Health Insurance For Students At The University Of Illinois

The University of Illinois offers health insurance to its students. The Board of Trustees requires all eligible students to have health insurance coverage for the duration of their time at the university. Students who have comparable coverage can opt out of the Student Health Insurance plan and request a refund. The Student Health Insurance staff is dedicated to ensuring students have all the information they need to make the right decision about their healthcare coverage needs.

Undergraduate and graduate medical fees

The University of Illinois offers a health insurance plan for its students, underwritten by UnitedHealthcare Student Resources. This insurance plan is available to all students, including undergraduate and graduate students. The University requires all students to have health insurance coverage, either through the University-provided plan or an equivalent private plan.

Undergraduate and graduate students at the University of Illinois have access to comprehensive health insurance coverage. The University-sponsored plan offers several benefits, including extremely low deductibles and access to a range of healthcare services. The plan is also said to meet all Affordable Care Act requirements and has been rated a 'Platinum Plan', the highest rating under the ACA.

The specific medical fees for undergraduates and graduates are not explicitly stated. However, the University's health insurance plan is assessed automatically at the beginning of each semester for eligible students who have registered for classes. Students who already have comparable coverage can opt out of the University's plan once per academic year and receive a refund by submitting an approved online waiver. This option ensures that students are not paying for duplicate health insurance coverage.

The University's health insurance plan provides access to doctors and mental healthcare services, both on-campus and while travelling internationally. All services are free for students covered under the UnitedHealthcare StudentResources (UHCSR) insurance plan, while other students can access these services for a fee.

Additionally, the University offers voluntary vision and dental insurance plans through EyeMed and UnitedHealthcare Student Resources, respectively. These plans are available to graduate students enrolled in on-campus degree programs at no additional cost if they hold waiver-generating appointments. Other graduate students can enrol themselves or their dependents in these plans by paying the annual premium.

The University of Illinois prioritises the health and well-being of its students by ensuring access to quality healthcare services through its health insurance plan. The specific medical fees for undergraduates and graduates may vary based on their individual circumstances, but the University provides options to ensure that all students can obtain the necessary coverage.

Vision and dental insurance policies

The University of Illinois offers vision and dental insurance policies to its students. At the University of Illinois Urbana-Champaign, graduate students holding waiver-generating assistantship or fellowship appointments are automatically provided with vision and dental insurance at no additional cost. Undergraduate students, graduate students without a waiver-generating appointment, and students with dependents can voluntarily enroll in the vision and dental insurance plans. Voluntary vision and dental enrollment ends when the Fall Enrollment/Change Period is over.

The University of Illinois Chicago also offers health, medical, dental, and vision benefits to its employees. These benefits are provided by the State of Illinois and governed by the Group Insurance Act of 1971.

Illinois State University also offers optional vision and dental insurance plans to its students. All ISU students who have the Student Health Insurance plan also get a vision discount provision automatically included with the premium. They can choose from a range of providers in the EyeMed Vision Care Network.

Prescription coverage

The University of Illinois offers health insurance for students, which includes prescription coverage. This is provided through United Healthcare StudentResources (UHCSR) and HealthiestYou.

The UHCSR insurance plan offers free services for students covered under the plan. This includes prescription coverage, with the current RX drug list available on the UHCSR website. Students not covered under the UHCSR plan can still access services for a fee.

The HealthiestYou service provides students with access to doctors and mental healthcare from anywhere in the world, even while travelling internationally. This service is also available to all students, whether they are covered by the UHCSR insurance plan or not. However, students covered by the UHCSR plan can access these services for free, while other students will need to pay a fee.

The Student Health Insurance staff is dedicated to ensuring students have all the information they need to understand their health care coverage options and make the right decisions for their needs. They serve as on-campus advocates for students' healthcare requirements, outside of what the McKinley Health Center can provide.

Telehealth services

The University of Illinois offers health insurance for students, underwritten by UnitedHealthcare Student Resources. The Student Health Insurance staff helps students understand their insurance coverage, how it works, and its benefits. The university-sponsored health insurance plan is automatically assessed at the beginning of each semester for eligible students who have registered for classes. Students can also opt out of the plan if they have comparable coverage.

The University of Illinois provides telehealth services to students through HealthiestYou, a telecounseling and telehealth service. HealthiestYou has partnered with UnitedHealthcare StudentResources to provide students with access to doctors and mental healthcare from anywhere in the world, including while travelling internationally. All services are free for students covered under the UnitedHealthcare StudentResources insurance plan, while services are available for a fee for all other students.

To access telehealth services, students can schedule a phone consultation with the Counseling Center by calling 217-333-3704. McKinley Dial-a-Nurse is also available by calling 217-333-2700. The McKinley Health Center, located on campus, provides primary care, women's health, mental health, and health education services, in addition to ancillary services such as a pharmacy, laboratory, and radiology.

Waivers and opting out

The University of Illinois requires all campus-based students to have health insurance. This can be either through a program provided by the university or a comparable external insurance provider. Students wishing to opt out of the university's health insurance plan must submit a waiver request.

To opt out of the University of Illinois health insurance plan, students must complete a Waiver/Opting Out Form during the Enrollment/Waiver period. Students must also provide proof of being actively enrolled in a comparable insurance plan.

The University of Illinois defines a comparable plan as one that:

• Is US-based, with a US phone number
• Is effective on or before the Saturday before the first day of classes for the given semester and extends through the remainder of the Academic Year
• Provides access to in-Network emergent and non-emergent care within a 50-mile radius of the UIUC campus, including emergency care, urgent care, specialty care, and primary care, for routine and non-routine diagnoses
• Is compliant with the Affordable Care Act (ACA)
• Includes unlimited lifetime benefits, no restrictions on pre-existing conditions, and provides benefits for mental health care services

International students must also provide a scanned copy of their health insurance ID card and insurance policy.

Students who successfully opt out of the University of Illinois health insurance plan during the Fall Enrollment Period of the current academic year do not need to take any further action to remain opted out for the rest of the year.

Frequently asked questions