Unh Student Health Insurance: Dental Coverage Explained

The University of New Haven offers a health insurance plan for its students, which is provided by UnitedHealthcare. The insurance is mandatory for all full-time undergraduate and international students and costs $1,800 for the 2024-2025 academic year. While the university has a dental center that provides various dental services, it is unclear whether the university's health insurance plan covers dental. However, the university recommends that international students get a dental check-up before travelling to the US as certain procedures may not be covered by insurance plans in the country.

What dental services does the University of New Haven provide?

The University of New Haven offers a range of dental services to its students. The University's Dental Center is located just across the street from the University's main campus and is equipped with modern dental technology, including a 19-chair preventive dental clinic, three private radiology rooms, and a dental materials laboratory.

The Dental Center provides various services, including:

• Blood pressure screenings
• Oral cancer screenings
• Periodontal disease screening
• Pit and fissure sealants
• Adult and child full-mouth cleanings
• Scaling and root planing
• Local anesthesia

The center also offers digital radiography, ensuring patient comfort and safety. The University of New Haven's dental program is designed to provide students with hands-on experience and comprehensive training in dental hygiene and infection control.

In addition, the University recommends that international students take care of their dental health before traveling to the US, as certain procedures may not be covered under most insurance plans in the country. The University also emphasizes the importance of submitting health documents, including insurance information, electronically via Medicat, to ensure a smooth start to the semester.

Does the University of New Haven require students to have health insurance?

The University of New Haven requires all full-time undergraduate, graduate, and international students to have health insurance. Students on an F1/J1 Visa are also required to have health insurance. Students enrolled in entirely online programs are exempt from this requirement.

The University offers a UnitedHealthcare-sponsored health insurance plan for full-time undergraduate and international students, costing $1,800 for the 2024-2025 academic year. For the Spring 2025 semester only, the cost of the plan is $1,060. Students are automatically billed for the insurance plan and can review the benefits offered on the UnitedHealthcare website.

Students who wish to waive the University-sponsored health insurance plan must provide proof of their existing insurance plan. The existing plan must be a United States-based insurance plan, provide the 10 essential health benefits specified in the Affordable Care Act, include access to mental health care and hospital and physician providers in specific areas, and remain in effect for the entire academic year.

The University's Student Health Center, powered by Yale New Haven Health, is one of the free services available to students. The University also provides a checklist of health recommendations for international students before they travel to the U.S., as certain procedures may not be covered under most insurance plans in the country.

What is the University of New Haven's health insurance plan?

The University of New Haven requires all full-time undergraduate and international students to have health insurance. Students are automatically billed for the University-sponsored student health insurance plan, which costs $1,800 for the 2024-2025 academic year. The insurance plan is provided by UnitedHealthcare, and students can review the plan benefits at uhcsr.com/newhaven.

The University of New Haven's health insurance plan offers 12 months of coverage, from September 1 to August 31, for full-year, full-time students. The plan uses the Cigna Open Access Plus (OAP) network of providers and provides both in-network and out-of-network coverage.

The University's health insurance plan includes dental and vision benefits. The Basix Dental Savings Program helps enrollees save money on dental services, and there are no lifetime maximums, exclusions, or claim forms. A list of participating dentists in the local area, along with their fee schedules, is provided.

Additionally, the University's health insurance plan offers vision benefits through Davis Vision. This program provides savings on eyewear, contacts, eye exams, and other services. Students can present their SHBP ID card, and any applicable service or merchandise will be discounted at the point of purchase. There are no claim forms to complete, and no waiting for reimbursement.

The University of New Haven also offers a range of free health services to its students through the Student Health Center, powered by Yale New Haven Health.

How much does the University of New Haven's health insurance plan cost?

All full-time undergraduate and full-time international students at the University of New Haven are required to have health insurance. Students are automatically billed for the University-sponsored student health insurance plan, which is administered by UnitedHealthcare. The cost of this plan is $1,800 for the 2024-2025 academic year and will appear on the Fall 2024 semester bill. The policy coverage is from August 1, 2024, to July 31, 2025.

For new full-time students joining in the Spring 2025 semester, the cost of the plan is $1,060 for the Spring semester only. The charge will appear on the Spring 2025 semester bill, and the policy coverage is from January 1, 2025, to July 31, 2025.

Full-time domestic undergraduate students have the option to remain enrolled in the University-sponsored plan or decline coverage by submitting an online waiver by the prescribed deadline. The waiver must be completed before the start of the academic year, and students are responsible for ensuring their existing health insurance meets the requirements for waiving the University-sponsored plan.

The University of New Haven also offers a separate Student Health Benefits Plan (SHBP) that provides 12 months of coverage from September 1 to August 31 for full-year, full-time students. This plan uses the Cigna Open Access Plus (OAP) network of providers and offers both in-network and out-of-network coverage. The SHBP is cost-effective at $190 per month, with no deductible for in-network care and a $350 deductible for out-of-network care. Students are billed for half the cost of the plan over two semesters, with each semester's bill showing a charge of $1,140.

What does the University of New Haven's health insurance plan cover?

The University of New Haven's health insurance plan is provided by UnitedHealthcare. All full-time undergraduate and full-time international students are required to have health insurance and are automatically billed for the University-sponsored plan. The cost of the plan for the 2024-2025 academic year is $1,800, while the Spring 2025-only plan costs $1,060.

The University of New Haven's health insurance plan covers a range of services, including:

• Medical and mental health conditions: This includes chiropractic care, prescriptions, and travel abroad benefits. There is no in-network deductible, and the plan offers $0 copay for the first 10 mental health visits, followed by a $20 copay for subsequent visits.
• Emergency and urgent care: The plan has a $150 emergency room copay and a $60 urgent care center copay.
• Prescription medications: The plan offers $15/$50/$75 prescription copays.
• Laboratory and radiology services: There is a $30 copay for in-network services such as laboratory tests and radiology.
• Out-of-pocket maximum: The in-network annual out-of-pocket maximum is $3,000.
• Dental and vision care: The plan incorporates the Basix Dental Savings Program, which offers discounts on dental services with no lifetime maximums, exclusions, or claim forms. Students also have access to vision benefits through Davis Vision, providing savings on eyewear, contacts, eye exams, and other services.

It is important to note that the University of New Haven also has a Dental Center that provides services such as oral cancer screenings, periodontal disease screening, adult and child full-mouth cleanings, and more. However, the Dental Center does not accept insurance, and the fees for appointments are relatively low, ranging from $20 for children (14 and under) to $20 for seniors (62 and over).

Frequently asked questions