Douglas Olsen
The University of Maryland offers limited financial aid options for international students. While federal and state financial aid is generally unavailable to international students, they may be eligible for scholarships, assistantships, and private loans. The University of Maryland, Baltimore (UMB) requires students to be citizens or meet specific requirements as eligible non-citizens to receive federal, state, or institutional aid. International students at UMD are also required to provide proof of financial resources to cover expenses, including tuition, fees, books, insurance, and living costs. Additionally, UMD's website suggests EduPass as a resource for financial assistance information, while UMBC offers a Monthly Payment Plan and scholarship opportunities for international students.
| Characteristics | Values |
|---|---|
| University of Maryland, Baltimore (UMB) | Requires students to be citizens or meet specific requirements as eligible non-citizens to receive federal, state, and/or institutional aid. |
| University of Maryland, College Park (UMD) | Unable to provide financial assistance to international students as a publicly funded institution. |
| UMD's International Student & Scholar Services | Offers two annual, renewable scholarships for up to four years of study, covering 50% of tuition for first-year international students admitted for undergraduate degree-seeking study. |
| UMD's Office of Student Financial Aid | Provides information on financing options for international students, including EduPass and acceptable funding sources. |
| UMD's Maryland Global | Offers tuition remission benefits for study abroad programs, with limitations on coverage. |
| UMD's Terp Payment Plan | Allows students to spread out tuition payments for specific programs during fall, spring, and full-year terms. |
| UMBC's Monthly Payment Plan | Provides an alternative to one-time payment, allowing students to sign up for payment plans each semester. |
| UMBC's Scholarship Retriever | Offers a platform for students to submit a general scholarship application to be considered for additional opportunities. |
| UMBC's #YouAreWelcomeHere Scholarship | Pledges to offer scholarships for international students to study in the U.S. |
| External Scholarship Sources | College Board, FastWeb, Global Scholarships, International Education Financial Aid, International Scholarships, Mobility International USA, UNESCO, We Make Scholars. |
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What You'll Learn
University scholarships
The University of Maryland, Baltimore (UMB) offers financial aid to students who are US citizens or meet specific requirements as eligible non-citizens. Unfortunately, as a publicly funded institution, UMB cannot provide financial assistance to international students. However, international students at UMB can explore other options to fund their education.
UMB's website provides a list of private US and international organizations, foundations, and agencies that offer financial assistance to international students. Many lending institutions offer private/alternative education loans to students who meet certain criteria. These loans must be certified by UMB's Student Financial Assistance and Education office. Students can also speak with the Alternative Loan Counselor for guidance on the application process.
International students at UMB may also consider scholarships and assistantships. They can use free online scholarship search engines like College Board, FastWeb, Global Scholarships, International Education Financial Aid, International Scholarships, Mobility International USA, UNESCO, and We Make Scholars to find opportunities. Additionally, UMB's Scholarship Retriever tool allows students to submit a general scholarship application to be considered for additional opportunities available at UMB.
For students attending the University of Maryland, College Park (UMD), there are other options for financing their education. UMD's website recommends visiting the International Student & Scholar Services Acceptable Funding page for information on financing options and estimated costs of attendance. International students at UMD may also participate in the Terp Payment Plan to spread out tuition and program fees.
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Payment plans
The University of Maryland, Baltimore (UMB) requires students to be citizens or meet specific requirements as eligible non-citizens to receive federal, state, and/or institutional aid. However, international students have other options to finance their education.
The University of Maryland, Baltimore (UMB) accepts payments through various methods, including Venmo, PayPal, Apple Pay, Google Pay, and credit cards. Additionally, UMB offers a Terp Payment Plan that allows students to spread out tuition payments and program fees for specific programs during the fall, spring, and full-year terms. This plan is applicable to Exchanges, Maryland Semester, Affiliate, and Freshman Abroad programs. Notably, the Terp Payment Plan cannot be used for the Maryland Short-term program or any other summer, winter, or spring break programs.
International students at UMB who are unable to pay the full tuition and fees for each semester upfront can take advantage of the Monthly Payment Plan offered by the University. This plan allows students to make payments in instalments each semester, providing a more manageable alternative to a one-time payment in full. To enrol in this plan, students can sign up with Student Business Services (SBS) and refer to their website for detailed information on payment plans and billing.
Furthermore, international students can explore external scholarship opportunities to help finance their education. Websites such as EduPass, InternationalStudent.com, NAFSA, College Board, FastWeb, Global Scholarships, International Education Financial Aid, International Scholarships, Mobility International USA, UNESCO's scholarship database, and We Make Scholars offer extensive information and resources for international students seeking financial assistance.
Additionally, students can utilise private/alternative education loans offered by private lenders. These loans require a creditworthy co-signer who is a U.S. citizen or permanent resident, and they must be certified by UMB's Student Financial Assistance and Education office. It is important for students to carefully consider their options and choose a lender that suits their needs.
It is recommended to consult with the Office of Student Financial Aid and the Alternative Loan Counselor for comprehensive information on payment plans, scholarships, and alternative loan options available to international students at the University of Maryland.
