
International students are generally not eligible to fill out the Free Application for Federal Student Aid (FAFSA) as it is intended for U.S. citizens and certain eligible non-citizens. However, some schools may require international students to submit a FAFSA form in order to process their loan applications, especially if they are taking out a loan from a U.S. citizen. International students without a Social Security Number (SSN) can submit a physical copy of the FAFSA form by mail.
| Characteristics | Values |
|---|---|
| Who is FAFSA available to? | U.S. citizens and eligible non-citizens |
| Who are eligible non-citizens? | U.S. nationals (including natives of American Samoa or Swains Island) or permanent residents with a Form I-551, I-151 (Permanent Resident Card, Resident Alien Card, or Alien Registration Receipt Card), also known as a "green card" |
| What do international students need to fill out FAFSA? | Social Security Number (SSN) |
| Can international students receive federal aid from FAFSA? | No |
| Can international students receive other types of aid? | Yes, including private student loans, grants, scholarships, and merit or need-based aid |
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What You'll Learn

International students' eligibility for FAFSA
However, some schools may require international students to fill out the FAFSA in order to process their loan applications, even though they are not eligible for federal aid. In such cases, international students can submit a printed copy of the FAFSA form by mail. Once the application is rejected by FAFSA, the school will then approve the loan.
Although international students are not eligible for federal aid, they may still qualify for other types of financial aid, such as private international student loans, grants, scholarships, or merit or need-based aid. To apply for financial aid, international students may need to fill out the International Student Financial Aid Application (ISFAA) or the CSS Profile, depending on the university's requirements.
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FAFSA application process for international students
International students are generally ineligible for federal student aid from the US Department of Education. However, there are some instances in which non-citizens may be eligible for financial aid from the US federal government.
To apply for FAFSA, non-citizens must fall under one of the following categories:
- US national (including natives of American Samoa or Swains Island)
- US permanent resident with a Form I-551, I-151 (Permanent Resident Card, Resident Alien Card, or Alien Registration Receipt Card), also known as a "green card"
- Have an Arrival-Departure Record (I-94) from the US
Additionally, Indian students who are non-US citizens may be eligible if they hold one of the following:
- Certificate of Naturalization (form N-550 or N-570)
- Certificate of Citizenship (form N-560 or N-561)
- Documentation of Birth of Citizen Abroad (form FS-240, FS-545 or DS-1350)
International students should also be aware that they will need a Social Security Number (SSN) to apply for FAFSA. While FAFSA scholarships are difficult for international students to obtain, it is still recommended that they fill out the FAFSA form, as it is used to determine eligibility for other US university and state scholarships. The FAFSA form is also required by some universities to consider applicants for aid.
The FAFSA application process involves listing up to ten universities on the form and ensuring that the application is signed. The deadline to submit the FAFSA form is usually June 30, and it is recommended to apply as early as possible, as aid is distributed on a first-come, first-served basis.
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Alternative financial aid for international students
International students are generally not eligible for federal student aid or US government-backed loans. However, there are alternative funding sources available. Here are some options for international students seeking financial aid for their studies in the US:
Scholarships
There are international scholarships specifically designed to help fund education programs overseas. These scholarships can provide financial assistance and open doors to cultural experiences and networking opportunities. Scholarship Search is a free database that can help you navigate the process and find scholarships that match your profile. Need-based scholarships are another option, awarded to students who can demonstrate financial need. Additionally, some universities offer merit-based scholarships for special skills, talents, or abilities.
Private International Student Loans
International students are eligible for private international student loans to finance their studies in the US. Ascent, for example, offers private co-signed loan options for international students.
Funding from Home Country
Your home country could be a potential source of funding. Many governments provide scholarships or financial support for their students to study abroad. For instance, Saudi Arabia offers full scholarships to Saudi students studying in the USA. Contact your country's ministry or department of education, as well as your embassy and consulate in the US and your home country, to explore these options.
