Douglas Olsen
Discover cards are widely accepted internationally, making them a good option for students studying abroad. The Discover it® Student Cash Back card is a popular choice for students as it offers cashback rewards and has no foreign transaction fees. This card can be used at millions of merchants globally and offers the convenience of contactless payments. However, it is always a good idea to verify that your destination country widely accepts your credit card to avoid any inconvenience and ensure reliable access to funds.
| Characteristics | Values |
|---|---|
| Can you use Discover Card internationally? | Yes |
| Is there a foreign transaction fee? | No |
| Is there an annual fee? | No |
| How to use the card internationally? | Contact Customer Service when traveling outside of the U.S. by calling (country code) +1-224-888-7777. Also, notify Discover Card before traveling internationally. |
| How to avoid common credit card problems when traveling overseas? | Always notify your credit card issuers and financial institutions of your travel plans—including layover locations and final destinations—before you depart. |
| How to verify if Discover Card is accepted in the destination country? | Use the international use tool to determine whether Discover is accepted in your destination country. |
| How to use the Discover Card for purchases? | Most merchants accept chip and tap-to-pay cards. Your card may also have contactless tap-to-pay capabilities. |
| How to redeem the cash back? | Redeem your rewards for cash at any time. |
| How to earn cash back? | Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% Cashback Bonus on all purchases. |
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What You'll Learn
Discover cards are accepted internationally
Discover cards have no foreign transaction fees, which makes them a good choice for students studying abroad. Students can earn significant rewards on their everyday spending, such as 5% cash back on everyday purchases at grocery stores, restaurants, gas stations, and more, as well as 1% Cashback Bonus on all purchases. Discover also offers an unlimited Cashback Match for all new card members, automatically matching all the cash back earned at the end of their first year.
Before travelling, Discover cardholders should notify Discover by calling the number on the back of their card. This will help ensure uninterrupted use of their Discover card while abroad. It is also recommended to verify that the destination country widely accepts Discover cards to avoid any inconvenience and ensure reliable access to funds throughout the trip.
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There are no foreign transaction fees
Discover cards can be used internationally, and they do not charge foreign transaction fees. This makes them a good choice for students studying abroad. The Discover it® Student Cash Back card, for example, has no annual fee and no foreign transaction fees. It also offers an automatic match of all the cashback new cardholders earn at the end of their first year.
The Discover it® Student Cash Back card is a good first credit card and provides an opportunity to earn cash-back rewards while building a credit history. To qualify, you must be at least 18 years old, enrolled in a two- or four-year college, a US citizen, and have a Social Security number. You will also need to have verifiable independent income, such as a part-time job, and may have to show proof of income.
Discover cards are widely accepted internationally, with millions of merchants accepting them globally. They can be used for contactless payments in countries that utilize the Discover network. It is recommended that you notify Discover before travelling internationally to ensure uninterrupted use of your card.
Discover cards have chips on the front, which offer more security when used at chip-enabled terminals. Most chip readers can also read magnetic strip cards, although a PIN may be required for some transactions. The Discover it® Student Cash Back card also has a zero fraud liability, so cardholders will not be responsible for unauthorized charges.
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Contactless payment is available
The Discover it® Student Cash Back card offers a lot of benefits to students. Firstly, it helps students build their credit history while they are in college. To qualify for this card, students must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen, and have a Social Security number. They must also have a verifiable independent income, such as a part-time job, and may need to show proof of income.
The card also provides an opportunity for students to earn cash-back rewards. Students can earn 5% cash back on everyday purchases at different places they shop each quarter, such as grocery stores, restaurants, and gas stations, up to the quarterly maximum when activated. They can also earn 1% Cashback Bonus® on all purchases with no maximum and no activation needed. At the end of the first year, Discover will automatically match all the cash back that new cardholders have earned.
In addition to the benefits mentioned above, the Discover it® Student Cash Back card offers a 0% intro APR on purchases for the first 6 months, followed by a standard variable purchase APR of 17.24% - 26.24%. There is no annual fee for this card, and students can earn unlimited cashback with no minimum spending or maximum rewards. Overall, the Discover it® Student Cash Back card is a great choice for students who want to build their credit and earn rewards while enjoying the convenience of contactless payments during their international travels.
