University Of Phoenix: Student Loan Forgiveness Application Guide

The University of Phoenix has been accused of using deceptive advertising practices to attract students, falsely claiming to work with top companies to create job opportunities for its students. As a result, former students of the University of Phoenix may be eligible for student loan forgiveness if they attended the school between September/October 2012 and December 2014/2016 and were deceived by the school's claims. The Department of Education will notify eligible students if their borrower defense claim has been approved, and they can also check the status of their application on the borrower defense page.

Eligibility criteria for loan forgiveness

The eligibility criteria for loan forgiveness for students of the University of Phoenix are as follows:

• The student must have attended the University of Phoenix between September 21, 2012, and December 31, 2014. This timeframe is based on the FTC's 2019 court action against the university for using deceptive advertising practices during this period to attract students.
• The student must have been deceived by the university's claims regarding job placement and partnerships with prominent companies. The University of Phoenix falsely claimed to work with employers such as Microsoft, Twitter, Adobe, and Yahoo to create job opportunities and tailor its curriculum to meet the job needs of these companies.
• The student must have submitted a valid application for relief through the ED's (Department of Education) Borrower Defense program. This involves providing detailed and specific information about how the school misled them in areas such as employment prospects, program costs, loans, transferring credits, and career services.
• The student must have federal student loans taken out specifically for their education at the University of Phoenix. Private student loan forgiveness is rare, and there is usually little recourse for loans from private companies, even if the school is for-profit or closed.

It is important to note that the eligibility criteria may change over time, and students should refer to the official websites and sources for the most up-to-date information. Additionally, the University of Phoenix has disputed the allegations and the applicability of the criteria to certain cases.

How to submit a claim

To submit a claim for University of Phoenix student loan forgiveness, you must meet the following eligibility criteria:

• You attended the school between 21 September 2012 and 31 December 2014.
• You were deceived by the school's claims about job placement.
• You have submitted a valid application for relief through the ED's Borrower Defense program.

If you meet these criteria, you can submit a claim for loan forgiveness by visiting the borrower defence page on the official website and following the instructions. Be sure to provide detailed and specific answers to all questions.

If you have already submitted a borrower defence claim, you can check the status of your application on the borrower defence page under "Manage My Applications".

It is important to note that private student loan forgiveness rarely happens, and the likelihood of getting a loan discharge is far greater if you have federal student loans. The University of Phoenix loan forgiveness discharge may not be for the full amount of your loans, and you may need to continue making payments after the loan settlement.

The status of your application

If you attended the University of Phoenix between September 21, 2012, and December 31, 2014, and were deceived by the school's claims about job placement, you may be eligible for loan forgiveness. To check the status of your application, go to the borrower defense page and look under "Manage My Applications." If your claim has been approved, the Department of Education will also notify you directly.

If you have not yet submitted a borrower defense claim, you will need to do so before checking the status of your application. You can submit a claim on the Federal Student Aid website. Be sure to include detailed information about how the school misled you, including any specific claims or promises made by the University of Phoenix that turned out to be false.

It's important to note that the loan forgiveness program only applies to federal student loans. Private student loan forgiveness is rare, and there is usually no incentive for private companies to forgive loan debt. However, if your loan was through a private company, you may still have other options, such as seeking assistance from your state's Attorney General.

Additionally, if you received a refund from the FTC's settlement with the University of Phoenix, you are still eligible for loan forgiveness through the ED's borrower defense program. Be sure to mention this when you submit your claim.

The University of Phoenix settlement fund

The settlement fund has resulted in refunds of over $47 million to eligible students to date. The US Department of Education has also approved loan forgiveness for students of the University of Phoenix who were deceived by the school's job placement claims and submitted valid applications for borrower defence. The Department of Education is continuing to process new and existing applications, and all borrowers with approved claims will receive full loan forgiveness.

If you attended the University of Phoenix between 21 September 2012 and 31 December 2014 and were deceived by the school's claims, you may be eligible for loan forgiveness. To apply, visit the borrower defence page to learn more and submit your claim. Even if you have already received a payment from the University of Phoenix settlement fund, you can still apply for loan forgiveness through the borrower defence program. Be sure to mention the settlement payment when you apply.

If you have already submitted a borrower defence claim, you can check the status of your application on the borrower defence page under "Manage My Applications". The Department of Education will notify you if your claim is approved.

The Borrower Defense program

The ED has approved \$37 million in student loan debt discharges for over 1,200 borrowers who were enrolled at the University of Phoenix between September 21, 2012, and December 31, 2014, and applied for relief through the Borrower Defense program. The ED found that the university falsely advertised partnerships with companies that would provide hiring preferences for students, which was not the case.

If you attended the University of Phoenix between these dates and believe you were deceived by the school's claims, you can apply for loan forgiveness through the Borrower Defense program. To do so, visit the borrower defense page to learn more and submit your claim. Be sure to include any relevant evidence or documentation to support your claim.

If you have already submitted a borrower defense claim, you can check the status of your application on the borrower defense page under "Manage My Applications." The ED will notify you if your claim has been approved. Even if you received a refund from the FTC's settlement, you are still eligible for loan forgiveness through the Borrower Defense program.

Frequently asked questions