Douglas Olsen
Seattle University has recently discontinued its health insurance program for domestic students, including graduate students, as of Fall 2022. Previously, health insurance was mandatory and provided by the university for all students, including graduate students. Now, Seattle University encourages students to explore alternative health insurance options, such as those available through Healthcare.gov, Apple Health, and other programs. The university has also introduced TimelyCare, a 24/7 telehealth service, to support students' healthcare needs. While Seattle University does not offer health insurance to domestic graduate students, international graduate students are typically required to have health insurance and can enroll in the Aetna Student Health insurance plan by default.
| Characteristics | Values |
|---|---|
| Does Seattle University offer health insurance for graduate students? | No, Seattle University does not offer health insurance to domestic students. However, most international students have a health insurance requirement. |
| What are the alternatives for graduate students? | There are many private health insurance companies licensed to provide plans within Washington State. Students can also explore Healthcare.gov, Apple Health, and other programs. |
| What is the process for waiving Seattle University health insurance? | Students who wish to waive Seattle University health insurance and use their own plan must fill out the JCB waiver. |
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What You'll Learn
- Seattle University no longer provides health insurance for domestic students
- International students must have their own health insurance plan
- Students can waive Seattle University health insurance
- Students can get help with insurance from Public Health – Seattle
- There are many private health insurance companies in Washington State
Seattle University no longer provides health insurance for domestic students
Seattle University has announced that, as of fall 2022, it will no longer mandate or provide health insurance for its domestic students. This means that, unlike in previous years, students will not be automatically enrolled in or charged for the university's health insurance plan.
Prior to this change, Seattle University offered health insurance to its students through Aetna, with JCB Insurance Solutions acting as the broker to manage the waivers. During the 2021-2022 school year, the premium health coverage cost each student $2,346. However, students could request an exemption if they had comparable health insurance active in Washington State.
The university's decision to discontinue health insurance for domestic students is likely due to the expansion of insurance options in Washington. The state has simplified the process of searching for health insurance through its Medicaid program, Apple Health, and its exchange program, the Washington Health Plan Finder. Additionally, Washington was the first state to offer a public option plan, Cascade Care, which provides multiple options for healthcare insurance and potential reimbursement through federal subsidies.
While Seattle University no longer provides health insurance for domestic students, it strongly encourages all students to have health insurance. The university has created resources to help guide and encourage students to explore and enroll in alternative health insurance plans. Students can find more information about plans in Washington State on the Washington Health Insurance page.
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International students must have their own health insurance plan
Seattle University does not offer health insurance to domestic students. However, international students are automatically enrolled in the university-provided Aetna Student Health insurance plan by default. International students with existing health insurance plans can choose to waive the university-provided insurance plan by filling out the JCB waiver.
International students at Seattle University are required to have health insurance. Most international students are automatically enrolled in the Aetna Student Health insurance plan. This insurance plan is managed by JCB Insurance Solutions, which is the broker contracted with Seattle University to manage the waivers. To waive the university-provided insurance plan, international students must fill out the JCB waiver and provide information about their existing insurance plan.
The JCB waiver process requires international students to create an account using their Seattle University email address and upload a copy of the front and back of their existing insurance card. Students must also provide their SU student ID number and date of birth to verify their identity. This waiver will be active through August 31, 2025, and students will not need to submit another waiver until the next academic year.
It is important to note that international students at Seattle University have the option to choose their own health insurance plan. The university provides resources and guidance to help students explore and enroll in alternative health insurance plans. Additionally, there are many private health insurance companies licensed to provide plans within Washington State, and students can seek assistance from a licensed independent insurance agent to locate a suitable plan.
Overall, while Seattle University does not offer health insurance to domestic students, international students are required to have their own health insurance plan and can choose between the university-provided Aetna Student Health insurance plan or a private insurance plan that meets their specific needs.
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Students can waive Seattle University health insurance
Seattle University does not offer health insurance to domestic students and recently discontinued health insurance for these students starting in Fall 2022. Previously, students could request an exemption if they had comparable health insurance active in Washington State. Now, Seattle University encourages students to explore alternative health insurance options.
International students at Seattle University are automatically enrolled in the Aetna Student health plan by default, unless they already have an existing health insurance plan. Students who wish to waive Seattle University health insurance and use their own health insurance plan must fill out the JCB waiver. JCB Insurance Solutions is the broker contracted with Seattle University to manage the waivers. To fill out the waiver, students must first select Seattle University, plan year, international student or law student, and then log in to their account or create one if they don't have one already. A Seattle University email, SU student ID number, and date of birth are required to verify the student's identity. Students will also need to upload a copy of the front and back of their insurance card and provide information about their insurance plan.
