Ibrahim Gardner
Health insurance is essential for students at George Washington University, especially international students, as it provides financial protection against the high costs of healthcare in the US. The university mandates that all students must have health insurance coverage while enrolled. George Washington University offers a comprehensive Student Health Insurance Plan (SHIP) through Aetna Student Health, and all students are automatically enrolled in GW SHIP. However, students who already have comparable coverage from another provider may be allowed to waive the university's plan by submitting a waiver form each year. The GW SHIP provides comprehensive coverage in the Washington metropolitan area and parts of MD, VA, and WV, and is compliant with the Affordable Care Act.
| Characteristics | Values |
|---|---|
| Name of the health insurance plan | Student Health Insurance Plan (SHIP) |
| Insurance provider | Aetna Student Health |
| Mandatory for | All undergraduate, graduate, law, health sciences, and doctoral students, and international students on a J1 or F1 Visa |
| Coverage area | Washington metropolitan area of Washington D.C. and parts of MD, VA, and WV |
| Annual deductible | $500 |
| Repatriation coverage | $25,000 |
| Opt-out criteria | Must have comparable health insurance coverage that meets certain domestic or international requirements |
| Waiver deadline | September 12, 2024, for the Spring/Summer semesters |
| Contact for benefit or claim-related questions | 877-480-4161 |
| Contact for waiver, enrollment, eligibility, or general benefit questions | 1-833-251-1721 or [email protected] |
| Free services | Virtual care services with TimelyCare, Seasonal Flu and COVID vaccines |
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What You'll Learn
- The George Washington University Hospital accepts various insurance plans
- International students on an F1 visa must have health insurance
- Students can opt out of the GW SHIP plan if they have existing coverage
- The GW SHIP plan provides comprehensive coverage in the Washington DC area
- Students are automatically enrolled in the GW SHIP plan each academic year
The George Washington University Hospital accepts various insurance plans
Students at George Washington University are required to have health insurance. The university offers a comprehensive Student Health Insurance Plan (SHIP) through Aetna Student Health. All undergraduate, graduate, law, health sciences, and doctoral students, as well as international students on a J1 or F1 Visa, are automatically enrolled in the GW SHIP. Students who already have health insurance can opt out of the GW SHIP, but they must submit a waiver form each year and have coverage that meets certain domestic or international requirements.
The GW SHIP provides comprehensive coverage in the Washington metropolitan area of Washington, D.C., and parts of Maryland, Virginia, and West Virginia. The plan is fully compliant with the Affordable Care Act and provides coverage for the entire academic year. The annual deductible does not exceed $2,500, and the plan provides at least $25,000 in coverage for repatriation.
International students at George Washington University can also purchase affordable student insurance plans from companies like American Visitor Insurance, which provide similar coverage benefits compared to university-sponsored insurance. These plans are specifically designed for students studying abroad and can be a great alternative to the university's plan, which can sometimes be expensive.
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International students on an F1 visa must have health insurance
The George Washington University (GW) offers a comprehensive Student Health Insurance Plan (SHIP) through Aetna Student Health. All undergraduate, graduate, law, health sciences, and doctoral students enrolled in classes on the Foggy Bottom, Mount Vernon, VSTC, and Corcoran campuses are required to have health insurance. This includes international students on an F1 visa. These students are automatically enrolled in the GW SHIP and charged per semester.
At GW, students with existing health insurance coverage can opt out of the GW SHIP. However, they must submit a waiver form each academic year and have coverage that meets certain domestic or international requirements. The GW SHIP provides comprehensive coverage in the Washington metropolitan area and parts of Maryland, Virginia, and West Virginia. The plan includes benefits such as immunizations, physical exams, and repatriation coverage of up to $25,000.
For international students on an F1 visa, it is important to have health insurance to protect against the high costs of medical care in the US. This ensures access to essential services like doctor visits, hospital stays, and emergency treatment. Additionally, F1 visa holders may have the option to enroll in optional practical training (OPT), which allows them to work off-campus or without being enrolled in coursework. However, this may affect their eligibility for some student insurance plans.
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Students can opt out of the GW SHIP plan if they have existing coverage
The George Washington University (GW) offers a comprehensive Student Health Insurance Plan (SHIP) through Aetna Student Health. All undergraduate, graduate, law, health sciences, and doctoral students, as well as international students on a J1 or F1 Visa, are required to have health insurance while studying at GW. These students are automatically enrolled in the GW SHIP plan and charged per semester. However, students can opt-out of the GW SHIP plan if they have existing health insurance coverage that meets certain domestic or international coverage requirements.
To waive the GW SHIP plan, students must submit a waiver form each academic year they remain enrolled at GW. The waiver form can usually be found on the University Health Plans website. The deadline to waive the GW SHIP plan for the Spring/Summer semesters is typically in September of the previous year. For example, for the Spring/Summer semesters of 2025, the deadline to waive was September 12, 2024. It is important to note that students must submit a new waiver form each academic year, even if they have previously been approved for a waiver.
