
The cost of studying in the US is high, but many US universities offer financial aid to international students. In 2024, the average financial aid offered across US universities was USD 79,000, with the highest amount being USD 86,258. The smaller the burden of studying costs, the easier it will be to manage living costs in the USA. US colleges have their own requirements for how international students can prove their ability to pay expenses. Many colleges are need-blind for American students but need-aware for international students. Need-blind means the college doesn't take into account your financial situation when making its admissions decisions. International students are not eligible for federal work-study, but some colleges offer their own work-study programs. There are also universities in the US that offer full scholarship options for international students, and partial tuition scholarships are available.
| Characteristics | Values |
|---|---|
| Number of universities offering financial aid to international students | 268 |
| Average financial aid offered to international students | $82,000 |
| Highest financial aid offered to international students | $86,258 |
| Average amount given to international students for the 2023-2024 academic year | $23,800 |
| Average aid offered by the top 20 universities | $81,939 |
| University offering the largest average amount of financial aid per international student | Vassar College |
| University offering financial aid exceeding $86,000 | Concordia University Wisconsin |
| Example of a scholarship for international students | John M. Belk scholarship |
| Example of a university with a need-blind admissions policy | Yale |
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What You'll Learn

Scholarships and grants
Types of Scholarships and Grants
There are two main types of scholarships: need-blind and need-aware. Need-blind scholarships do not take your financial situation into account when making admissions decisions, while need-aware scholarships do consider your financial need. Many colleges are need-blind for American students but need-aware for international students. Additionally, some scholarships are need-based, meaning they are awarded based on financial need, while others are merit-based, awarded based on academic achievement, test scores, and other talents.
Sources of Scholarships and Grants
Examples of Universities Offering Scholarships and Grants
- St. Lawrence University: St. Lawrence University has a long relationship with Kenya and offers two full scholarships to qualifying Kenyan students annually.
- Davidson College: Davidson College offers the John M. Belk Scholarship to outstanding students with extraordinary potential. The scholarship provides full funding plus special study stipends.
- Indiana University - Bloomington: IU Bloomington offers the Wells Scholars Program, a full-time merit-based scholarship offered to between 18 and 22 students each year.
- Vassar College: Vassar College awarded the largest average amount of financial aid per international student, with an average of $86,258 for the 2023-2024 academic year.
- Stanford University, Pomona College, and Vanderbilt University: These three universities are among the top 20 schools that gave the most financial assistance to international students.
Applying for Scholarships and Grants
When applying for scholarships and grants, it is important to consult with the admissions office or international student office at the university to which you are applying. You can also use free online scholarship databases to search for scholarships and grants that match your qualifications and needs. Be cautious of dishonest scholarship offers and never send money or personal financial information to any organization promising a scholarship in return.
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Work-study programs
University of Pennsylvania
The University of Pennsylvania uses institutional funding to offer work-study programs to eligible international students. International students at UPenn can participate in on-campus work-study programs, with opportunities in research, administrative work, and teaching. Students can work up to 20 hours per week during academic sessions and up to 40 hours per week during school breaks.
University of Mary Washington
The University of Mary Washington offers institutional work-study programs where wages are provided by the departments that the positions support. This allows international students to access work opportunities that might otherwise be reserved for students in federal work-study programs.
Yale University
Yale University offers work-study opportunities, including research, community outreach, and teaching positions, to international students with F-1 or J-1 status who are enrolled full-time. International students can work up to 19 hours per week during school sessions and over 20 hours during vacations. Positions in the Yale School of Environment pay $15.75 to $16.75 hourly, while a teaching fellowship pays $5,400 per semester for six to ten hours of work per week.
University of California, Berkeley
While Berkeley does not offer "work-study" jobs for international students, those with F-1 or J-1 status can pursue various on-campus opportunities in research, teaching, and administrative roles. F-1 students at Berkeley may work without authorization if they are issued I-20s, while J-1 students must obtain written approval from their program sponsor.
University of Denver
The University of Denver (DU) offers a limited number of work-study positions that are open to eligible students, including international students who meet employment eligibility requirements. DU students can search for work-study positions on PCO, the university's job and internship listing site. These positions may involve partnerships with nonprofits and government agencies that aim to enhance the quality of life for residents, particularly those from low-income backgrounds, in the DU and Denver community.
It is important to note that work-study programs vary by school, and international students should always review their employment eligibility and any work-related restrictions before applying for such programs.
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Need-blind vs need-aware
International students often face significant financial challenges when applying to universities abroad. While some may be able to secure scholarships, many are not eligible for federal work-study programs and must rely on other forms of aid. Understanding the differences between need-blind and need-aware universities is crucial for international students seeking financial assistance.
Need-blind universities make admissions decisions without considering a student's financial situation. They do not factor in whether the applicant requires financial aid. However, many need-blind universities may not be able to meet the full financial need of their admitted students, potentially impacting their ability to attend. At need-blind institutions, the availability of financial aid does not influence the admissions process.
