Ibrahim Gardner
The University of New Haven offers its students a health insurance plan provided by UnitedHealthcare. The insurance is mandatory for all full-time undergraduate and international students and costs $1,800 for the 2024-2025 academic year. The plan includes dental and vision benefits through the Basix Dental Savings Program, which offers discounts on dental services with no lifetime maximums, exclusions, or claim forms. The University's Dental Center is located across from the main campus and offers various dental services, including a 19-chair preventive dental clinic, three private radiology rooms, and a dental materials laboratory. However, it is unclear whether the University's health insurance plan covers dental services provided at the Dental Center. International students are advised to get a dental check-up before travelling to the US as certain procedures may not be covered by insurance plans in the country.
| Characteristics | Values |
|---|---|
| Insurance Provider | UnitedHealthcare |
| Cost | $1,800 for the 2024-2025 academic year |
| Coverage Period | 12 months, from September 1 to August 31 |
| Student Status | Full-time undergraduate and international students |
| Network of Providers | Cigna Open Access Plus (OAP) |
| Coverage Type | In-network and out-of-network |
| Dental Coverage | Basix Dental Savings Program |
| Dental Services | Dental examinations, digital radiography, dental hygiene training |
| Vision Benefits | Savings on eyewear, contacts, eye exams through Davis Vision |
| Waiver Criteria | Short-term health plans, Medicaid, government health insurance policies |
| Additional Benefits | Chiropractic care, prescriptions, travel benefits, emergency and urgent care |
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What You'll Learn
University of New Haven's student health insurance plan details
The University of New Haven offers a health insurance plan for its students, provided by UnitedHealthcare. The insurance is mandatory for all full-time undergraduate and international students and costs $1,800 for the 2024-2025 academic year. The plan offers 12 months of coverage, from September 1 to August 31, for full-year, full-time students.
The University's health insurance plan includes dental and vision benefits. The Basix Dental Savings Program helps enrollees save money on dental services, and there are no lifetime maximums, exclusions, or claim forms. A list of participating dentists in the local area, along with their fee schedules, is provided. The University's Dental Center is located across the street from the main campus and is equipped with modern dental technology, including a 19-chair preventive dental clinic, three private radiology rooms, and a dental materials laboratory.
The health insurance plan covers a range of services, including medical and mental health conditions, emergency and urgent care, and prescription medications. There is no in-network deductible, and the plan offers $0 copay for the first 10 mental health visits, followed by a $20 copay for subsequent visits. The plan has a $150 emergency room copay and a $60 urgent care center copay. Prescription medications have $15/$50/$75 copays. Laboratory and radiology services have a $30 copay for in-network services. The in-network annual out-of-pocket maximum is $3,000.
Students who are found to be uninsured or have insufficient insurance coverage will be enrolled in the Student Health Benefits Plan (SHBP) as an Unqualified Late Enrollee and will be charged the full cost of the plan. The SHBP is cost-effective at $190/month, with no deductible for in-network care and a $350 deductible for out-of-network care. Students can rely on this plan as their sole source of medical coverage.
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Dental services offered by the university
The University of New Haven offers a health insurance plan for its students, which is provided by UnitedHealthcare. The insurance is mandatory for all full-time undergraduate and international students and costs $1,800 for the academic year. While the university has a dental centre that provides various dental services, it is unclear whether the university's health insurance plan covers dental care. The university recommends that international students get a dental check-up before travelling to the US as certain procedures may not be covered by insurance plans in the country.
The University of New Haven Dental Centre is located just across the street from the university's main campus. The centre is equipped with modern dental technology, including a 19-chair preventive dental clinic, three private radiology rooms, and a dental materials laboratory. The dental centre provides various services, including digital radiography, ensuring patient comfort and safety. The university's dental program provides students with hands-on experience and comprehensive training in dental hygiene and infection control. The dental hygiene program follows guidelines published by national public health agencies, the Occupational Safety and Health Administration (OSHA), and the U.S. Centers for Disease Control and Prevention (CDC) for infection control and management of bloodborne pathogens.
The University of New Haven's health insurance plan includes dental and vision benefits. The Basix Dental Savings Program helps enrollees save money on dental services, and there are no lifetime maximums, exclusions, or claim forms. A list of participating dentists in the local area, along with their fee schedules, is provided. Additionally, the insurance plan offers vision benefits through Davis Vision, providing savings on eyewear, contacts, eye exams, and other services. Students can present their SHBP ID card, and any applicable service or merchandise will be discounted at the point of purchase.
