
Choosing to commute to university and live at home is a popular option for students who want to save money on room and board. While the costs of commuting can add up, students can save thousands of dollars a year by avoiding pricey residence halls and meal plans. In addition to financial benefits, commuting students may find it easier to study in a quieter home environment and may have more opportunities for part-time work. However, the typical social aspects of college life may be more difficult to access, and commuting students may need to put in more effort to build community and make friends.
| Characteristics | Values |
|---|---|
| Cost of commuting | The cost of commuting can add up, with some students spending up to $1,930 per year on transportation alone. However, commuting is still often cheaper than living on campus, with on-campus room and board costing over $16,000 per year at some universities. |
| Cost-saving strategies | Students can save money by taking advantage of discounts like the Railcard, which offers 1/3 off train tickets, or carpooling with other commuters. Students can also work part-time, either on-campus or off-campus, to earn extra money and offset commuting costs. |
| Social life and community | Commuting students may miss out on the typical social experiences of college life, such as impromptu naps and late-night hangs, and may find it harder to make friends. However, universities often offer amenities and resources specifically for commuters, such as commuter lounges, clubs, and events, to help them connect with other students and build a sense of community. |
| Academic focus | Commuter schools are often more academically focused, which can be beneficial for students who want to prioritize their studies. |
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What You'll Learn

Students can save money by avoiding room and board costs
Students can save a significant amount of money by avoiding room and board costs. Room and board is one of the largest expenses for college students, and the costs can vary depending on the location and type of accommodation. For example, in California, students living at home spent around $1,397 per academic year, while on-campus room and board at the University of Colorado-Boulder costs over $16,000 per year. The average cost of room and board for 2024 was about $13,000 per year, and this can add up to tens of thousands of dollars over a four-year degree.
By choosing to commute and live at home, students can reduce these costs significantly. This option is particularly appealing to cost-conscious students who want to minimise their student loans and avoid a lifetime's worth of debt. Additionally, students who live off-campus can save money by cooking their meals instead of relying on campus meal plans or eating out. They can also save on transportation costs by packing their classes into two or three days a week, reducing the number of days they need to travel.
However, it is important to note that commuting to school may come with certain trade-offs. Socially, it may be more challenging to make friends and build a community when not living on campus. Additionally, there may be time constraints due to the commute, and the convenience of living on campus can save time, allowing students more hours for studying, attending classes, and extracurricular activities.
To ease the financial burden of room and board, students can also explore various financial aid options, such as scholarships, grants, work-study programs, and student loans. They can also consider having roommates to reduce costs, applying for financial aid, and creating a realistic budget to manage their expenses effectively.
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Grants and scholarships can reduce tuition fees
While universities do not typically give money to students who commute, students can save a significant amount of money by choosing to commute to their university. By living at home, students can save on room and board, which was about \$13,000 per year on average for 2024. This can amount to tens of thousands of dollars over the course of four years. Students who live at home may also save money on food, as they do not need to purchase a meal plan.
In addition to the financial benefits, students who commute may find it easier to study in a quieter environment. They may also have more time to focus on extracurricular activities and socialising when they are on campus. However, it is important to note that commuting can also have drawbacks, such as missing out on the typical social experiences of living on campus and having a longer commute to and from classes.
Grants and scholarships can also help reduce tuition fees for students, whether they are commuting or not. There are various types of grants and scholarships available, and they can be awarded by the school's foundation, nonprofits, or other organisations. Some grants and scholarships are known as "last-dollar" financial aid awards, which means that any money that is not used for tuition and fees will be returned to the organisation to help other students. Other scholarships may allow students to use leftover funds for other educational purposes, such as research or books, but it is important to check with the individual scholarship to be certain.
In some cases, grants and scholarships may cover all of the tuition fees, resulting in a refund of leftover money to the student. This refund can be provided in the form of a check, and students can use this money for other educational expenses. However, it is important to note that this may not be the case for all grants and scholarships, and it is worth checking the details of each award. Overall, grants and scholarships can significantly reduce the financial burden of tuition fees, and it is worth exploring the various options available to students.
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Students can save money by avoiding meal plans
While some universities offer grants and scholarships to students, one of the biggest expenses for students is food. College meal plans cost an average of $4,500 per academic year, and this is significantly higher than the average cost of groceries. However, meal plans can save students money if they use the plan wisely.