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You can use the card at millions of merchants globally
Discover cards can be used internationally at millions of merchants globally. This includes the Discover it® Student Cash Back card, which is a good option for students who are studying abroad. This card allows students to earn cash back on everyday purchases, such as at grocery stores, restaurants, and gas stations. There is no annual fee, and no foreign transaction fees.
Before travelling, it is a good idea to verify that your destination country widely accepts your credit card. Discover card users can do this by using the international use tool to determine whether Discover is accepted in their destination country. This will help cardholders avoid any inconvenience and ensure they have reliable access to their funds throughout their travels.
Discover cards have adapted to international travel over time. Most merchants accept chip and tap-to-pay cards, which offer more security when used at chip-enabled terminals. Many chip readers can also read magnetic strip cards, although travellers might have to use their PIN attached to the bank account. Discover card users can also continue to monitor their Discover credit card account from overseas by logging into their account online or using the mobile app.
Discover cardholders can also earn Miles on purchases made with their card wherever Discover is accepted. Cardholders can redeem these Miles for cash as an electronic deposit to their bank account or for a credit for travel purchases on their statement.
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Notify Discover before travelling internationally
Discover cards can be used internationally at millions of merchants globally. Discover cards have no foreign transaction fees, so you won't have to pay any additional fees when using your card outside of the United States. However, some foreign networks may assess their own fees on transactions involving foreign cards. It is recommended to research if those charges apply on certain networks abroad.
To ensure uninterrupted use of your Discover card while travelling internationally, it is important to notify Discover before your trip. This can be done by setting a travel notice on your Discover account or by contacting Discover customer service. Here are the steps to follow:
Steps to Notify Discover Before Travelling Internationally:
- Log in to Your Discover Account: Access your Discover account by entering your login credentials on the Discover website or mobile app.
- Click on the "Manage" Tab: Once you are logged in, navigate to the "Manage" section of your Discover account. This tab may be located in a drop-down menu or on a sidebar, depending on the interface.
- Enter Your Travel Information: Provide the dates of your trip, including the departure and return dates. Also, specify the destinations you plan to visit, including any layover locations and your final destination.
- Submit Your Notification: After entering your travel details, submit your notification to Discover. This will alert them about your upcoming international travel and help prevent any inconvenience or disruption to your card usage abroad.
- Contact Discover Customer Service: In addition to submitting your travel notification online, it is recommended to call Discover customer service at (800) 347-2683. You can also use the international number, which is (country code) +1-224-888-7777. This number can be found on the back of your Discover card. Inform them of your travel plans, including your destinations and the duration of your trip.
- Update Your Browser: Ensure that you are using an updated version of your internet browser to access your Discover account. Outdated browser versions may pose security risks and could lead to issues with logging into your Discover account while abroad.
- Understand Acceptance: Before travelling, verify that your destination country widely accepts Discover cards. You can use the Discover international acceptance information and the international use tool to determine if Discover is accepted in your intended country. Some locations may not display acceptance decals, so always try presenting your card when paying.
- Contactless Payments: Discover cards offer contactless payment options, which are fast and easy to use in countries that utilize the Discover network. Most merchants accept chip and tap-to-pay cards, providing both security and convenience.
- Monitor Your Account: You can continue to monitor your Discover card account while overseas by logging into your account online or using the mobile app. This allows you to keep track of your transactions and ensure there is no suspicious activity.
- Understand Rewards: Discover cards offer rewards and benefits for international travel. You can earn Miles on your purchases, which can be redeemed for cash or used for travel purchases. Additionally, Discover Match® offers to match all the Miles you've earned after the first 12 consecutive billing periods.
By following these steps, you can help ensure that your Discover card will be ready for use during your international travels. Notifying Discover in advance helps prevent any interruptions and allows you to take advantage of the rewards and benefits offered for international travellers.
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Frequently asked questions
Yes, you can use your Discover Student Card internationally. Discover cards have no foreign transaction fees, so you won't pay extra when using your card abroad.
Before travelling, verify that your destination country widely accepts Discover cards. You can use Discover's international use tool to determine whether Discover is accepted in your destination country.
Yes, Discover Student Cards offer reward points that can be used for travel expenses. You can earn 5% cashback on everyday purchases like groceries, restaurants, and gas stations, and 1% cashback on all other purchases.
It is recommended to notify Discover before travelling internationally. Letting them know you are travelling outside of the country will help ensure uninterrupted use of your card. You can contact Discover's customer service by calling (+1) 224-888-7777.