The waiver only needs to be submitted once and will be active through August 31, 2025. If students miss the waiver deadline, they can submit a waiver for the next term but will be responsible for the current term's premium. It is important to note that domestic students are not required to provide proof of insurance coverage and do not need to complete a waiver.
There are several alternative health insurance options available to students in Washington State. Washington State offers a public option plan called Cascade Care, which provides multiple options for healthcare insurance and federal subsidies based on income level. Apple Health, or Washington State Medicaid, is another option that provides a wide range of benefits and services for those who qualify. Students can also explore private health insurance plans offered by licensed companies within the state or use resources such as Washington Health Plan Finder to identify publicly available plans.
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Students can get help with insurance from Public Health – Seattle
Seattle University does not offer health insurance to domestic students and recently announced that, starting in fall 2022, health insurance will no longer be provided for domestic students. However, students can seek help with insurance from Public Health – Seattle & King County’s health insurance navigators. They can be contacted at 800.756.5437 or via email at [email protected]. International students can reach out to the ISHIP Counselor at [email protected]. Graduate students with GAIP can also contact UW HR at [email protected].
Public Health – Seattle & King County’s health insurance navigators can provide guidance and support to students who need help with insurance. They can assist students in understanding their insurance options, comparing different plans, and enrolling in a suitable health insurance plan. This service is particularly important given the recent discontinuation of health insurance for domestic students at Seattle University. By seeking help from Public Health – Seattle, students can navigate the various insurance alternatives available to them, such as Healthcare.gov, Apple Health, and other programs.
Apple Health, also known as Washington State Medicaid, is a viable option for students as it offers a wide range of benefits and services at no cost as long as contracted providers are used. To determine eligibility for Apple Health, students can refer to the Washington State Health Care Authority website or contact Statewide Health Insurance Benefit Advisers (SHIBA) for free and confidential support. Additionally, Washington State offers specific healthcare programs for individuals with low incomes or those requiring assistance with healthcare costs. Community Health Clinics in Seattle serve low-income families without insurance by providing free, high-quality medical treatment.
Students can also explore private health insurance plans within Washington State. Licensed independent insurance agents can assist students in locating a suitable plan, and the Office of the Insurance Commissioner for Washington State provides an updated list of licensed agents and agencies. It is important to note that students opting for private insurance should be prepared for out-of-pocket costs, such as premiums, deductibles, and coinsurance. The Washington Health Plan Finder is a useful tool to identify publicly available plans and compare options.
While Seattle University does not offer health insurance to domestic students, the university has expressed its commitment to promoting health and wellness and improving access to healthcare for its students. The university has partnered with TimelyCare, a 24/7 telehealth service, to meet the diverse healthcare needs of its students. Additionally, students can refer to the resources created by the university to guide and encourage them to explore and enroll in alternative health insurance options.
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There are many private health insurance companies in Washington State
Seattle University does not offer health insurance to domestic students, although it previously did. The university has stated that it strongly encourages all students to have health insurance, but proof of coverage is not required, and there is no school-sponsored plan available. While Seattle University used to provide health insurance through Aetna, it is no longer mandatory or provided for domestic students as of fall 2022.
In addition to the public options, there are dozens of private health insurance companies in Washington State. Students can compare plans and rates through independent health insurance agencies and brokers, such as McGregor Benefits and eHealthInsurance, to find the best coverage at an affordable price. These agencies work with various carriers and can provide free advice and services to help individuals navigate the different options available.
It is important for students to carefully consider their health insurance options and not go without coverage, as the risk of being uninsured can be significant. While Seattle University does not offer a school-sponsored plan, the university has expressed its commitment to promoting health and wellness and improving access to healthcare for its students. The university has provided resources to guide and encourage students in exploring and enrolling in alternative health insurance plans available in Washington State.
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Frequently asked questions
Seattle University does not offer health insurance for domestic graduate students. However, most international graduate students are enrolled in the Aetna Student Health insurance plan by default.
There are several alternatives for domestic graduate students, including Apple Health, Cascade Care, and Healthcare.gov. Students can also seek help from Public Health – Seattle & King County’s health insurance navigators.
International graduate students with existing health insurance plans can waive the Seattle University health insurance by filling out the JCB waiver and providing relevant insurance information.