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Private loans
The University of Maryland, Baltimore (UMB) does not provide financial aid to international students. However, international students at UMB may be considered for scholarships and assistantships. Additionally, UMB offers private or alternative student loans provided by private institutions like banks or credit unions. These loans are available to creditworthy borrowers to meet the cost of education after other sources of aid have been depleted or when federal loan limits have been reached.
Before applying for a private loan, students should first file the FAFSA to determine eligibility for other forms of financial aid. Students should also speak with their financial aid counsellor to understand their eligibility for federal funds. It is recommended that all federal, state, and institutional funding options are explored before borrowing a private loan.
When applying for a private loan, students must complete, sign, and return the Private Education Loan Applicant Self-Certification form to their lender before any funds can be disbursed. This form provides students with information about their eligibility for financial aid and allows them to inform lenders about their educational expenses and other aid received.
After the loan is processed by the school, private student loan lenders are required to hold the funds for 10 days before releasing the first disbursement. Upon release, it may take another 3-5 days for the funds to be received by the university and posted to the student's account.
It is important to note that private student loans usually have higher interest rates than federal loans and cannot be discharged in bankruptcy. Students and parents should carefully consider the terms and conditions of private student loans before borrowing.
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External scholarships
The University of Maryland is a publicly funded institution and is therefore unable to provide financial assistance to international students. However, international students at the university can benefit from several external scholarship opportunities.
The University of Maryland offers guidance to its students in seeking out external scholarships. Here are some of the external scholarships and resources available to international students:
- The #YouAreWelcomeHere national scholarship program: This program offers scholarships to international students to study in the U.S.
- The International Student and Scholar Services offers two annual, renewable scholarships for up to four years of study that cover 50% of tuition.
- UMD Education Abroad (EA) Scholarship: This program offers financial aid to undergraduate students in approved study abroad programs.
- College Board: A free online financial aid source for scholarships, grants, and loans for all college-bound students, including international students.
- FastWeb: A free online scholarship search service.
- Global Scholarships: A free online scholarship search engine for international students.
- International Education Financial Aid: A free online scholarship search service designed for international students.
- International Scholarships: A free online scholarship database for international students wishing to study worldwide.
- Mobility International USA: A free online scholarship resource for non-U.S. citizens with disabilities.
- United Nations Educational, Scientific and Cultural Organization (UNESCO): A free online searchable database for scholarships for international students.
- We Make Scholars: A free online resource with thousands of international scholarships available around the world.
- Netherlands Government Scholarships at Han University.
- The International Student Scholarship: This scholarship provides partial scholarships ranging from $1,000 to $4,500 to eligible undergraduate international students.
- Wayne State University offers three different merit-based scholarships to eligible incoming undergraduate freshmen: The Warrior Award, the Gold Award, and the Green Award.
- The University of Michigan-Flint provides scholarship opportunities to international students, such as the Freshman Merit Scholarship.
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Tuition remission
The University of Maryland, Baltimore (UMB) offers tuition remission for international students. However, there are some limitations to the amount of assistance provided. To be eligible for federal, state, or institutional financial aid at UMB, students must be US citizens or meet specific requirements as eligible non-citizens. These include being a US national or permanent resident.
International students at UMB are encouraged to explore other options to finance their education, such as private or alternative education loans offered by lending institutions. These loans typically require a creditworthy co-signer who is a US citizen or permanent resident and must be certified by the university's Student Financial Assistance and Education office.
Additionally, international students can participate in UMBC's Monthly Payment Plan as an alternative to full one-time payment. This allows students to spread out the cost of tuition and fees over multiple payments each semester.
There are also various online scholarship search platforms that international students can utilize to find opportunities for financial assistance, such as College Board, FastWeb, Global Scholarships, International Education Financial Aid, International Scholarships, Mobility International USA, UNESCO, and We Make Scholars.
Furthermore, international students can inquire within their academic departments about any available scholarships or visit websites like EduPass and InternationalStudent.com for more information on financial assistance.
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Frequently asked questions
The University of Maryland is a publicly funded institution and is therefore unable to provide financial assistance to international students. However, international students may be considered for scholarships and assistantships.
The Scholarship Retriever tool is available to all students and allows students to submit a general scholarship application to be considered for additional opportunities. The University of Maryland also participates in the #YouAreWelcomeHere national scholarship program, which offers scholarships for international students to study in the U.S.
Yes, there are several external scholarship opportunities for international students, including:
- College Board
- FastWeb
- Global Scholarships
- International Education Financial Aid
- International Scholarships
- Mobility International USA
- United Nations Educational, Scientific and Cultural Organization (UNESCO)
- We Make Scholars
Yes, international students may participate in the University of Maryland's Monthly Payment Plan, which allows students to pay in instalments each semester.
International students must provide proof of available financial resources to cover one year's worth of expenses, including tuition, fees, books, insurance, and living expenses. This documentation is required after an offer of admission has been made and the student has confirmed their enrollment.
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