Financial Aid from US Institutions
Some US colleges and universities offer limited financial aid for international students through their financial aid offices, although this is more common for graduate studies. Private institutions may sometimes offer discounted tuition rates, and both private and public institutions may waive application fees.
Employment Opportunities
While immigration regulations are strict regarding working while on a student visa, there are some employment opportunities available. F-1 status allows for part-time, on-campus employment (less than 20 hours per week), and J-1 status allows for similar employment with permission from the exchange visitor program sponsor.
Remember to start your financial aid research early and carefully review the requirements and application processes for each funding source.
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The importance of filling FAFSA for international students
International students planning to pursue their education in the US must consider filling out the FAFSA form to seek financial aid. FAFSA, or the Free Application for Federal Student Aid, is a free form circulated by the US government to provide financial aid to students in need. While international students cannot receive federal aid from the US government, they can still benefit from filling out the FAFSA form in several ways.
Firstly, FAFSA is not just for federal aid; it is also used by many universities to determine eligibility for their own scholarships. Renowned colleges like Princeton University, Rice University, and Stanford University are among those that use the FAFSA form to determine federal aid eligibility and offer their scholarships. Additionally, FAFSA is available to eligible non-citizens, including US nationals, permanent residents with a Green Card, and citizens of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau. International students who have completed one year of education in the US and meet other eligibility criteria can also be regarded as eligible for FAFSA.
Secondly, FAFSA follows a first-come, first-served rule for distributing student aid. Therefore, it is beneficial to apply as early as possible to increase the chances of receiving financial assistance. The FAFSA typically opens on December 31, with a deadline for submission of June 30, and students are required to submit a new application every year. Moreover, students who fill out the FAFSA form early may receive more aid.
Lastly, FAFSA is not limited to federal or university scholarships. It can also help international students seeking private loans. By completing the FAFSA form, students can explore private cosigned loan options offered by organizations like Ascent Funding, which provides low-interest loans specifically for international students.
In conclusion, while international students may face eligibility criteria and requirements such as having a Social Security Number (SSN), the FAFSA form remains an essential tool for seeking financial aid for higher education in the US. By applying early, meeting eligibility criteria, and exploring various scholarship and loan opportunities, international students can benefit from the financial support provided through the FAFSA.
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Student loan options for international students
International students have fewer student loan options than US borrowers. Unless you are an eligible non-citizen who can apply for federal student loans, you will need to borrow from a private lender.
FAFSA
FAFSA (Free Application for Federal Student Aid) is available to US citizens and eligible non-citizens. To complete the FAFSA, students must create an FSA ID using their social security number (SSN). International students who do not have an SSN are not eligible to apply.
Eligible non-citizens must fall under one of the following categories:
- Be a US national (including natives of Samoa or Swains Island)
- Be a US permanent resident with a Form I-551, I-151 (Permanent Resident Card, Resident Alien Card, or Alien Registration Receipt Card), also known as a "green card"
- Have an Arrival-Departure Record (I-94) from the US
Private lenders
Private lenders such as Ascent offer private co-signed loan options for international students. MPOWER Financing also provides loans to international students in the US and Canada. They offer fixed-rate loans from US$2,001 to US$100,000 at competitive interest rates with up to 0.25% in interest rate discounts.
International student loan lenders
There are lenders that specifically cater to international students. These include:
- InternationalStudentLoan.com
- NerdWallet
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Frequently asked questions
International students are not eligible to fill out the FAFSA form as it requires a Social Security Number (SSN). However, some schools may require international students to submit the form to process their loan applications.
International students can submit a printed copy of the form by mail. Once the application is rejected, the school will sanction the loan.
Yes, international students may qualify for certain types of merit or need-based aid. They may also be required to fill out the International Student Financial Aid Application (ISFAA) or the CSS Profile for private colleges.
International students face additional costs such as student visa fees, health insurance, airfare, and fluctuating exchange rates.
The FAFSA form must be submitted by June 30 for each academic year. However, college and state deadlines may be earlier.





































