University Students: Who Owns Cars?

how many university students have cars

Whether or not a university student chooses to have a car depends on a variety of factors, including the availability and cost of parking, the expense of owning a vehicle, and the convenience of alternative transportation options. While some students find that having a car on campus makes their lives easier, others opt for public transportation or other means of getting around. The percentage of students with cars also varies depending on the university and its location, with some universities having stricter car policies than others.

Characteristics Values
Percentage of undergraduate college students with a vehicle 56%
Top 5 car brands for college students Toyota (16%), Honda (15%), Chevrolet (10%), Ford (10%), Nissan (8%)
Percentage of college students with cars whose parents pay for their auto insurance premiums in full 61%
Percentage of college students with cars who contribute at least some cost towards their insurance premium 39%
Percentage of college students with auto loans who are at least partly responsible for the monthly payment 69%
Percentage of college students with cars who admit to at least one dangerous driving behavior 77%
Percentage of college students who feel safe parking on campus 36% "definitely", 56% "for the most part"
Percentage of undergraduate students with access to a program that offers roadside assistance 69%
Universities where students rarely bring cars Georgetown University, University of Wisconsin—Madison
Universities where most students bring cars Detroit's Wayne State University (98%)

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University parking challenges

University parking is a challenge for many students, with a recent survey showing that 60% of students believe there are not enough parking spaces on campus. This issue is not unique to a single university, but rather a common problem faced by most colleges and universities that allow students to drive on campus.

One significant challenge is the limited availability of parking spaces, which often fall short of meeting the demand from students and staff. For example, Florida State University has a student population of over 41,000, with approximately 33,000 students commuting to campus, yet the number of parking spots does not accommodate this demand. Similarly, the University of Florida has around 28,000 parking spots for a student population of over 48,000, leaving many students without a parking spot.

Another challenge is the cost of parking, which can be expensive, especially when parking is limited. The University of Wisconsin-Madison warns students that parking on campus is "extremely limited and expensive," which deters many students from bringing their cars to campus.

The diversity of the campus population also adds complexity, as the parking needs of students, faculty, and visitors vary. Managing the supply of parking spaces relative to users' destinations on campus can be difficult, and peak usage times, such as during athletic events or finals week, further exacerbate this issue.

To address these challenges, universities can take several approaches. Firstly, developing an effective parking management strategy is crucial. This involves assessing the current parking situation, including demand, occupancy rates, peak usage times, and existing issues. Technological innovations, such as digital payment systems, mobile point-of-sale solutions, and data management tools, can also streamline parking operations and enhance user experiences. Additionally, providing clear signage, campus maps, and parking apps can help users navigate parking options more efficiently.

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Cost of car ownership

The cost of owning a car can be a significant financial burden for university students, who often have limited incomes and other expenses such as rent, food, and tuition fees to worry about. While having a car can provide convenience and independence, students should carefully consider their budget and financial situation before taking on the costs of car ownership.

The costs of car ownership go beyond the initial purchase price and include ongoing expenses such as fuel, insurance, maintenance, and repairs. According to AAA, the average cost of owning a new vehicle driven 15,000 miles annually is $12,297 per year or $1,024 per month. Fuel costs, in particular, can be highly variable and impact the overall cost of ownership significantly. For example, the average driver paid around 14.9 cents per mile for regular unleaded gas over a 12-month period ending in May 2024, amounting to $2,235 in fuel costs for the year.

Maintenance and repair costs are also important considerations. The average cost of repairs, maintenance, and tires for a new car is $126 per month, according to AAA. Oil changes and tire rotations are typically done at 5,000-mile intervals or about three times a year. While some repair costs may be covered under a warranty, unexpected repairs can still arise and be costly. For example, one student reported paying $1,111.01 for a suspension repair in their second year of owning a car.

Insurance is another significant expense, with the average annual premium for full-coverage insurance costing $1,715, according to AAA. The cost of insurance can vary depending on factors such as the selected coverage, the type of car, age, driving record, and location. Additionally, depreciation, while not a direct expense, impacts the overall cost of ownership as it affects the resale value of the vehicle. According to the 2024 AAA study, the average annual vehicle depreciation was $4,680.

When considering car ownership, it is essential to evaluate the true costs and whether these expenses can be covered within a student's budget. While car ownership can provide benefits, it is a significant financial commitment that should not be taken lightly, especially given the alternative options like rideshare services and public transit available to students.

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Student car insurance

The number of university students with cars varies depending on the university and its location. For instance, Detroit's Wayne State University, located in a city known as the "Motor City", had 98% of its students bringing cars to campus. On the other hand, some universities have stricter car policies, with limited parking availability, and higher costs, which discourage students from bringing cars to campus.

For students who do bring cars to campus, car insurance is an important consideration. Many insurance companies offer discounts for students, such as GEICO, which provides a range of benefits, including good student and good driver discounts, as well as alumni and organizational discounts.

