International Students: Apple Card Application Eligibility Explained

International students in the US who want to apply for an Apple Card face a number of requirements and restrictions. Firstly, applicants must be US citizens or lawful US residents with a valid, physical US address. This means that international students on F-1 visas are not eligible to apply, even if they have a Social Security Number (SSN). However, some international students with SSNs and US addresses have reported getting approved for the Apple Card, although the results vary. Additionally, a credit history and a US driver's license or state-issued photo ID are typically required for the application process, and the device region must be set to the United States.

International students need a Social Security Number to apply for an Apple Card

International students can apply for an Apple Card, but there are some requirements that must be met. Firstly, international students need a Social Security Number (SSN) to apply for an Apple Card. This is a crucial eligibility requirement for obtaining the card. To apply for an SSN as an international student, certain steps need to be followed. These may include obtaining valid employment authorization, such as an Employment Authorization (EAD) card, and providing evidence of employment, such as a letter from the university confirming on-campus employment.

In addition to having an SSN, international students must also build a credit history to be eligible for an Apple Card. This can be done by having a steady income and maintaining a good credit score. Some international students have reported success in getting approved for the Apple Card with a credit history of around six to seven months and a credit score of around 650. It is worth noting that having a longer credit history and a higher credit score may result in a higher credit limit on the Apple Card.

While not always required, having a US driver's license or state-issued photo ID can also increase the chances of approval for an Apple Card. Additionally, applicants need to be at least 18 years old and have a valid US address that is not a P.O. Box. The device region on their iPhone or iPad must also be set to the United States. It is important to note that even with all these requirements met, Goldman Sachs, the issuer of the Apple Card, may still decline the application if the applicant is not a legal resident of the US.

To apply for an Apple Card, international students can follow the standard application process. This includes opening the Wallet app, completing the application, and agreeing to the Apple Card Terms & Conditions. If approved, applicants can add the Apple Card to their eligible iPhone or iPad and use it for purchases anywhere Mastercard is accepted. They can also manage their account and schedule payments through the Wallet app or their Apple Card web account.

International students need a US driver's license to apply for an Apple Card

International students face several challenges when applying for an Apple Card. Firstly, Apple Card applicants must be US citizens or lawful permanent residents with a valid US address, excluding PO boxes. International students without a US residential address may not meet this requirement. Additionally, applicants need to be at least 18 years old or older, depending on their state of residence, and must own a compatible iPhone with the latest iOS version. International students must ensure they fulfil these criteria before proceeding with their application.

Another critical requirement for Apple Card applicants is a credit history or credit score. Goldman Sachs, the issuer of the Apple Card, reviews applicants' credit history to determine their eligibility. This means international students need to establish a credit history or build a good credit score before applying. This can be challenging for students who are new to the country or have a limited financial history.

Furthermore, while not always mandatory, having a US driver's license or state-issued photo ID can significantly impact an international student's application. In some cases, Goldman Sachs may request a driver's license or state ID to verify the applicant's identity. Without a US driver's license, international students may need to explore alternative methods of identity verification, such as providing a Social Security number, credit report, or employment details.

It is worth noting that some international students have successfully obtained an Apple Card without a US driver's license by using other forms of identification. However, a driver's license is the only accepted ID in certain cases. Therefore, international students who can obtain a temporary or permanent US driver's license may have a higher chance of a smooth and successful application process for an Apple Card.

Additionally, international students should be aware that their application may be declined if they do not have a Social Security number (SSN). While it is not mandatory to have an SSN, it is one of the key requirements reviewed by Goldman Sachs. International students without an SSN may need to consider alternative credit card options that do not require one.

International students need a US address to apply for an Apple Card

International students in the US can apply for an Apple Card, but they need to meet certain requirements. Firstly, applicants must be 18 years or older and have a valid, physical US address that is not a P.O. Box. A military address is also acceptable. International students also need to provide a Social Security Number or Individual Taxpayer Identification Number and set up two-factor authentication for their Apple ID.

In addition to these requirements, international students must also build a credit history for Goldman Sachs to review. This means that applicants need to have a steady income and a credit score. One way to build credit history is by signing up for a phone line or a postpaid cellular service plan, as these types of accounts can contribute to your credit score. Once international students have met these requirements, they can apply for an Apple Card through the Wallet app or Apple's website.

International students need a credit history to apply for an Apple Card

International students can apply for an Apple Card, but there are some requirements that must be met. Firstly, international students need to have a credit history for Goldman Sachs to review before they will approve the Apple Card. This means that students should have a steady income and a Social Security Number. In addition, students must be 18 years or older and have a valid, physical U.S. address that is not a P.O. Box. A military address is also acceptable.

To build a credit history, international students can start by having a Social Security Number and a U.S. address. With these, they can apply for a secured credit card or a postpaid cellular service plan, which can help build their credit score. It is important to note that a phone line or utilities will not contribute to one's credit score. Once a student has built up some credit history, they can apply for an Apple Card. According to some sources, even 5 to 7 months of credit history can be sufficient for approval, although the credit limit might be low.

It is worth noting that, while international students can apply for an Apple Card, they may face higher chances of rejection. This is because Goldman Sachs, the issuer of the Apple Card, is looking for applicants with strong credit histories and steady incomes who are likely to make big-ticket purchases of Apple products. Thus, international students without a substantial income or credit history may find it challenging to get approved for an Apple Card.

In conclusion, while it is possible for international students to apply for and obtain an Apple Card, it is important to understand the requirements and challenges. Building a credit history and meeting the basic eligibility criteria are crucial steps for international students seeking to acquire an Apple Card successfully.

International students need to be 18 or older to apply for an Apple Card

To apply for an Apple Card, you must be a US citizen or a lawful US resident with a valid, physical US address. This means that international students studying in the US may be eligible to apply for an Apple Card if they meet the other requirements. These include being 18 or older, having a social security number or individual taxpayer identification number, and setting up two-factor authentication for your Apple ID.

It is important to note that, while students can be approved for an Apple Card, they must have a credit history for Goldman Sachs to review. This means that a steady income and a Social Security number are required. Additionally, a US driver's license or state ID may be requested for identity verification purposes.

Some international students have reported being approved for an Apple Card with a credit history of around six months and a credit score of around 650 or higher. However, it is important to note that each application is reviewed on a case-by-case basis, and approval is not guaranteed.

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