The GW SHIP plan provides comprehensive coverage in the Washington metropolitan area, including Washington, D.C., and parts of Maryland, Virginia, and West Virginia. The plan is owned, operated, and based in the United States, and it complies with the Affordable Care Act benefit regulations for individual or group health insurance plans. The annual deductible for the plan does not exceed $500, and it provides at least $25,000 in coverage for repatriation services.
For international students, it can be challenging to find a health insurance plan that meets the waiver requirements at George Washington University. Typically, only Embassy-Sponsored Plans, US Employer-Sponsored Plans, or US Health Insurance Marketplace Plans meet the criteria. International students should carefully review the waiver requirements and submit proof of coverage for approval. Failure to complete the waiver on time will result in the student being enrolled and responsible for the Health Insurance Fee.
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The GW SHIP plan provides comprehensive coverage in the Washington DC area
The George Washington University (GW) offers a comprehensive Student Health Insurance Plan (SHIP) through Aetna Student Health. The GW SHIP plan provides comprehensive coverage in the Washington DC area, including parts of Maryland, Virginia, and West Virginia. This means that students can obtain necessary treatment for serious illnesses or injuries and access preventative medical services like immunizations and physical exams. The plan is compliant with the Affordable Care Act and provides coverage for the entire academic year.
The GW SHIP plan is mandatory for all undergraduate, graduate, law, health sciences, and doctoral students, as well as international students on a J1 or F1 Visa. These students are automatically enrolled in the GW SHIP plan and charged per semester. However, if students have existing health insurance coverage that meets certain domestic or international requirements, they can choose to opt out of GW SHIP by submitting a waiver form each academic year.
The annual deductible for the GW SHIP plan does not exceed $2,500, and it provides at least $25,000 in coverage for repatriation services in the event of death. Students can access their insurance ID card through the University Health Plans website. For questions regarding the GW SHIP plan, students can contact University Health Plans or Aetna Student Health directly.
In addition to the GW SHIP plan, international students at George Washington University may also need to consider additional insurance requirements. While international students are not eligible for Medicare, they can purchase specialized student health insurance plans, such as those offered by American Visitor Insurance, to meet their healthcare needs while studying in the US. These plans provide coverage for a wide range of medical expenses, including emergency treatment, hospitalization, prescription medications, and medical evacuation.
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Students are automatically enrolled in the GW SHIP plan each academic year
Students at George Washington University are mandated to have health insurance while enrolled at the institution. The university offers a comprehensive Student Health Insurance Plan (GW SHIP) through Aetna Student Health. All students, including graduate, law, medical, and doctoral students, are automatically enrolled in the GW SHIP plan each academic year. This means that students will be automatically charged for the plan.
The GW SHIP plan provides comprehensive coverage in the George Washington campus area, including the Washington metropolitan area of Washington, D.C., and parts of Maryland, Virginia, and West Virginia. The plan is owned, operated, and based in the United States, and it is fully compliant with the Affordable Care Act's benefit regulations for individual or group health insurance plans filed in the country.
Students who already have comparable health insurance coverage from another provider can choose to opt out of the GW SHIP plan. However, they must submit a waiver form each academic year to do so. This waiver form can be obtained from the University Health Plans website, and it must be completed and submitted before the annual deadline to avoid being enrolled and charged for the GW SHIP plan.
For international students, the process is similar. They are required to have health insurance that is owned, operated, and based in the United States and compliant with the Affordable Care Act. If they have a plan that meets GW's International Waiver Criteria, they can complete the online waiver form and submit proof of coverage. Embassy-Sponsored Plans, US Employer-Sponsored Plans, or US Health Insurance Marketplace Plans typically meet these requirements.
It is important to note that students with other insurance plans must ensure that their coverage is comparable to the GW SHIP plan. The university's health insurance plan offers benefits such as free 24/7 access to virtual care services with TimelyCare, immunizations, and physical exams.
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Frequently asked questions
Yes, all undergraduate, graduate, law, health sciences, and doctoral students, as well as international students on a J1 or F1 Visa, are required to have health insurance while studying at George Washington University.
George Washington University offers a comprehensive Student Health Insurance Plan (SHIP) through Aetna Student Health. This plan is mandatory for students who do not have another insurance plan that meets the required waiver criteria.
If you already have health insurance coverage that meets the required waiver criteria, you must submit a waiver form each academic year to opt out of the George Washington University health insurance plan. You can contact University Health Plans at 1-833-251-1721 or [email protected] for more information on waivers and eligibility.
The George Washington University health insurance plan provides comprehensive coverage in the Washington metropolitan area of Washington, D.C., and parts of Maryland, Virginia, and West Virginia. It covers emergency medical treatment, hospitalisation, prescription medications, medical evacuation, and preventative medical services like immunizations and physical exams.
