Douglas Olsen
Laurentian University, located in Greater Sudbury, Ontario, Canada, offers a range of services and support for international students. One of the critical aspects of studying abroad is understanding the healthcare system and the medical facilities available to students. International and incoming exchange students at Laurentian University have access to health insurance through the University Health Insurance Plan (UHIP). This mandatory plan provides comprehensive health coverage for medically necessary doctors and hospital visits within Ontario. With a fee of $756 per year per person, UHIP offers up to $1,000,000 CAD in coverage for primary healthcare services. In addition, full-time students can access additional medical coverage through their student association health plan, which helps pay for services not covered under UHIP, such as vision, dental, and prescriptions.
| Characteristics | Values |
|---|---|
| Health Insurance | University Health Insurance Plan (UHIP) |
| UHIP Coverage | Up to $1,000,000 CAD for primary health care services and eligible medically necessary services |
| UHIP Cost | $756 per year per person ($63 per month per person) |
| UHIP Eligibility | International students, incoming exchange students, and dependents (spouse and children) |
| UHIP Requirements | Must be enrolled in a program and registered for courses |
| UHIP Exemption | Available for certain pre-approved insurance plans |
| UHIP Extensions | Available for short-term students, thesis defence, convocation, and medical emergencies |
| Supplementary Coverage | Available through the student association health plan for full-time students |
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What You'll Learn
- International students have access to health insurance through the University Health Insurance Plan (UHIP)
- UHIP is mandatory and provides coverage for medically necessary doctors and hospital visits
- The insurance costs $756 per year and provides up to $1,000,000 CAD in coverage
- Students can apply for a UHIP exemption if they have alternative insurance
- The process for filing a claim and getting reimbursed for eligible expenses is outlined on the UHIP website
International students have access to health insurance through the University Health Insurance Plan (UHIP)
International students at Laurentian University have access to health insurance through the University Health Insurance Plan (UHIP). UHIP is a mandatory, comprehensive health insurance plan that provides health coverage for international and incoming exchange students, as well as their dependents (spouse and children). The insurance covers medically necessary doctors and hospital visits within Ontario. To be eligible for UHIP, students must be enrolled in a program and registered for their courses. Once an international student registers for their courses, they are automatically enrolled in UHIP every year. The UHIP policy year runs from September 1 to August 31 and costs $756 per year per person (or $63 per month). This fee must be paid in full at the beginning of the academic session and provides up to $1,000,000 CAD for primary health care services and eligible medically necessary services.
Supplementary coverage, such as vision, dental, and prescriptions, is not included in UHIP. However, as a full-time student, additional medical coverage is provided through the student association health plan. This helps to pay for services not covered under UHIP. Unfortunately, these supplementary plans are not available to incoming exchange students.
If international students have another insurance plan that is not listed under the pre-approved plans, they can apply for an exemption from UHIP directly through their UHIP provider, Cowan or Manulife. A checklist is available on the UHIP website to determine if a plan qualifies for an exemption. Students studying at Laurentian for fewer than 12 months can apply for a four-month UHIP extension, which is helpful if they plan to travel in Canada after completing their studies. Other UHIP extensions are also available, such as for defending a thesis, waiting for convocation, or experiencing a medical emergency.
The UHIP provider, Cowan/Manulife, has compiled a list of healthcare providers in Ontario who accept UHIP insurance coverage. Filing a claim for reimbursement of eligible expenses is straightforward. Students can print off a claim form from the UHIP website, complete it at the doctor's office, and then submit the completed form, along with the invoice and proof of payment, to receive reimbursement.
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UHIP is mandatory and provides coverage for medically necessary doctors and hospital visits
Laurentian University offers its international students health insurance through the University Health Insurance Plan (UHIP). UHIP is mandatory and provides coverage for medically necessary doctors and hospital visits. It is a comprehensive health insurance plan that covers international students, exchange students, and their dependents, including spouses and children. The fee for UHIP coverage is $756 per year per person, which equates to $63 per month and must be paid in full at the start of the academic year. The policy year runs from September 1 to August 31 and provides up to $1,000,000 CAD for primary healthcare services and eligible medically necessary services.
To be eligible for UHIP, students must be enrolled in a program and registered for courses. International students are automatically enrolled in UHIP annually upon course registration. UHIP covers medically necessary doctors and hospital visits within Ontario. The insurance plan has a list of healthcare providers in Ontario who accept UHIP coverage as payment.
Students can easily file a claim with UHIP to get reimbursed for eligible expenses after seeking healthcare. Before visiting a healthcare provider, students can print off and complete a claim form, which is available on the UHIP website. After receiving care, students must pay for it, make copies of the claim form, invoice, and proof of payment for their records, and then mail the original documents to the address on the form. Students can choose to receive reimbursement by direct deposit or cheque.
While supplementary coverage for vision, dental, and prescriptions is not included in UHIP, full-time students have access to additional medical coverage through their student association health plan. This supplementary coverage helps pay for services not covered under UHIP.
