University, among others.
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Public vs private universities
The difference between public and private universities in the US may not be immediately obvious, but it's important to understand how they differ when deciding which one is right for you.
Public universities are mainly funded by state governments, while private universities rely on tuition fees, alumni donations, and endowments. This funding discrepancy can make a big difference when it comes to tuition fees. Public universities offer in-state tuition, which is lower for students who live in the same state as the university. Private universities, on the other hand, do not offer in-state tuition, so they tend to attract students from across the country.
Public universities tend to be larger, with bigger campuses and a higher number of students. They often have to accept a certain percentage of students from their state to maintain funding, which makes them highly competitive. Private universities, with their more selective funding sources, are generally smaller, with fewer students and smaller class sizes. They also have fewer degrees, majors, and professors. Smaller private universities may provide more options for students interested in athletics or fine arts, as there is less competition for these opportunities.
When it comes to program offerings, private colleges, particularly liberal arts colleges, tend to offer fewer academic majors than public colleges. Public colleges typically have a larger student body and, therefore, offer more degree programs. Students who are undecided about their major may prefer a public university, which offers a wider variety of choices.
Public universities have the advantage of government funding, which allows them to provide a large array of research facilities and labs. Private colleges, on the other hand, often have fewer resources and research facilities. An exception to this is private research universities such as Johns Hopkins University and Cornell University, which spend billions on research and development each year.
While private colleges are often more expensive, they may offer more financial aid packages and tuition discounts, sometimes making them more affordable than public schools. Both types of institutions provide federal financial aid, but private universities often have more money available for grants and scholarships due to their large endowment funds.
When deciding between a public and private university, consider factors such as size, cost, and your desired major. If you prefer a large campus with many people, a public university may be a better fit. If you thrive in smaller environments, a private university could be a better option. No matter where you live, public universities will likely be more affordable. However, if cost is not a concern, private universities can offer a wider variety of choices. If you have a specific major in mind, make sure that the private universities on your list offer it, as public universities will generally have more options.
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Frequently asked questions
On average, according to The College Board, tuition fees for 2017-2018 at a state college were around $10,000 for local students, but they were $25,000 for out-of-state students and non-residents.
Many universities in the US have recognized this issue and have set out to accommodate the financial needs of non-resident students. For example, top universities like Columbia University, Harvard University, and Stanford University offer hundreds of non-resident students aid—and in some cases, even full tuition. There are also many other ways, besides financial aid programs, to receive in-state tuition as a nonresident, such as legacy scholarships, state agreements, and regional exchange programs.
Besides the cost of tuition, other costs to consider when attending a US college as a non-resident include housing, health insurance, and transportation.