There are other ways to save money on food in college. Students can make their own meals at home, which is generally cheaper than eating out. They can also take advantage of discounts offered by many restaurants and stores for college students. Students can also save by buying groceries wisely. They should make a list of ingredients needed for their meals for the week and buy only what they need. They should also skip the middle aisles in the grocery store, as these often contain junk food, and instead focus on the perimeter of the store, where staple items like milk, eggs, bread, fruits, and vegetables are usually found.
Another way to save money is to take advantage of free food on campus. Many events on campus, such as club meetings, guest speaker sessions, or cultural celebrations, offer complimentary snacks or meals. Attending these events is a great way to save money on groceries while also meeting new people and expanding one's college network.
Commuting to school and bringing one's own food can help students save money, but it may come at the cost of missing out on the typical college experience and social life. It may be harder to make friends and feel included in the campus community when one is not living on campus. However, universities are working hard to help commuter students feel included, offering amenities such as commuter lounges, where students can relax, study, and connect with other commuters.
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Transportation costs can add up for commuters
The costs of commuting to college can add up quickly, especially when you factor in expenses like parking fees, bridge tolls, and rideshare services on top of direct fuel and vehicle costs. According to College Board data, some commuter students spend up to $1,930 per year on transportation alone. In California, students living at home spent roughly $1,397 per academic year on transportation, while the average on-campus student at Princeton pays around $20,000 annually for a meal plan and a dorm room.
Commuting to school can be a tempting option for students looking to save money on room and board, and it often is. A student at Southern Illinois University estimates she saves $10,000 a year by commuting from home. However, commuters may find that they miss out on the typical social aspects of college life and may have to put in more effort to build a community. Additionally, the time spent commuting can impact a student's schedule and study habits.
To help offset the costs of commuting, students can take advantage of grants and scholarships, as well as use their student loan money to cover transportation expenses. Universities also typically offer special amenities for commuter students, such as lounges, study areas, and food prep spaces, to help them feel more connected to the campus community.
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On-campus jobs can help students save money and feel connected
For students who choose to commute to university, there are several financial benefits. The cost of room and board in the US can be steep, with the average cost of room and board in 2024 being about $13,000 per year. By choosing to live at home and commute, students can save a significant amount of money. For example, students at the University of Colorado Boulder can save over $16,000 per year by not living on campus. Additionally, commuting students may be able to take advantage of state-based grants and scholarships that can further reduce their tuition costs.
However, one of the biggest drawbacks of commuting is the potential impact on a student's social life and sense of connection to the university. It can be more difficult to make friends and feel integrated into campus life when not living on campus. This is where on-campus jobs can be beneficial.
On-campus jobs provide an opportunity for students to earn money while also helping them feel connected to the university community. These jobs often offer flexible hours and shifts that can be scheduled between classes, allowing students to manage their time effectively. Additionally, on-campus jobs can provide valuable work experience and help students develop essential skills such as communication, multitasking, and time management.
Working on campus also allows students to connect with peers, faculty, staff, and administration members, fostering a sense of belonging. Supervisors can introduce students to alumni networks and external partners, creating valuable networking opportunities. On-campus jobs can also lead to mentorship and support in career decision-making, providing a stepping stone towards future employment.
Examples of on-campus jobs include working as a barista at a campus coffee house, a library assistant, an IT assistant, a resident advisor, a campus tour guide, or a peer tutor. Many universities offer a variety of positions to suit different interests and skill sets.
In conclusion, while commuting to university can be a financially prudent decision, it may come at the cost of feeling disconnected. On-campus jobs provide a solution to this dilemma by offering students a chance to earn money, gain work experience, and simultaneously build connections and a sense of community within the university.
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Frequently asked questions
Universities do not give money to students who commute. However, commuting students can save money by not paying for room and board, and some grants and scholarships are available to help with costs.
The amount saved depends on the university and the student's living situation. On-campus room and board costs vary, but can be upwards of $16,000 per year. By commuting, students can avoid these fees and reduce their student loan burden by tens of thousands of dollars.
Yes, besides the financial savings, commuting students may find it easier to study in a quieter environment and may have more time to focus on extracurricular activities and building a social life.
Commuting can make it harder to make friends and feel included in the campus community. The costs of transportation can also add up, and there may be time constraints due to longer travel times.
Yes, commuting students can save money by taking advantage of student discounts on transportation, finding part-time work, and utilising on-campus resources such as commuter lounges, meal plans, and clubs to stay connected with the university community.











