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The insurance costs $756 per year and provides up to $1,000,000 CAD in coverage
Laurentian University provides international and incoming exchange students with health insurance through the University Health Insurance Plan (UHIP). UHIP is a mandatory, comprehensive health insurance plan that provides health coverage for international and incoming exchange students and their dependents (spouse and children). The insurance costs $756 per year and provides up to $1,000,000 CAD in coverage for primary health care services and eligible medically necessary services. This includes medically necessary doctors and hospital visits within Ontario.
The UHIP policy year runs from September 1 to August 31, and the fee is charged to the student's account, payable in full at the beginning of the academic session. Although supplementary coverage, such as vision, dental, and prescriptions, is not included in UHIP, full-time students have additional medical coverage through their student association health plan. This supplementary coverage helps pay for services not covered under UHIP.
To be eligible for UHIP, students must be enrolled in a program and registered for courses. International students are automatically enrolled in UHIP annually upon course registration. Students with alternative insurance plans can apply for a UHIP exemption directly through their UHIP provider, Cowan or Manulife. A four-month UHIP extension is available for students studying at Laurentian for less than 12 months, which can be useful for those planning to travel in Canada post-graduation. Other UHIP extensions are offered for situations like thesis defence, awaiting convocation, or medical emergencies.
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Students can apply for a UHIP exemption if they have alternative insurance
Laurentian University provides health insurance to international and incoming exchange students through the University Health Insurance Plan (UHIP). UHIP is a mandatory, comprehensive health insurance plan that provides health coverage for international students, exchange students, and their dependents (spouse and children). The insurance covers medically necessary doctors and hospital visits within Ontario. The UHIP policy year is from September 1 to August 31 and provides up to $1,000,000 CAD for primary healthcare services and eligible medically necessary services.
Although UHIP is mandatory for all international students and their dependents residing in Ontario, there are a few cases where students can apply for a UHIP exemption. Students with alternative insurance plans can apply for a UHIP exemption directly through their UHIP provider, Cowan or Manulife. To do so, students must complete a checklist on the UHIP website to determine if their insurance plan qualifies for an exemption. It is important to note that private insurance does not qualify for a UHIP exemption. If a student's status changes or they become covered under a pre-approved plan, they must inform the UHIP administrator as soon as possible and provide proof of the pre-approved plan.
The UHIP website provides detailed information on the exemption policies and the process for applying for an exemption. It is the responsibility of the student to ensure they meet the eligibility criteria and submit any required documentation. Students can also contact the UHIP provider directly for more information and guidance on the exemption process.
In addition to the UHIP exemption for students with alternative insurance plans, there are other cases where students may be exempt from UHIP. For example, students who are enrolled in the university for fewer than 12 months can apply for a four-month UHIP extension. This extension can be useful for those planning to travel in Canada after completing their studies. Other extensions are also available in certain circumstances, such as defending a thesis, waiting for convocation, or experiencing a medical emergency.
It is important for international students at Laurentian University to understand their health insurance coverage and explore their options, including the possibility of applying for a UHIP exemption if they have alternative insurance. By reviewing the information provided by the university and consulting with the relevant offices, students can make informed decisions about their healthcare coverage during their studies.
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The process for filing a claim and getting reimbursed for eligible expenses is outlined on the UHIP website
Laurentian University offers health insurance to international and exchange students through the University Health Insurance Plan (UHIP). UHIP is a mandatory, comprehensive health insurance plan that provides coverage for medically necessary doctors and hospital visits within Ontario. The insurance costs $756 per year per person ($63 per month) and must be paid in full at the beginning of the academic year.
Before your appointment
- Print off a claim form from the UHIP website.
- If you have another insurance plan, check if it is on the pre-approved list. If it is, you can apply for a UHIP exemption.
At your appointment
- Complete the claim form while at the doctor's office.
- Pay for the care you received and make copies of the claim form, invoice, and proof of payment for your records.
After your appointment
- Mail the originals of the form, invoice, and proof of payment to the address on the claim form.
- Set up direct deposit if you would like the claim to be paid directly to your bank account; otherwise, you will receive a cheque by mail.
- Wait for UHIP to determine whether the claimed services are covered by your plan.
- Receive payment if the services are covered.
Please note that supplementary coverage, such as vision, dental, and prescriptions, is not part of UHIP. However, as a full-time student, you may have additional medical coverage through your student association health plan. This can help pay for services not covered under UHIP.
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Frequently asked questions
Yes, Laurentian University provides health insurance to international students through the University Health Insurance Plan (UHIP). This is a mandatory, comprehensive health insurance plan that covers medically necessary doctors and hospital visits within Ontario.
UHIP provides up to $1,000,000 CAD for primary healthcare services and eligible medically necessary services.
The UHIP coverage is $756 per year per person ($63 per month per person). This fee is charged to the student's account and must be paid in full at the beginning of the academic session.
Before seeking healthcare, print off and complete a claim form from the UHIP website. Pay for the care received, then mail the originals of the form, invoice, and proof of payment to the address on the claim form. You can choose to be reimbursed via direct deposit or cheque.
