Douglas Olsen
Discover it® Student Cash Back is a credit card designed for students that offers a range of benefits, including earning cashback on purchases and building credit history. One important consideration for students who plan on travelling internationally is whether the Discover card can be used outside of the United States. Discover cards can be used internationally, but they are not as widely accepted as Visa or Mastercard. Students travelling abroad may want to carry a backup card from another provider to ensure their card is accepted.
| Characteristics | Values |
|---|---|
| International acceptance | Discover Cards are accepted at 99% of places that accept credit card payments in the US. However, they are not as widely accepted abroad as Visa and Mastercard. |
| Foreign transaction fees | None |
| International purchases | Accepted |
| International travel | Accepted, but it is recommended to carry a backup card |
| Customer service | Available 24/7 |
| Cashback | 5% on everyday purchases up to the quarterly maximum; 1% on all other purchases |
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What You'll Learn
Discover Student Card acceptance abroad
The Discover it® Student Cash Back card is a good option for students who are planning to travel internationally, as it does not charge any foreign transaction fees. However, it's important to note that Discover cards may not be as widely accepted abroad as Visa or Mastercard credit cards.
Discover cards are accepted at millions of merchants globally. However, some locations may not display acceptance decals, so it's always a good idea to try presenting your card when making a payment. Discover is also working to establish merchant and ATM acceptance in more countries.
To ensure uninterrupted use of your Discover card while travelling, it is recommended that you notify Discover before your trip. You can do this by contacting their customer service using the number provided on the back of your card.
While the Discover it® Student Cash Back card is a good option for international travel, it may not be as widely accepted as other credit cards. Therefore, it is advisable to carry a backup card when travelling abroad.
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International transaction fees
Discover Cards can be used internationally, and they do not charge any foreign transaction fees. This makes it an excellent choice for students studying or travelling abroad. Discover Cards are accepted at millions of merchants globally, and cardholders can use their cards in many countries.
However, it is important to note that not all merchants may display acceptance decals, so it is always a good idea to try presenting your card when making a purchase. Additionally, some foreign networks assess their own fees on transactions involving foreign cards. Therefore, it is recommended to research these charges before travelling.
Before travelling internationally, it is also suggested that cardholders notify Discover Card by contacting their Customer Service. This will help ensure uninterrupted use of the card while abroad.
Discover Card offers a $0 fraud liability guarantee and 24/7 customer service. Cardholders can also take advantage of the 0% intro APR on purchases for 6 months, which can be beneficial for financing textbooks or other essentials when travelling or studying abroad.
In summary, the Discover Student Card is a good option for international transactions as it does not charge foreign transaction fees and is widely accepted globally. However, it is important to be mindful of potential fees charged by foreign networks and to notify Discover Card before travelling to ensure uninterrupted use.
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International travel benefits
No foreign transaction fees
The Discover it® Student Cash Back card does not charge any foreign transaction fees, making it a good option for students who plan on travelling internationally or studying abroad. This means that you can use your card to make purchases in other countries without incurring additional fees on top of the standard exchange rates.
Wide merchant acceptance
Discover cards are accepted at millions of merchants globally. While Visa and Mastercard may be more widely accepted in some countries, Discover cards are still accepted at 99% of places that accept credit card payments in the US. Before travelling, it is recommended that you check Discover's international acceptance map to see which countries your card will be accepted in.
No annual fee
The Discover it® Student Cash Back card has no annual fee, which makes it a cost-effective option for students. This means that you can enjoy the benefits of the card, including the ability to earn cash back on purchases, without having to pay a yearly fee.
Cashback rewards
The Discover it® Student Cash Back card offers cashback rewards on purchases made while travelling internationally. Cardholders can earn 5% cashback on everyday purchases in different places each quarter, such as grocery stores, restaurants, and gas stations, up to the quarterly maximum when activated. Additionally, cardholders can earn unlimited 1% cashback on all other purchases.
Miles redemption
Miles earned through the Discover it® Student Cash Back card can be redeemed for cash as an electronic deposit to your bank account or for travel purchases made within the last 180 days. This includes airline tickets, hotel rooms, car rentals, travel agents, online travel sites, and commuter transportation.
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International cash withdrawals
The Discover it® Student Cash Back card does not charge foreign transaction fees, making it a good option for students who are studying or travelling abroad. However, it's worth noting that Discover cards are not as widely accepted internationally as Visa or Mastercard credit cards. Therefore, it is recommended to carry a backup card when travelling.
Discover cards are accepted at 99% of places that accept credit card payments in the US, according to the issuer. However, this still means there are places where your card won't work, especially for international purchases. To ensure uninterrupted use of your card while travelling, it is advised to notify Discover beforehand and check their international acceptance information.
When using your Discover card internationally, you can enjoy the benefits of earning rewards on every purchase. The card offers unlimited 1.5x Miles for every dollar spent, and Discover will match all the Miles earned at the end of your first year. You can redeem these Miles for cash as an electronic deposit to your bank account or for travel purchases on your statement.
While the Discover it® Student Cash Back card offers convenience and rewards for international cash withdrawals, it is important to be mindful of the limited acceptance outside the US. Carrying an alternative card from a different issuer can provide a backup option when needed.
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International customer support
Discover Cards are available for use internationally. However, Discover Cards are not as widely accepted abroad as Visa and Mastercard credit cards. It is recommended to carry a backup card from one of these companies when travelling.
Discover Cards can be used at millions of merchants globally. However, some locations may not display acceptance decals, so it is always worth trying to present your card when paying. Discover is currently working to establish merchant and ATM acceptance in more countries.
Discover Card users should always notify Discover before travelling internationally. This can be done by dialling +1-224-888-7777, which can also be found on the back of the card. Discover's customer service team is available 24/7 and based in the U.S. They can assist with replacing lost or stolen cards.
Discover Cards do not charge foreign transaction fees, making them a good choice for students studying or travelling abroad.
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Frequently asked questions
Yes, you can use the Discover it® Student Cash Back card internationally. However, it is not as widely accepted as Visa and Mastercard credit cards. It is recommended to carry a backup card when travelling.
Yes, it is recommended to notify Discover before travelling internationally to ensure uninterrupted use of the card.
No, the Discover it® Student Cash Back card does not charge any foreign transaction fees, making it a good choice for international purchases and travel.
Discover cards are accepted at 99% of places that accept credit card payments in the US. However, they may not be as widely accepted internationally. You can check Discover's international acceptance map for more information.
The Discover it® Student Cash Back card offers no annual fee, no foreign transaction fees, and the ability to earn cash back rewards on international purchases. It is a good option for students studying or travelling abroad.