On the other hand, need-aware universities do take a student's financial circumstances into account during the admissions process. These universities argue that this approach allows them to more effectively meet the financial needs of accepted applicants. However, critics of the need-aware approach argue that it is unfair for students to be denied admission solely because they cannot pay.
In the United States, many colleges are need-blind for American students but need-aware for international students. This distinction can significantly impact an international student's chances of admission if they require financial assistance. To qualify for federal financial aid and other types of aid, students must file the FAFSA (Free Application for Federal Student Aid).
While need-blind and need-aware policies are essential factors to consider when applying to universities, other factors come into play as well. The availability of scholarships, grants, and work-study programs can vary between institutions, and some universities may offer more generous financial aid packages than others. International students should carefully research the financial aid policies and philosophies of the universities they are considering to make well-informed decisions.
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Private vs public institutions
International students looking to study in the United States face a crucial decision: choosing between a public or private university. This decision can be challenging, as each type of institution has its own distinctive qualities, advantages, and disadvantages.
Public universities are typically owned and funded by the government, which allows them to offer lower tuition fees, especially for residents of the same state as the university. Government financing often goes hand in hand with campus size, resulting in larger student bodies and more competitive environments. The higher acceptance rates and affordable tuition costs of public universities attract students from diverse demographic backgrounds, primarily within the same state. With more students enrolling each year, public universities usually offer a wider range of degrees and majors. Additionally, government funding enables these institutions to boast impressive research facilities and resources.
On the other hand, private universities rely on tuition fees, private investments, and donations for their funding. This results in higher tuition costs, with students bearing the full cost of their studies. Private universities are often smaller due to selective financing sources, leading to smaller class sizes and a more intimate learning environment. Private institutions frequently attract students from across the nation and worldwide since they do not differentiate between in-state and out-of-state tuition. While private universities may have a more limited range of degrees and majors, they can sometimes offer more specialized resources and attention.
It is worth noting that the distinction between public and private universities is not a determinant of the quality of education. According to the QS World University Rankings, 63% of the top 30 universities are public, showcasing that both types of institutions can offer excellent academic experiences.
When deciding between a public or private university, international students should carefully consider their priorities, such as cost, coursework, campus size, and social life. Researching each university and seeking guidance from educational counsellors can help prospective students make an informed decision that aligns with their academic goals and personal preferences.
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International Baccalaureate (IB) or Advanced Placement (AP) courses
International Baccalaureate (IB) and Advanced Placement (AP) courses are internationally recognised qualifications. Local and national governments worldwide acknowledge that the IB programmes offer internationally accredited curricula and qualifications.
IB graduates are self-motivated leaders who can contribute to a university's overall academic standing and internationalisation strategy. To attract IB students, universities recognise the Diploma Programme (DP), DP courses, Career-related Programme (CP), and Middle Years Programme (MYP).
If you have taken IB or AP courses, you can have these credentials evaluated to see if some of the credit can be applied to reduce your time to graduation. You can also pursue on-campus employment, such as serving as a resident assistant (RA) after your first year of study.
In the United States, undergraduate international students can receive financial aid in the form of need-based scholarships, grants, and tuition waivers. Many colleges offer substantial financial aid packages to international students. For example, during the 2023-2024 academic year, the average amount given to international students was roughly $23,800 at 868 undergraduate schools. However, the average aid was more than triple that amount ($81,939) at the 20 schools that gave the most financial aid to international students. These schools include Vassar College, Stanford University, Pomona College, and Vanderbilt University.
Additionally, public schools like The Citadel, The Military College of South Carolina, and Arizona State University have awarded significant amounts of aid to international students. It is important to note that most institutional aid for international students in the US is reserved for graduate studies in the form of assistantships and fellowships.
For AP courses, students can search the AP Course Ledger, which is the official list of schools that have passed the AP Course Audit. This can be searched by country, state/province, or city to find a school where one can take exams. Students can also consider testing at authorised AP test centres, available in various countries, including China and India.
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Frequently asked questions
268 schools in the US offer financial aid to international students. Some of the top universities include Indiana University - Bloomington, St. Lawrence University, and Vassar College.
Aid can come in the form of scholarships, grants, work-study programs, tuition waivers, and student loans.
The average amount of financial aid offered to international students in the US for the 2023-2024 academic year was $79,000 to $82,000. The highest financial aid offered was \$86,258.
You can apply for financial aid by filling out the FAFSA form, which is used to access grants, federal student loans, and work-study funds. You can also consult with your university's admissions or international student office to learn about special funding opportunities.
The requirements for receiving financial aid vary, but many scholarships are awarded based on financial need, academic achievement, test scores (SAT, ACT, GRE, GMAT), and extracurricular involvement. Some universities may also consider an international student's ability to pay when making admissions decisions.











