The SHBP is cost-effective, at only $190/month, and provides 12 months of coverage, from September 1 to August 31, for full-year, full-time students. The plan uses the Cigna Open Access Plus (OAP) network of providers and provides both in-network and out-of-network coverage. There is no deductible for in-network care, while there is a $350 deductible for out-of-network care.
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Dental insurance recommendations for international students
The University of New Haven offers a health insurance plan for its students, which includes dental benefits through the Basix Dental Savings Program. This program is not insurance, but it helps enrollees save money on dental services by providing discounts. It is unclear whether this program is available to international students, who are automatically billed for the University-sponsored health insurance plan.
Dental insurance for international students in the US is available from several providers, including:
- Visitor Guard®: This company offers dental insurance tailored to international students and visitors in the US. They provide affordable and reliable plans that cover routine check-ups and emergency treatments.
- NRIOL: This company offers dental insurance for international students and visitors in the US, with experienced insurance agents to help choose the best plan. Their plans cover preventive care, root canals, and major surgeries.
- Patriot Exchange Plan: This plan is ideal for international students on F, J, or M visas. It offers a dental+medical combo protection plan that meets visa and school requirements.
When choosing a dental insurance plan, international students should consider the level of coverage they need and whether they want a plan that is specific to dental care or a combination medical and dental plan. Additionally, it is important to consider the cost of the plan and whether it fits within the student's budget.
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Cost of the insurance plan
The University of New Haven offers a health insurance plan for its students, provided by UnitedHealthcare. The insurance is mandatory for all full-time undergraduate and international students and costs $1,800 for the 2024-2025 academic year. The charge will appear on the Fall 2024 semester bill, and the policy coverage is from August 1, 2024, to July 31, 2025.
For new, full-time undergraduate and full-time international students joining in the spring semester of 2025, the cost of the plan is $1,060. The charge will appear on the Spring 2025 semester bill, and the policy coverage is from January 1, 2025, to July 31, 2025.
The University's health insurance plan includes dental and vision benefits. The plan incorporates the Basix Dental Savings Program, which offers discounts on dental services with no lifetime maximums, exclusions, or claim forms. A list of participating dentists in the local area, along with their fee schedules, is provided. Additionally, students can present their SHBP ID card, and any applicable service or merchandise will be discounted at the point of purchase.
The SHBP is also cost-effective at only $190/month. There is no deductible for in-network care, but there is a $350 deductible for out-of-network care. Students can rely on this plan as their sole source of medical coverage.
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Benefits of the insurance plan
The University of New Haven's health insurance plan offers a range of benefits to its students. The plan is provided by UnitedHealthcare and is mandatory for all full-time undergraduate and international students, costing $1800 for the 2024-2025 academic year.
The insurance plan covers a range of services, including medical and mental health conditions. There is no in-network deductible, and the plan offers $0 copay for the first 10 mental health visits, followed by a $20 copay for subsequent visits. The plan also includes emergency and urgent care coverage, with a $150 emergency room copay and a $60 urgent care center copay.
The University's health insurance plan also incorporates dental and vision care benefits. The Basix Dental Savings Program helps enrollees save money on dental services, with no lifetime maximums, exclusions, or claim forms. The University also has its own Dental Center, located across the street from the main campus, which provides various dental services, including a 19-chair preventive dental clinic, three private radiology rooms, and a dental materials laboratory.
Additionally, the insurance plan offers coverage for prescription medications, laboratory and radiology services, and provides both in-network and out-of-network coverage through the Cigna Open Access Plus (OAP) network of providers. The plan is cost-effective at $190 per month, and students can rely on it as their sole source of medical coverage.
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Frequently asked questions
The University of New Haven's health insurance plan includes dental and vision benefits. The insurance is mandatory for all full-time undergraduate and international students and costs $1,800 for the 2024-2025 academic year.
The University of New Haven offers a range of dental services to its students through its Dental Center, which is located just across the street from the University's main campus. The Dental Center is equipped with modern dental technology, including a 19-chair preventive dental clinic, three private radiology rooms, and a dental materials laboratory.
The University of New Haven's health insurance plan offers 12 months of coverage, from September 1 to August 31, for full-year, full-time students. The plan uses the Cigna Open Access Plus (OAP) network of providers and provides both in-network and out-of-network coverage.