Another option for students is to remain on their parents' car insurance policy. This is often more affordable for families, as the cost is split, and the student is covered during school breaks when they return home. Most states allow out-of-state college students to stay on their parents' insurance if their primary address is still their parents' residence. However, it is important to notify the insurance company of the student's change in residence and provide the college's ZIP code to ensure compliance with any restrictions for out-of-state students.

In some cases, a separate car insurance policy for the student may be more affordable, especially if the student's school is in a different state with lower insurance rates. Additionally, if the student has permanently moved out and keeps their car at their new residence, they will need their own policy.

International students studying in another country will also need their own insurance policy that is valid in the country they plan to drive in.

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Student car brands

The number of university students who have cars varies depending on the university and its location. For instance, Detroit's Wayne State University, located in a city known as the "Motor City", had 98% of its students bringing cars to campus. On the other hand, some universities have stricter car policies, with zero to very few students bringing cars to campus. For example, Georgetown University undergraduates are typically prohibited from parking on campus.

When it comes to car brands, there are several options that are popular among students. Here are some well-known brands and models that cater to the needs and preferences of students:

Honda

Honda has consistently been a top choice for students due to its reliability and fuel efficiency. The Honda Civic and Honda Fit are particularly popular due to their economic ownership, stylish design, safety features, and residual value. The Honda Fit is also compact and flexible, making it a versatile option for students.

Toyota

Toyota is another trusted brand among students, known for its dependability, low maintenance costs, and environmentally friendly options. The Toyota Prius is an excellent choice for those conscious of their carbon footprint, offering unparalleled fuel efficiency and reduced emission rates.

Mazda

Mazda has gained popularity among students with its dynamic and vibrant vehicles. The Mazda3 and Mazda CX-30 stand out for their excellent construction, manoeuvrability, and fuel efficiency. The Mazda CX-30 is a great option for students dealing with snowy weather, as it comes with standard all-wheel drive and advanced safety features.

Subaru

Subaru is known for its durable and robust all-wheel-drive vehicles, offering dependability and security. The Subaru Impreza and Subaru Crosstrek are popular among students who need a vehicle capable of handling various terrains. The Impreza, in particular, provides exceptional safety with its EyeSight Driver Assist Technology and sturdy steel body structure.

Chevrolet

The Chevrolet Trailblazer is another impressive option for students, boasting impressive fuel economy and ample cargo space.

When choosing a car brand and model, students should consider various factors such as price, ownership costs, safety, technology, practicality, and environmental impact. It is essential to strike a balance between the wants and needs of the student and the financial capabilities of the family. Additionally, the availability of parking on campus and the potential distractions of having a car during college life should be taken into account.

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Student driving behaviours

The number of university students who have cars varies depending on the university and its location. For example, Detroit's Wayne State University, located in a city known for its auto industry, had a 98% percentage of students with cars on campus. In contrast, some universities, such as Georgetown University, have strict policies prohibiting undergraduates from parking on campus. These varying policies and locations influence student driving behaviours and their access to cars during their time at university.

Demographic factors, including gender and age, can also influence student driving behaviours. Research has shown that male students tend to engage in more risky driving behaviours, such as speeding and not wearing seatbelts. Additionally, personality traits and psychosocial factors play a role in shaping driving behaviours. For instance, risk-taking behaviour and sensation-seeking tendencies have been linked to unsafe driving practices among adolescents.

The perceived environment and driving environment are also significant influences on student driving behaviours. This includes factors such as road conditions, traffic laws, and the availability of public transportation. For example, students attending universities in urban areas with robust public transportation systems may be less likely to rely on cars for transportation. Conversely, students in rural areas may have a higher dependence on cars due to limited alternative transportation options.

Social and behavioural development also play a role in student driving behaviours. Peer pressure and social norms can influence young drivers to engage in risky behaviours, such as drinking and driving or texting while driving. Educational interventions, such as alcohol misuse prevention programs and teen driving educational events, have proven effective in reducing these high-risk behaviours and increasing awareness of safe driving practices.

Lastly, the availability of parking on campus can impact student driving behaviours. Universities with limited or expensive parking options may discourage students from bringing their cars to campus. In such cases, students may rely on alternative transportation methods, such as carpooling, biking, or using public transportation, which can shape their driving behaviours and attitudes towards car ownership during their university years.

Frequently asked questions

According to a 2024 survey, 56% of undergraduate students have a vehicle while attending school. However, this percentage varies depending on the region, with 66% of students in the South having a car compared to 40% in the Northeast. Another survey suggests that up to 70% of college-age students own or have access to cars.

Yes, there are universities where a low percentage of students bring cars to campus. For example, at Georgetown University, undergraduates are typically prohibited from parking on campus. During the 2016-2017 academic year, some National Universities had zero percent of students with cars on campus.

Yes, at Detroit's Wayne State University, 98% of students had cars on campus during the 2016-2017 academic year.

Having a car on campus can provide convenience for students, but it also comes with additional expenses such as rising gas prices and car insurance. Students should consider alternatives like public transportation, walking, biking, or car-share programs, which are becoming increasingly popular and can provide access to a vehicle only when needed.

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