Lori Meadows
Blue Cross Blue Shield offers health insurance plans for students in several states in the US. Students can choose to remain on their parents' insurance plans, usually until the age of 26, or they can opt for student-specific plans. These plans are designed for college and university students and are available in states such as Massachusetts, Texas, and North Carolina. Students can enrol in these plans during the open enrolment period or for a qualifying life event. Payments for these plans can often be made online and may be billed directly to the student's tuition account.
| Characteristics | Values |
|---|---|
| Name of the plan | AcademicBlue Student Health Plan |
| Insurance provider | Blue Cross and Blue Shield |
| Location | Texas |
| Target group | College and university students |
| Features | Quality and <co: 3,6>affordable plans, deductible, co-insurance, and copayment responsibilities waived for care at Student Health Centers |
| Payment method | Students will be automatically billed on their tuition account |
| Claim process | Students with Student Blue are not required to pay upfront for medical services; claims typically take 2-4 weeks to reimburse |
| Contact | Blue Cross and Blue Shield of Texas |
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What You'll Learn
Student Blue by Blue Cross Blue Shield of Massachusetts
Students who are already covered by their parents' health insurance plan may be able to stay on their parents' plan until they turn 26. However, many students choose to enrol in Student Blue because of the benefits it offers. For example, Blue Cross Blue Shield of Massachusetts offers one of the largest provider networks in the state, as well as a 24/7 Nurse Line that students can call at no additional cost to get advice on whether to seek care, questions about their symptoms, or whether their symptoms are serious. They are also ranked #1 in Massachusetts for Commercial Health Plan Member Satisfaction and most trusted.
Blue Cross and Blue Shield of Texas also offers student health insurance plans through their AcademicBlue program. These plans are designed for college and university students and offer affordable coverage for both physical and behavioural health. BCBS of Texas also offers affordable individual and family health plans, whether the student is a dependent or not.
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AcademicBlue by Blue Cross and Blue Shield of Texas
AcademicBlue gives students access to over 2 million in-network providers and over 97% of US hospitals through local and national PPO networks. Students can also take advantage of 24/7 care options for urgent care, health questions, and behavioural health management. For non-emergency situations, students can connect with board-certified MDLIVE doctors or therapists 24/7 by phone, mobile app, or online video.
The AcademicBlue plans also include a new Mental Health Hub, recognising that behavioural health is just as important as physical health. Students can also get discounts on health and wellness purchases like workout clothes and healthy eating programs through Blue 365®.
AcademicBlue is the provider for the UT System Student Health Insurance Plan (UT SHIP) at the University of Texas. The University Health Services (UHS) clinic is available to all enrolled students at UT Austin. The University of Houston also offers a similar plan, with AcademicBlue/BlueCross BlueShield of Texas as the underwriter and Academic HealthPlans as the administrator.
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Student Blue plan payments and waivers
Students wishing to purchase the University-sponsored Student Blue health insurance plan should go to the online enrolment form and set up their Insurance Account. Students will be automatically billed and enrolled in the Student Blue coverage unless a waiver is completed by the semester due date. Students who carry Student Blue will not be required to pay any fees upfront for medical services, except for prescription copays.
Students who are already covered by an insurance policy (e.g. through parent plans, family plans, employer-sponsored plans, or student health insurance) and wish to waive the Student Blue plan, must submit their insurance policy number for verification through the Student Blue website. A completed, verified, and approved waiver is required each semester if a student does not wish to participate in the Student Blue plan. Students with a qualifying life event who wish to enrol in the insurance plan after the open enrolment period will need to go through Student Blue directly.
To waive using TRICARE or Veteran Affairs insurance, enter the sponsor or Military Member's social security number or DOD number. Upload your military ID card or a military proof of health insurance coverage letter. When your waiver has been approved, a credit (which looks like a payment) of the premium amount will appear on your Student Account. Students may remain on their parents' insurance or buy their own health insurance plan. The plan must be a creditable health plan to be used for waiving purposes.
Students who meet the eligibility criteria, regardless of in-person or virtual means of instruction, must show proof of insurance to waive out of Student Blue or be automatically enrolled on the deadline. Students who are purchasing Student Blue insurance must go online to activate the insurance by enrolling. All International students are required to have health insurance while attending UNC Charlotte. Students may enrol in the Student Health Insurance Plan or they may enrol in another US or home country plan that meets the University's minimum health insurance requirements.
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Student Blue claim forms
Students with Student Blue coverage are automatically billed and enrolled unless a waiver is submitted by the semester due date. Students are recommended to visit the health centre on campus first to receive the highest level of benefit available on the plan. If the campus health centre is unavailable, students should see an in-network provider and present their member ID card.
Most in-network doctors and healthcare providers will file a claim for you, but there may be times when you need to file your own forms, such as when travelling or using an out-of-network provider. Students can access Blue Cross NC health insurance forms and documents online. Students can also create an account on the Blue Connect member portal to manage their plan, view benefits, and check claim status.
To file a claim for vision services, students must complete a Student Blue/BCBS claim form and send it with a copy of the itemized billing statement to the address on the form. Students can download the claim form here: https://www.bluecrossnc.com/content/dam/bcbsnc/pdf/members/health-plans/claim-information/member-claim-form-requirements.pdf. It is recommended that students keep a copy of the claim form and receipt for their records.
For prescription claims, students can print and fill out the prescription claim form, which can be found here: https://www.bluecrossnc.com/content/dam/bcbsnc/pdf/members/health-plans/claim-information/member-claim-form-requirements.pdf. An itemized receipt for the purchase must be included, and credit card receipts are acceptable. There is a one-year timely filing limit for prescription claims.
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Student Health Insurance Plan (AcademicBlue) at UT
The Student Health Insurance Plan, known as AcademicBlue, is available to all qualifying students at UT. This insurance plan is provided by Blue Cross Blue Shield of Texas and allows for coverage at University Health Services, as well as in-network and out-of-network coverage off-campus, including nationwide PPO coverage.
The AcademicBlue plan is specifically designed for college and university students and offers affordable individual and family health plans. Students who carry AcademicBlue will not be required to pay any fees upfront for medical services, except for prescription copays. However, there are charges for lab work, x-rays, pharmacy, allergy shots, physical therapy, and special procedures.
International and ELC students who are required to have insurance should not enrol online and should refer to the Texas Global guide for more information. Domestic US students can enrol in the UT System Student Health Insurance Plan (UT SHIP) online. Students can also add additional dependents to their policy, although only UT students are eligible to be seen at University Health Services. Dental and vision coverage can also be purchased during open enrolment periods.
For benefits and claims questions, students can contact Blue Cross Blue Shield at (855) 267-0214 and speak to a Benefits Value Advisor. Students can also connect with a Benefits Value Advisor via live chat in the Blue Access for Members system or the BCBXTX App.
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Frequently asked questions
Blue Cross and Blue Shield of Texas offers student health plans through its AcademicBlue program. Students can enrol in the program during the appropriate open enrolment period or for a qualifying life event.
Students in Massachusetts will be automatically billed and enrolled in the Student Blue coverage unless a waiver is completed by the semester due date.
Enrollment for benefits-eligible Academic Graduate Student Employees is managed by UT Benefits and Academic Health Plans. Most AGS employees are automatically enrolled after making their benefit selections.
